Wise Loan Editorial Team

Wise Loan Editorial Team

Introducing the Wise Loan Editorial Team – a collective of experienced finance and credit professionals dedicated to enhancing your financial path. Our team boasts over three decades of expertise in the finance sector, united in our commitment to deliver reliable and practical financial insights. True to the Wise Loan ethos, our goal is to positively impact the financial well-being of our customers.

Recent Articles by Wise Loan Editorial Team

August 14, 2023

7 Benefits of an Installment Loan

If you find yourself in need of quick cash to cover an urgent expense or if you wish to make a significant purchase while spreading […]

a pile of credit cards
August 14, 2023

How Many Credit Cards Should I Have to Build My Credit Score?

Although many people associate having multiple credit cards with credit card debt, when used strategically, they can actually serve as a beneficial tool for enhancing […]

couple filling out paperwork
August 13, 2023

Is It Possible to Take Out a Loan With No Credit?

Discover your options to take out a loan or get approved for a credit card with no credit history or bad credit and see how Wise Loan can help you build credit.

August 10, 2023

Personal Loans: What Is a Guarantor?

When you apply for a service, lease or loan, the company, landlord or lender wants to be as sure as they can that you’ll make the appropriate payments. Often, they’ll use your credit history and income as a way to gauge that likelihood. If you’re lacking in either of those areas, you might need a guarantor to get approved. What is a guarantor? Find out more below. 

a debt-to-income ratio, or DTI, is underlined in blue marker
August 9, 2023

Good Debt Vs. Bad Debt: How To Tell The Difference

Your parents might have taught you that all debt is negative, but the reality is more nuanced. There are distinct categories of debt: good debt […]

a paper form with electric bill charges sits on a table
August 9, 2023

Fake paperwork for student loan collections

Hidden from the mainstream attention in recent weeks, Missouri is grappling with a scandal involving National Collegiate Student Loan Trust, a company that asserts former […]