Need Money Quickly?
Wise Loan’s Emergency Loans Online Can Help.
Online emergency loans could be your lifeline during unexpected times when you’re short on funds.
- Super Fast Loan Decision
- Instant or Same-Day Funding
- Positive Payment History Reported to the Credit Bureaus
Join the growing list of satisfied customers who have received help paying for unexpected expenses.
Hear From Our Customers
Reviews
Awesome service
Skigirl -
Ashwaubenon, WI 54115
Robbie has been a great help. Followed up with me through the process. Let me know if I have questions or need to make a different arrangement he is there to help. He is kind and considerate. Thank you for your help
Outstanding Customer Service
David -
Dallas, TX 75220
Provided with very friendly, professional, customer service.
Response from Wise Loan:
David, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan
Great Customer Service Experience
Lori -
Baton Rouge, LA 70816
Robby was very helpful in resolving my payment due date change issue. He was very friendly and professional, and his handling of the situation really made my day. We need more people like him that can handle our customer service issues.
Response from Wise Loan:
Lori, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan
Excellent service!!
Norma -
Garland, TX 75042
Response from Wise Loan:
Norma Flores, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan
Great service
Robert -
San Antonio, TX 78228
Easy to apply for loan
Response from Wise Loan:
Robert, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan
Excellent service always
Krista -
Ponder, TX 76259
Response from Wise Loan:
Krista, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan
Excellent service
Cheryl -
Katy, TX 77450
Jude was very nice and understanding when talking to him today regarding me needing to make my last payment due on a loan for the month of December instead of it being auto deducted this month, November. Helped me tremendously! Thank You!
Response from Wise Loan:
Cheryl, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan
Polite and explained my question.
Madelyn -
Houston, TX 77014
Response from Wise Loan:
Madelyn, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan
Excellent Service
Angel -
Sunset, UT 84015
Fast, great customer service
Response from Wise Loan:
Angel, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan
Ms.
Kimbley -
Missouri City, TX 77459
Only use as a last resort. Interest is far too expensive.
Response from Wise Loan:
Kimbley, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. We will contact you within 24 hours; otherwise, do not hesitate to contact us directly at (800) 516-7840 or email us at [email protected]. Best regards, The Call Center
Excellent work
Orlando -
Indian Lake, TX 78566
Response from Wise Loan:
Orlando, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan
Customer Service
Lisa -
Waxahachie, TX 75167
Great customer service ! Very helpful!
Response from Wise Loan:
Lisa, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan
Excellent Service‼️
Monetta -
Sanger, TX 76266
Jude is very professional and courteous!
Response from Wise Loan:
Monetta, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan
Excellent
Tracy -
Pewaukee, WI 53072
Response from Wise Loan:
Tracy, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan
Excellent Service!
Kimberly -
River Ridge, LA 70123
Very helpful and efficient!
Response from Wise Loan:
Kimberly, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan
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Jude C.
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Jude C.
Olga S.
Olga S.
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ROBBY G.
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Jude C.
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What is an Emergency Loan?
An emergency loan is a personal loan for unforeseen circumstances that demand immediate attention. It’s a short-term solution that bridges the gap between unexpected expenses and your next paycheck or source of income. These loans provide a quick means of securing funds up to $1,500, often bypassing the lengthy approval processes associated with traditional loans, and they are available even to those with bad credit.
Emergency online loans have transformed how people access urgent financial aid. With a few clicks, you can apply and secure funds for pressing needs, be it a medical bill looming over the horizon, a car broken down at an inopportune time, or any other unplanned expenditure. The online approach prioritizes speed and convenience, ensuring you’re safe during tough financial times.
How It Works
Securing a loan online for emergency situations is as easy as 1-2-3.
1
Apply for a Loan
Begin your journey with our user-friendly loan application, taking less than 5 minutes of your time. You must have a checking account to apply.
Receive a Loan Decision
Say goodbye to lengthy decisions. Experience a loan decision within minutes to an hour of your application.
3
Get Funds
Whether it’s same-day, instant, or next-day funding, we ensure you get your funds as a lump sum when you need them the most. You must have direct deposit to receive funds.
Why Choose Wise Loan?
When it comes to online lenders, Wise Loan stands out. Not only do we provide a seamless application process and rapid decisions, but our commitment to helping customers build a healthy financial future sets us apart from the rest. We report payments to Experian and Equifax to help improve your credit. We also reward on-time payments through our Nest Egg program.
Wise Loan is here to help improve your financial health and well-being.
What Can I Use an Emergency Loan For?
Emergency loans cater to urgent financial needs like medical, auto, and home repairs. Whether it’s an unforeseen bill, an essential purchase, or any other sudden expense, these loans provide a timely financial cushion. Different types of loans include:
Medical Loans
Tackle medical expenses head-on. With our medical loans, prioritize your health without compromise.
Auto Repair Loans
Navigate vehicle breakdowns without a hitch. Get back on the road quickly with our auto repair loans.
Home Repair Loans
We have your back for unforeseen home damages. Our home repair loans are here to help.
Funeral Loans
Ensure a respectful farewell without the burden of expenses. Find solace with our funeral loans.
Moving Loans
Forced to relocate unexpectedly? Simplify your transition with our specialized moving loans.
Vet Loans
We Proudly Serve These Locations
Emergency Loan FAQs
How Can I Borrow Money Fast in an Emergency?
How Can I Pay Back an Emergency Loan?
Paying back your emergency loan with Wise Loan is designed to be as hassle-free as the application process. We offer flexible repayment options in the form of installments. You can choose from various repayment options: weekly, biweekly, or monthly. Our transparent loan terms mean there are no hidden fees or surprises.
What is the Process to Apply?
When you apply for an emergency loan online, you will experience a seamless three-step process. Start by filling out our online application, which takes less than five minutes. Once completed, you’ll receive a decision within minutes to an hour. If approved, funds can be transferred to your account instantly or by the next business day, depending on your application time and eligibility criteria.
What are the Most Common Ways to Get Emergency Cash Quickly?
While emergency cash loans from Wise Loan are a reliable way to get cash fast, other methods exist. Many people turn to payday loan online lenders for quick cash, often with high fees. Credit card cash advances are another option but can have high-interest rates. Borrowing from friends or family might be feasible for some, but it’s essential to ensure that the lending terms are clear to avoid misunderstandings.
What Credit Score Do I Need?
Who Typically Qualifies for an Emergency Loan?
Resources
What is an Installment Loan?
One of the most common types of loans is the installment loan. If you have any sort of debt, chances are that you have one or more installment loans. They can include student loans, auto loans and personal loans. Find out more about traditional installment loans and what you can use an installment loan for below.
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