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Bad Credit Loans in Missouri

Do you have bad credit? No credit? If so, you’ve likely been looking for a lending company willing to take the risk. Well, you’ve found the right online lender in Wise Loan. Regardless of your credit score, we offer bad credit loans in Missouri to help you meet your financial burdens head-on.

Missouri Loans for Bad Credit

We’re not all blessed to have perfect credit, which can make securing a loan or a house mortgage much more difficult. Sometimes, life can throw a wrench in the works and you’ll find your credit suffering. In such cases, a bad credit loan could be the guiding light you need.

What are Bad Credit Loans?

A bad credit loan is a type of personal loan. It is a lump sum payment, once approved, that you would repay monthly in installments. If you are faced with an emergency, a bad credit loan might be right for you. These loans typically have a higher interest rate.

How do Loans for Bad Credit Work?

A bad credit loan works similar in nature to a Missouri personal loan. Once approved, you will receive the money in your checking account shortly. It is then yours to use as you wish. Repayment is crucial, though. You must make on-time monthly payments to avoid falling behind.

You can find the perfect bad credit loan for your needs with Wise Loan. Give us a call at 800-516-7840. Take a moment to read our terms and conditions below.

How Much You Can Borrow?

In the state of Missouri, Wise loan offers loan amounts between $200 – $3500. You don’t necessarily need to have good credit to be approved for a bad credit loan. Amounts, as well as approvals, are determined by several factors including your credit and loan payment history.

Flexible Payment Terms

With a Wise Loan installment loan, you get to pick the number of payments needed to pay off the loan. Missouri residents can choose from flexible schedules with terms of up to 12 months. When choosing the payment terms, be sure to pick terms that accurately reflect your ability to pay.

Cash Back Rewards

By paying your bad credit loan in a timely fashion, you can earn cash back rewards! For every $1000 borrowed and paid back on time, you could have $10 – $50 deposited into your Nest Egg account.

Terms And Conditions For Missouri

Always review the full terms and conditions and privacy policy before taking out a loan. Rates are calculated according to the rates allowed under the laws of Missouri. In addition, you may also be charged a late fee of $25 for payments after the due date. APR calculations are based on the number of days between the loan effective date and your first payment date, and they are provided in accordance with federal Truth in Lending laws. APRs may vary based on loan term. Please see your loan agreement for the APR and other terms applicable to your loan.

Local Reviews
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Wise Loan Rated 4.8 out of 5 stars based on 51 customer reviews

Map of St. Louis, MO 63139

Excellent Service!!




Review of Wise Loan

Robby is always great to work with!!

St. LouisMO63139 38.615-90.295

Response from Wise Loan:

Victoria, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Map of St. Louis, MO 63103

Excellent Service




Review of Wise Loan

Have been using this site for a while. Love it. Profesional

St. LouisMO63103 38.63-90.2175

Response from Wise Loan:

Lettie, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Map of Columbia, MO 65203

Sherry




Review of Wise Loan

Robby was very helpful.

ColumbiaMO65203 38.955-92.3725

Response from Wise Loan:

Sherry, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Map of Kansas City, MO 64118

Unsatisfied




Review of Wise Loan

On my last loan I was charged overage because your systems did something from essential and wise getting corresponding from both and my last payment came out wasn't recognized so I called said they fixed the probable asked for my nest egg to be refunded to me and they took out the last payment again with my nest egg amount smh

Kansas CityMO64118 39.22-94.5725

Response from Wise Loan:

Latocia, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. We will contact you within 24 hours; otherwise, do not hesitate to contact us directly at (800) 516-7840 or email us at [email protected]. Best regards, The Call Center


Map of St. Peters, MO 63376

Excellent Service




Review of Wise Loan

Robby worked with me to get this loan paid off. It was a huge relief. Thank you.

St. PetersMO63376 38.7875-90.63

Response from Wise Loan:

Sherry, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Map of Kansas City, MO 64118

Great Service




Review of Wise Loan

Kansas CityMO64118 39.22-94.5725

Response from Wise Loan:

Latocia, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Map of St. Louis, MO 63139

Excellent service!




Review of Wise Loan

St. LouisMO63139 38.615-90.295

Response from Wise Loan:

Jennifer, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Map of Florissant, MO 63031

👍👍👍




Review of Wise Loan

Amazing service

FlorissantMO63031 38.81-90.3475

Response from Wise Loan:

Jasmine, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Map of Kansas City, MO 64109

Missed Payment




Review of Wise Loan

The lender didn’t take my payment and it I don’t understand how it’s my fault.

