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Loan Terms and Conditions Texas

Welcome Texas Customer!

Loan Amount : $200 – $1,500

Repayment Terms : 2 – 12 monthly payments

APR (based on credit) : 299.96% – 749.00%

 

Common Loans in Texas

Loan Amount
 $700$1,000$1,200$1,500
 Number of Bi-Weekly Payments
 10101010
 Amount Per Payment
 $131.38 $180.61 $216.73$260.46
APR
349.95%324.96%324.96%299.96%
Total Loan Repayment
 $1313.80 $1806.10 $2167.30$2604.60

Terms and Conditions for Texas

You can view our Terms & Conditions for Texas and Privacy Policy for more information.

OCCC Consumer Credit Notice

In Texas, Essential Lending Inc. is a registered Texas Credit Services Organization and a licensed Credit Access Business operating pursuant to Chapter 393 of the Texas Finance Code. This business is licensed and examined by the State of Texas – Office of the Consumer Credit Commissioner. Call the Consumer Credit Hotline or write for credit information or assistance with credit problems: Office of Consumer Credit Commissioner, 2601 North Lamar Boulevard, Austin, TX 78705-4207 (800) 538-1579, consumer.complaints@occc.state.tx.us,http://www.occc.state.tx.us.

An advance of money obtained through a payday loan or auto title loan is not intended to meet long-term financial needs. A payday loan or auto title loan should only be used to meet immediate short-term cash needs. Refinancing the loan rather than paying the debt in full when due will require the payment of additional charges.

Regulatory Contact Information

Texas Office of Consumer Credit Commissioner
2601 N. Lamar Boulevard
Austin, Texas 78705
Phone: (800) 538-1579
Fax: (512) 936-7610

Certificates

Texas CAB License

Texas CSO License

 

Local Reviews
for Houston,Fort Worth,Dallas,San Antonio,El Paso,Arlington,Austin,Katy,Amarillo,Garland,North Richland Hills,Round Rock,Spring,Grand Prairie,League City,Lubbock,Irving,Pflugerville,Sugar Land,Beaumont,Brownsville,Leander,Waco,Allen,Cedar Hill,Converse,Cypress,Humble,Mesquite,Texarkana,Corpus Christi,Ennis,Fresno,Killeen,Lancaster,Lewisville,McAllen,McKinney,Missouri City,Pasadena,Bryan,Carrollton,Cedar Park,Copperas Cove,DeSoto,Frisco,Harlingen,Lufkin,Mansfield,New Braunfels,Temple,Tyler,Waxahachie,Wichita Falls,Aubrey,Baytown,Euless,Glenn Heights,Granite Shoals,La Porte,Manvel,McGregor,Milano,Nevada,Pearland,Seagoville,Tomball,Bedford,Benbrook,Big Spring,Bogata,Burleson,Denton,Dickinson,Donna,Floresville,Ft Worth,Galveston,Hereford,Hillsboro,Horizon City,Hudson Oaks,Hutto,Keller,Kerrville,Laneville,Laredo,Liberty Hill,Los Fresnos,Manor,Midland,Midlothian,Murphy,Nacogdoches,Odessa,Paris,Plano,Prairie View,Quinlan,Richmond,Roanoke,San Angelo,San Benito,Seguin,Sweeny,Texas City,Weatherford,Weslaco,Abilene,Aledo,Alpine,Alvarado,Ames,Angleton,Atlanta,Avinger,Azle,Beeville,Blanco,Blue Ridge,Bonham,BROOKSIDE VL,Bruceville,Buda,Calvert,Canyon,Cedar Creek,Chireno,Christoval,Cleburne,Clodine,College Station,Commerce,Conroe,Cotulla,Crowley,Dalhart,Deer Park,Duncanville,Edinburg,Elgin,Elsa,ENCHANTED OAK,Fair Oaks Ranch,Fischer,Forest Hill,Fredericksburg,Friendswood,Gatesville,Georgetown,Granbury,Grapevine,Haltom City,Harker Heights,Helotes,Highlands,Hurst,Indianola,Iola,Jacksboro,Jacksonville,Jarrell,Joshua,Karnack,Kingsbury,Krum,La Vernia,Lamesa,Longview,Lucas,Luling,Mabank,Marshall,Mart,Maxwell,Montgomery,Mount Pleasant,New Caney,Newton,Olney,Overton,Paige,Pharr,Ponder,Port Isabel,Quanah,Rhome,Richardson,Richland Hills,Riviera,Rogers,Rosharon,Rowlett,Royse City,Saginaw,Salado,San Juan,Sanger,Santa Rosa,Seymour,Sinton,Somerville,Splendora,Stafford,Stockdale,Taft,Talco,Taylor,Terrell,The Colony,The Woodlands,Trophy Club,Troup,Universal City,Victoria,Von Ormy,Wolfe City,Woodway, TX

