Bad Credit Loans in Missouri
Do you have bad credit? No credit? If so, you’ve likely been looking for a lending company willing to take the risk. Well, you’ve found the right online lender in Wise Loan. Regardless of your credit score, we offer bad credit loans in Missouri to help you meet your financial burdens head-on.
Missouri Loans for Bad Credit
We’re not all blessed to have perfect credit, which can make securing a loan or a house mortgage much more difficult. Sometimes, life can throw a wrench in the works and you’ll find your credit suffering. In such cases, a bad credit loan could be the guiding light you need.
What are Bad Credit Loans?
A bad credit loan is a type of personal loan. It is a lump sum payment, once approved, that you would repay monthly in installments. If you are faced with an emergency, a bad credit loan might be right for you. These loans typically have a higher interest rate.
How do Loans for Bad Credit Work?
A bad credit loan works similar in nature to a Missouri personal loan. Once approved, you will receive the money in your account shortly. It is then yours to use as you wish. Repayment is crucial, though. You must make on-time monthly payments to avoid falling behind.
You can find the perfect bad credit loan for your needs with Wise Loan. Give us a call at 800-516-7840. Take a moment to read our terms and conditions below.
How Much You Can Borrow?
In the state of Missouri, Wise loan offers loan amounts between $200 – $3500. You don’t necessarily need to have good credit to be approved for a bad credit loan. Amounts, as well as approvals, are determined by several factors including your credit and loan payment history.
Flexible Payment Terms
With a Wise Loan installment loan, you get to pick the number of payments needed to pay off the loan. Missouri residents can choose from flexible schedules with terms of up to 12 months. When choosing the payment terms, be sure to pick terms that accurately reflect your ability to pay.
Cash Back Rewards
By paying your bad credit loan in a timely fashion, you can earn cash back rewards! For every $1000 borrowed and paid back on time, you could have $10 – $50 deposited into your Nest Egg account.
Terms And Conditions For Missouri
Always review the full terms and conditions and privacy policy before taking out a loan. Rates are calculated according to the rates allowed under the laws of Missouri. In addition, you may also be charged a late fee of $25 for payments after the due date. APR calculations are based on the number of days between the loan effective date and your first payment date, and they are provided in accordance with federal Truth in Lending laws. APRs may vary based on loan term. Please see your loan agreement for the APR and other terms applicable to your loan.
Local Reviews
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Missed Payment
SHAVONNE - Kansas City, MO 64109
The lender didn’t take my payment and it I don’t understand how it’s my fault.
Response from Wise Loan:
Shavonne, thank you for sharing your experience with us. We apologize for the inconvenience this has caused you. One of our team members will reach out to assist. In the meantime, if you have any questions or concerns, please reach out to us via email at [email protected] or call 800.516.7840. Best regards. -The Call Center
Great service!
ANITA - St. Louis, MO 63128
Response from Wise Loan:
Anita, thank you for sharing your experience. We're so glad we were able to provide great service. If you have any questions in the future, please don't hesitate to reach out to 800.516.7840. Best regards. -Wise Loan
Good experience
JEFFREY - North Kansas City, MO 64116
Good job
Response from Wise Loan:
Jeffrey, thank you for sharing your experience. At Wise Loan, we strive to go the extra mile to help our customers. If there's anything we can do for you in the future, please reach out to us at 800.516.7840. Best regards. -Wise Loan
Horrible
DONNIE - Kansas City, MO 64134
Con find another loan.
Response from Wise Loan:
Donnie, we appreciate the feedback you've shared and apologize that your experience was not excellent. One of our team members will be reaching out to you to resolve this issue. If there's anything we can do for you in the meantime, please contact us at [email protected] or call 800.516.7840. Best Regards! -The Call Center
Awesome customer service
DONNETTA - Raytown, MO 64133
Great Service
STEPHANIE - Troy, MO 63379
Satisfied customer
OPHELIA - Florissant, MO 63033
Jude was very knowledgeable and provided me with alternative solutions to my problems. I thank him for his patience and concerns.
