Need Money Quickly?
Wise Loan’s Emergency Loans Online Can Help.
Online emergency loans could be your lifeline during unexpected times when you’re short on funds.
- Super Fast Loan Decision
- Instant or Same-Day Funding
- Positive Payment History Reported to the Credit Bureaus
Join the growing list of satisfied customers who have received help paying for unexpected expenses.
Hear From Our Customers
Reviews
Customers say: The reviews exhibit a positive sentiment towards Wise Loan, with many customers expressing satisfaction with the service, helpfulness, professionalism, and quick loan processing. Positive reviews highlight the friendly and helpful customer service, with representatives going above and beyond to assist customers. Customers appreciate the detailed explanations, honest answers, and the overall positive experience. The company is praised for its excellent customer service, helpfulness, professionalism, and quick loan processing. Negative reviews are fewer in number but still acknowledge the helpfulness of some representatives. However, there are concerns about long wait times and the need for more transparency in the loan process. Overall, the sentiment is positive, with customers expressing gratitude and satisfaction with Wise Loan's services.
great service & good prices
Arionna -
Arlington, TX 76015
excellent service
Tara -
Oakdale, LA 71463
she did a fantastic job
Response from Wise Loan:
Tara, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan
Awesome Service!!
Ruthie -
Hockley, TX 77447
Wise Loan is the best.in the business I have used them a few years now. Always top notch! My representative ,Sheena U. was very professional kind and was a big help! The company and its staff strive on providing over the.top customer service!
Response from Wise Loan:
Ruthie, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan
Excellent service
Fernando -
Lubbock, TX 79413
Lady Sheena Urgel she was extremely helpful polite her customer service was outstanding
Response from Wise Loan:
Fernando, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan
Ecellent service
Loma -
Weatherford, TX 76086
Response from Wise Loan:
Loma, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan
"Over the Top" AWESOME Service
Ruthie -
Hockley, TX 77447
Wise Loan definitely has Excellent Service!! From the first Loan representatives, with applications payments. And the workout team who help you if you need help with a missed payment! Mr. Jude and his fellow team member are awesome! Wise Loan is definitely one of the best loan companies in this market!
Response from Wise Loan:
Ruthie, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan
Excellent customer service
Andrew -
Dallas, TX 75287
Willing to help with your needs
Response from Wise Loan:
Andrew, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan
Good service
Nykisha -
Dallas, TX 75251
Response from Wise Loan:
Nykisha, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan
Excellent
George -
Slidell, LA 70460
Very professional
Response from Wise Loan:
George, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan
Awesome
Sherry -
Harker Heights, TX 76548
Great for a quick loans and if your credit is less than perfect they will help you
Response from Wise Loan:
Sherry, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan
Excellent Service
Eric -
North Richland Hills, TX 76117
Very detailed, offered honest answers, first time I’ve talked to someone that felt human and helpful.
Response from Wise Loan:
Eric, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan
Excellent customer experience
Andrew -
Dallas, TX 75287
Thanks for all your help.
Response from Wise Loan:
Andrew, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan
Awesome Service!!
Ruthie -
Hockley, TX 77447
I had a customer service call with Sheena U. Awesome customer service! Sheena and everyone are always professional, and customer service oriented.at all time! Always courteous! One of the best in the industry!
Response from Wise Loan:
Ruthie, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan
The Best Company
Ruthie -
Hockley, TX 77447
Wise Loan is always a pleasure to.work with! From Customer Service to.if needed the Work.Out team if you miss a.payment! For me, I have been with them about 3 years as a return customer! One of the best Payday Advance company!
Response from Wise Loan:
Ruthie, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan
Excellent service
Deanna -
Wardsville, MO 65101
Response from Wise Loan:
Deanna, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan
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What is an Emergency Loan?
An emergency loan is a personal loan for unforeseen circumstances that demand immediate attention. It’s a short-term solution that bridges the gap between unexpected expenses and your next paycheck or source of income. These loans provide a quick means of securing funds up to $1,500, often bypassing the lengthy approval processes associated with traditional loans, and they are available even to those with bad credit.
Emergency online loans have transformed how people access urgent financial aid. With a few clicks, you can apply and secure funds for pressing needs, be it a medical bill looming over the horizon, a car broken down at an inopportune time, or any other unplanned expenditure. The online approach prioritizes speed and convenience, ensuring you’re safe during tough financial times.
How It Works
Securing a loan online for emergency situations is as easy as 1-2-3.
1
Apply for a Loan
Begin your journey with our user-friendly loan application, taking less than 5 minutes of your time. You must have a checking account to apply.
Receive a Loan Decision
Say goodbye to lengthy decisions. Experience a loan decision within minutes to an hour of your application.
3
Get Funds
Whether it’s same-day, instant, or next-day funding, we ensure you get your funds as a lump sum when you need them the most. You must have direct deposit to receive funds.
Why Choose Wise Loan?
When it comes to online lenders, Wise Loan stands out. Not only do we provide a seamless application process and rapid decisions, but our commitment to helping customers build a healthy financial future sets us apart from the rest. We report payments to Experian and Equifax to help improve your credit. We also reward on-time payments through our Nest Egg program.
Wise Loan is here to help improve your financial health and well-being.
What Can I Use an Emergency Loan For?
Emergency loans cater to urgent financial needs like medical, auto, and home repairs. Whether it’s an unforeseen bill, an essential purchase, or any other sudden expense, these loans provide a timely financial cushion. Different types of loans include:
Medical Loans
Tackle medical expenses head-on. With our medical loans, prioritize your health without compromise.
Auto Repair Loans
Navigate vehicle breakdowns without a hitch. Get back on the road quickly with our auto repair loans.
Home Repair Loans
We have your back for unforeseen home damages. Our home repair loans are here to help.
Funeral Loans
Ensure a respectful farewell without the burden of expenses. Find solace with our funeral loans.
Moving Loans
Forced to relocate unexpectedly? Simplify your transition with our specialized moving loans.
Vet Loans
We Proudly Serve These Locations
Emergency Loan FAQs
How Can I Borrow Money Fast in an Emergency?
How Can I Pay Back an Emergency Loan?
Paying back your emergency loan with Wise Loan is designed to be as hassle-free as the application process. We offer flexible repayment options in the form of installments. You can choose from various repayment options: weekly, biweekly, or monthly. Our transparent loan terms mean there are no hidden fees or surprises.
What is the Process to Apply?
When you apply for an emergency loan online, you will experience a seamless three-step process. Start by filling out our online application, which takes less than five minutes. Once completed, you’ll receive a decision within minutes to an hour. If approved, funds can be transferred to your account instantly or by the next business day, depending on your application time and eligibility criteria.
What are the Most Common Ways to Get Emergency Cash Quickly?
While emergency cash loans from Wise Loan are a reliable way to get cash fast, other methods exist. Many people turn to payday loan online lenders for quick cash, often with high fees. Credit card cash advances are another option but can have high-interest rates. Borrowing from friends or family might be feasible for some, but it’s essential to ensure that the lending terms are clear to avoid misunderstandings.
What Credit Score Do I Need?
Who Typically Qualifies for an Emergency Loan?
Resources
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Payday Loans Online Are Outdated in 2025—Here’s What Smart Borrowers Do Instead
Payday Loans Online Still Exist—But Should They? You’ve seen the ads. You’ve Googled the term. Maybe you’ve even clicked “Apply Now” in a financial panic. But...