Need Money Quickly?
Wise Loan’s Emergency Loans Online Can Help.

Online emergency loans could be your lifeline during unexpected times when you’re short on funds.

  • Super Fast Loan Decision
  • Instant or Same-Day Funding
  • Positive Payment History Reported to the Credit Bureaus

Join the growing list of satisfied customers who have received help paying for unexpected expenses.

Hear From Our Customers


Reviews

Wise Loan Rated 4.8 out of 5 stars based on 1243 customer reviews

extremely




Review of Wise Loan

Fort WorthTX76137 32.87-97.3025

Response from Wise Loan:

NHA, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Great experience




Review of Wise Loan

Very professional and helpful

Carl JunctionMO64834 37.1725-94.5475

Response from Wise Loan:

Michael, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Exceptional




Review of Wise Loan

Olga was exceptional! She answered my questions professionally and took care of me need

Fort WorthTX76137 32.8575-97.29

Response from Wise Loan:

Joyce, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Excellent service!!




Review of Wise Loan

Salt Lake CityUT84129 40.6625-111.9675

Response from Wise Loan:

Stella, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Excellent Customer Service!!




Review of Wise Loan

Thank you Olga Jessica & Wise Loan!! For all of your help & understanding!! Great customer service & business as always!! 🤍🤍🤍

MagnoliaTX77354 30.1625-95.6425

Response from Wise Loan:

Desiree, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Excellent Service




Review of Wise Loan

Wonderful to work with

ImperialMO63052 38.39-90.415

Response from Wise Loan:

Patty, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Excellent service




Review of Wise Loan

Excellent service

MidlothianTX76065 32.48-96.965

Response from Wise Loan:

Acame, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Excellent service




Review of Wise Loan

San AntonioTX78251 29.465-98.6775

Response from Wise Loan:

Martha, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Great Customer Service on




Review of Wise Loan

Working with Robbie is such a pleasure!

ClaytonDE19938 39.25-75.7025

Response from Wise Loan:

Deborah, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


exceptional service




Review of Wise Loan

Trent was 5 stars helpful with suggestions and helping my inquiry. I really appreciated th time he took to help me with my problem. An asset to your company!!!

HerrimanUT84096 40.505-112.05

Response from Wise Loan:

Jennifer, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Awesome!




Review of Wise Loan

They have always been very helpful for him from my known. I enjoy talking to that, especially Ron. He's is very nice

CypressTX77429 30.015-95.6675

Response from Wise Loan:

Silvia, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Excellent Service




Review of Wise Loan

Jude was GREAT!!!

ShreveportLA71105 32.455-93.7075

Response from Wise Loan:

Tracey, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Excelente




Review of Wise Loan

KatyTX77449 29.825-95.75

Response from Wise Loan:

Edgar, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Great Service




Review of Wise Loan

Robby provides excellent customer service!

IrvingTX75062 32.845-96.98

Response from Wise Loan:

Elsa, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Excellent




Review of Wise Loan

Staff was professional

DoverDE 39.155-75.4925

Response from Wise Loan:

Nyambe, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Jude C.

Jude C.

Near Plano, TX 75075
Jude C.

Jude C.

Near El Paso, TX 79938
Jude C.

Jude C.

Near Killeen, TX 76542
Jude C.

Jude C.

Near Phillips, TX 79007
ROBBY G.

ROBBY G.

Near Houston, TX 77080
ROBBY G.

ROBBY G.

Near Roanoke, TX 76262
Olga S.

Olga S.

Near E Masters Dr, Fort Worth, TX 76137
Olga S.

Olga S.

Near E Hebron Pkwy, Carrollton, TX 75010
Olga S.

Olga S.

Near Amason Rd, Ball, LA 71405
Olga S.

Olga S.

Near Washington Ave, Houston, TX 77007
Olga S.

Olga S.

Near Artesian Belt, San Antonio, TX 78211
Trent T.

Trent T.

would you mind sending you a review request regarding my service today. Your feedback on my performance will be sent to our higher management. If you have any free time to complete it, I would be grateful.

Near Chestnut Dr, Morgan City, LA 70380
Jude C.

Jude C.

Near The Woodlands, TX 77386
ROBBY G.

ROBBY G.

Near White Settlement, TX 76108
ROBBY G.

ROBBY G.

Near Dallas, TX 75219
ROBBY G.

ROBBY G.

Near Pearland, TX 77584
ROBBY G.

ROBBY G.

Near Laredo, TX 78046
ROBBY G.

ROBBY G.

Near El Paso, TX 79925
ROBBY G.

ROBBY G.

Near Arlington, TX 76012
ROBBY G.

ROBBY G.

Near Grapevine, TX 76051
Jude C.

Jude C.

Near Euless, TX 76040
ROBBY G.

ROBBY G.

Near Irving, TX 75063
Olga S.

Olga S.