Kansas CityMO64109 39.06-94.56

Response from Wise Loan:

Shavonne, thank you for sharing your experience with us. We apologize for the inconvenience this has caused you. One of our team members will reach out to assist. In the meantime, if you have any questions or concerns, please reach out to us via email at [email protected] or call 800.516.7840. Best regards. -The Call Center


Map of St. Louis, MO 63128

Great service!




Review of Wise Loan

St. LouisMO63128 38.465-90.375

Response from Wise Loan:

Anita, thank you for sharing your experience. We're so glad we were able to provide great service. If you have any questions in the future, please don't hesitate to reach out to 800.516.7840. Best regards. -Wise Loan


Good experience




Review of Wise Loan

Good job

North Kansas CityMO64116 39.1575-94.5725

Response from Wise Loan:

Jeffrey, thank you for sharing your experience. At Wise Loan, we strive to go the extra mile to help our customers. If there's anything we can do for you in the future, please reach out to us at 800.516.7840. Best regards. -Wise Loan


Horrible




Review of Wise Loan

Con find another loan.

Kansas CityMO64134 38.925-94.505

Response from Wise Loan:

Donnie, we appreciate the feedback you've shared and apologize that your experience was not excellent. One of our team members will be reaching out to you to resolve this issue. If there's anything we can do for you in the meantime, please contact us at [email protected] or call 800.516.7840. Best Regards! -The Call Center


Awesome customer service




Review of Wise Loan

RaytownMO64133 39.0175-94.45

Great Service




Review of Wise Loan

TroyMO63379 39.025-90.945

Satisfied customer




Review of Wise Loan

Jude was very knowledgeable and provided me with alternative solutions to my problems. I thank him for his patience and concerns.

FlorissantMO63033 38.79-90.29

Great company




Review of Wise Loan

UnionMO63084 38.4175-91

Great Service




Review of Wise Loan

UnionMO63084 38.4175-91

Great personality for this work




Review of Wise Loan

LA BARQUE CRKMO63069 38.5025-90.735

Very Understanding




Review of Wise Loan

Jude went above and beyond to assist me in getting back on track with my payments. He was non-judgmental and very understanding of my situation.

Kansas CityMO64127 39.0925-94.5475

Awesome service! Alma, treated me with the the respect, and caring that I need!




Review of Wise Loan

Alma is the BEST! THANK YOU ALMA!

FlorissantMO63034 38.8525-90.29

ROBBY G.

ROBBY G.

Near St. Peters, MO 63376
ROBBY G.

ROBBY G.

Near St. Louis, MO 63139
Jude C.

Jude C.

Near Independence, MO 64057
ROBBY G.

ROBBY G.

Near St. Louis, MO 63139
Olga S.

Olga S.

Near S Hunter St, Independence, MO 64050
Jude C.

Jude C.

Near St. Louis, MO 63116
Jude C.

Jude C.

Near St. Louis, MO 63112
ROBBY G.

ROBBY G.

Near Kansas City, MO 64154
Jude C.

Jude C.

Near St. Louis, MO 63123
Jude C.

Jude C.

Near St. Louis, MO 63133
Jude C.

Jude C.

Near St. Louis, MO 63116
ROBBY G.

ROBBY G.

Near St. Louis, MO 63139
Jude C.

Jude C.

Near St. Louis, MO 63103
ROBBY G.

ROBBY G.

Near Kirksville, MO 63501
Jude C.

Jude C.

Near Saint Charles, MO 63301
Jude C.

Jude C.

Near St. Louis, MO 63116
Jude C.

Jude C.

Near Nixa, MO 65714
ROBBY G.

ROBBY G.

Near Kansas City, MO 64154
Jude C.

Jude C.

Near St. Louis, MO 63121
ROBBY G.

ROBBY G.

Near Columbia, MO 65203
ROBBY G.

ROBBY G.

Near Kansas City, MO 64111
ROBBY G.

ROBBY G.

Near Springfield, MO 65807
ROBBY G.

ROBBY G.

Near St. Louis, MO 63146
Jude C.

Jude C.

Near St. Louis, MO 63121
ROBBY G.

ROBBY G.

Near Columbia, MO 65203
ROBBY G.

ROBBY G.

Near Kansas City, MO 64118
ROBBY G.

ROBBY G.

Near Springfield, MO 65807
ROBBY G.

ROBBY G.

Near St. Peters, MO 63376
ROBBY G.

ROBBY G.

Near Kansas City, MO 64118
Jude C.

Jude C.

Near St. Louis, MO 63136