Great company
AMANDA - Union, MO 63084
Great Service
AMANDA - Union, MO 63084
Great personality for this work
CHARLEEN - LA BARQUE CRK, MO 63069
Very Understanding
JESUS - Kansas City, MO 64127
Jude went above and beyond to assist me in getting back on track with my payments. He was non-judgmental and very understanding of my situation.
Awesome service! Alma, treated me with the the respect, and caring that I need!
Launda - Florissant, MO 63034
Alma is the BEST! THANK YOU ALMA!
Great Customer Service...
NAOMI - St. Louis, MO 63136
Wise Loans is the BEST!!! LOVE doing business with you!!!
Great
LAUNDA - Florissant, MO 63034
I wanted to thank you...you were a true blessing to me this morning. May God continue to bless you!😇
Great full
Lisa - St. Louis, MO 63123
I had a great experience with Alma, she went above to help me out with my finance issues!! Thanks!
Great Service
Tamara - Florissant, MO 63034
MS. ALMA was very thorough in explaining what happened with the account and immediately suggested a plan that would work with my budget. She was very kind and made it easier to work thru the issue because of the caring tone of her voice and choice of words spoken.
Great Service...
NAOMI - St. Louis, MO 63136
The gentleman who assisted me was quite kind and thorough!!! He kept his wird and followed up with me in a timely manner. He deserves some kind of monetary compensation for his EXCELLENT customer service!!!!! BRAVO!!!
SUPERIOR SERVICE
NICHOLE - St. Louis, MO 63113
She even told me a happy birthday. Shoot I had forgotten what day it was.
Fabulous Service!!
emmie - Warsaw, MO 65355
I simply can't Thank Shalitha enough. She is wonderful, helped me with a miracle and was super nice, sweet and helpful. Blessings
Incredible - Surprising - Inspiring
TOMMY - Springfield, MO 65807
Way behind on payments. Dreading a call to discuss. Jude handled it in a very friendly efficient way, got me back on track and has inspired me to act more quickly in all my dealings.
Jude C.
Jude C.
Jude C.
ROBBY G.
ROBBY G.
ROBBY G.
Jude C.
Jude C.
ROBBY G.
ROBBY G.
Stillman .
cci cust upset payment $140.45 not withdrawn on 09/14, apologized for inconvenience, cust paid $140.45 via debit adv issue will not occur again with ACH-Stillman
Natasha W.
Wise Loan is requesting feedback on your overall experience with me today. I would greatly appreciate the completed review! Have a great day, and thank you for being a part of the Wise Loan Family😊
Natasha W.
Natasha W.
Jude C.
Jude C.
Stillman .
set pay plan for 28 payments starting on 08/26/22 for total $2,110.86- Stillman
Natasha W.
Wise Loan is requesting feedback on your overall experience with me today. I would greatly appreciate the completed review! Have a great day, and thank you for being a part of the Wise Loan Family😊
Jude C.
Jude C.
Natasha W.
Wise Loan is requesting feedback on your overall experience with me today. I would greatly appreciate the completed review! Have a great day, and thank you for being a part of the Wise Loan Family😊
Jude C.
Natasha W.
Wise Loan is requesting feedback on your overall experience with me today. I would greatly appreciate the completed review! Have a great day, and thank you for being a part of the Wise Loan Family😊
ROBBY G.
Jude C.
Jude C.
Natasha W.
Wise Loan is requesting feedback on your overall experience with me today. I would greatly appreciate the completed review! Have a great day, and thank you for being a part of the Wise Loan Family😊
Natasha W.
Wise Loan is requesting feedback on your overall experience with me today. I would greatly appreciate the completed review! Have a great day, and thank you for being a part of the Wise Loan Family😊
ROBBY G.