Near Holt St, Bellaire, TX 77401
Jude C.

Jude C.

Near Anna, TX 75409
Trent T.

Trent T.

would you mind sending you a review request regarding my service today. Your feedback on my performance will be sent to our higher management. If you have any free time to complete it, I would be grateful.

Near Regency Cir, Fort Worth, TX 76137

Member of

What is an Emergency Loan?


An emergency loan is a personal loan for unforeseen circumstances that demand immediate attention. It’s a short-term solution that bridges the gap between unexpected expenses and your next paycheck or source of income. These loans provide a quick means of securing funds up to $1,500, often bypassing the lengthy approval processes associated with traditional loans, and they are available even to those with bad credit.

Emergency online loans have transformed how people access urgent financial aid. With a few clicks, you can apply and secure funds for pressing needs, be it a medical bill looming over the horizon, a car broken down at an inopportune time, or any other unplanned expenditure. The online approach prioritizes speed and convenience, ensuring you’re safe during tough financial times.

How It Works

Securing a loan online for emergency situations is as easy as 1-2-3.

1

Apply for a Loan

Begin your journey with our user-friendly loan application, taking less than 5 minutes of your time. You must have a checking account to apply.

2

Receive a Loan Decision

Say goodbye to lengthy decisions. Experience a loan decision within minutes to an hour of your application.

3

Get Funds

Whether it’s same-day, instant, or next-day funding, we ensure you get your funds as a lump sum when you need them the most. You must have direct deposit to receive funds.

Why Choose Wise Loan?

When it comes to online lenders, Wise Loan stands out. Not only do we provide a seamless application process and rapid decisions, but our commitment to helping customers build a healthy financial future sets us apart from the rest. We report payments to Experian and Equifax to help improve your credit. We also reward on-time payments through our Nest Egg program.

Wise Loan is here to help improve your financial health and well-being.

What Can I Use an Emergency Loan For?


Emergency loans cater to urgent financial needs like medical, auto, and home repairs. Whether it’s an unforeseen bill, an essential purchase, or any other sudden expense, these loans provide a timely financial cushion. Different types of loans include:

Medical Loans

Tackle medical expenses head-on. With our medical loans, prioritize your health without compromise.

Auto Repair Loans

Navigate vehicle breakdowns without a hitch. Get back on the road quickly with our auto repair loans.

Home Repair Loans

We have your back for unforeseen home damages. Our home repair loans are here to help.

Funeral Loans

Ensure a respectful farewell without the burden of expenses. Find solace with our funeral loans.

Moving Loans

Forced to relocate unexpectedly? Simplify your transition with our specialized moving loans.

Vet Loans

Pets are part of the family. Meet their immediate health needs with our dedicated vet loans.

We Proudly Serve These Locations

Wise Loan proudly serves the following locations:

Emergency Loan FAQs

How Can I Borrow Money Fast in an Emergency?

Wise Loan provides a streamlined online process to borrow money quickly when faced with a financial emergency. Start by filling out our simple online application. Once submitted, we review your application and provide a decision in minutes to an hour. If approved, funds can be instantly transferred to your account, ensuring you get the emergency cash you need without unnecessary delays.

How Can I Pay Back an Emergency Loan?

Paying back your emergency loan with Wise Loan is designed to be as hassle-free as the application process. We offer flexible repayment options in the form of installments. You can choose from various repayment options: weekly, biweekly, or monthly. Our transparent loan terms mean there are no hidden fees or surprises.

What is the Process to Apply?

When you apply for an emergency loan online, you will experience a seamless three-step process. Start by filling out our online application, which takes less than five minutes. Once completed, you’ll receive a decision within minutes to an hour. If approved, funds can be transferred to your account instantly or by the next business day, depending on your application time and eligibility criteria.

What are the Most Common Ways to Get Emergency Cash Quickly?

While emergency cash loans from Wise Loan are a reliable way to get cash fast, other methods exist. Many people turn to payday loan online lenders for quick cash, often with high fees. Credit card cash advances are another option but can have high-interest rates. Borrowing from friends or family might be feasible for some, but it’s essential to ensure that the lending terms are clear to avoid misunderstandings.

What Credit Score Do I Need?

At Wise Loan, everyone should have access to emergency funds when they need them. While having a good credit score can be beneficial, it’s not the sole criterion we consider. We evaluate multiple factors, including your current financial situation and employment status. So, even if your credit score isn’t perfect, we encourage you to apply as we consider a broader picture of your financial health.

Who Typically Qualifies for an Emergency Loan?

Most adults with a consistent source of income, valid identification, and who meet specific state requirements can qualify for an emergency loan with Wise Loan. While credit scores play a role in the decision-making process, we also look at other financial indicators and your repayment ability. We aim to assist as many individuals as possible, ensuring they get the financial support they need during emergencies.

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Apply for an Emergency Loan Today