Wise Loan Rated 4.7 out of 5 stars based on 194 customer reviews

Map of Houston, TX

Great Service




Review of Wise Loan


Map of Beeville, TX

Slow on sending funds




Review of Wise Loan

I was approved but kept getting the run around about signing my loan agreement forms. They had wrong dates so I had to sign numerous times. I spoke with about 5 different agents and they said all I had to do was sign the loan agreement which i called and had to do about 3 or 4 different times and I still dont have my funds in my account like they said


Map of Houston, TX

Awesome service




Review of Wise Loan

He was very patient with me


Map of Montgomery, TX

Awesome customer service




Review of Wise Loan

Kam was super helpful and friendly!!


Map of Luling, TX

Great service




Review of Wise Loan


Map of Benbrook, TX

Great and prompt service.




Review of Wise Loan

Compared to some I have used this company makes it easy to get a loan and repay. The Reps. are patient and courteous.


Map of Houston, TX

Positive experience!




Review of Wise Loan

I needed a loan, needed it fast. I was referred to Wise and received the help I needed to secure the amount I needed. The assistance from representative 3145 was fast and professional.


Map of Donna, TX

Awesome service




Review of Wise Loan

Great customer service


Map of Dallas, TX

Great svc




Review of Wise Loan

Excellent CS


Map of Houston, TX

Great service! Awesome price!




Review of Wise Loan

Alma and all the staff are awesome! Wise loan is awesome and has helped me build credit as well made me more responsible in paying off loans quickly and timely while continuing to build credit!


Great service and price




Review of Wise Loan

AWESOME!! ALMA AND ALL THE GIRLS ARE GREAT!


High rates but great customer service




Review of Wise Loan

The rates are too high. We won't be borrowing anymore from this company. Howeber, the customer service is great!


Very Good Service




Review of Wise Loan

Excellent


Great Customer Service from Alma!




Review of Wise Loan


Fantastic service




Review of Wise Loan

Alma was extremely helpful. Thank you.


Extremely Courteous fantastic people skills.




Review of Wise Loan

Courteous fantastic people skills.


Great and very timely service




Review of Wise Loan


Good service




Review of Wise Loan


Customer service helped me immediately and answered all questions. The customer service person was very friendly, polite and was willing to go the ext




Review of Wise Loan


Great serv




Review of Wise Loan


Jude C.

Jude C.

Near Lubbock, TX 79404
Jude C.

Jude C.

Near Houston, TX 77014
Shalitha W.

Shalitha W.

Near Dallas, TX 75244
Jude C.

Jude C.

Near Killeen, TX 76541
Jude C.

Jude C.

Near Houston, TX 77073
Jude C.

Jude C.

Near Houston, TX 77033
Shalitha W.

Shalitha W.

Near Fresno, TX 77545
kameon b.

kameon b.

Thank you so very much for choosing Wise loan if you could take the time to give us some quick feedback on how our service was for you on today we would gladly appreciate it, Thank you once again for choosing wise loan and have a great day.

Near N Mockingbird Cir, Cedar Creek, TX 78612
kameon b.

kameon b.

Thank you so very much for choosing Wise loan if you could take the time to give us some quick feedback on how our service was for you on today we would gladly appreciate it, Thank you once again for choosing wise loan and have a great day.

Near Girard Ct, Killeen, TX 76542
Shalitha W.

Shalitha W.

Near Briar Forest Dr, Houston, TX 77077
Jude C.

Jude C.

Near Haltom City, TX
Jude C.

Jude C.

Near Bryan, TX
kameon b.

kameon b.

Thank you so very much for choosing Wise loan if you could there is a quick survey to your email we have sent you we would truly appreciate if you could fill it out it's something that could really help us make sure we are the best for you.

Near Tiger Trace Ln, Houston, TX 77066
kameon b.

kameon b.

Thank you so very much for choosing Wise loan if you could there is a quick survey to your email we have sent you we would truly appreciate if you could fill it out it's something that could really help us make sure we are the best for you.

Near Woodcrest Ln, El Paso, TX 79912
kameon b.

kameon b.

Thank you so very much for choosing Wise loan if you could there is a quick survey to your email we have sent you we would truly appreciate if you could fill it out it's something that could really help us make sure we are the best for you.

Near Glendale Dr, Beeville, TX 78102
kameon b.

kameon b.

Thank you so very much for choosing Wise loan if you could there is a quick survey to your email we have sent you we would truly appreciate if you could fill it out it's something that could really help us make sure we are the best for you.

Near W Commerce St, Dallas, TX 75208
kameon b.

kameon b.

Thank you so very much for choosing Wise loan if you could there is a quick survey to your email we have sent you we would truly appreciate if you could fill it out it's something that could really help us make sure we are the best for you.

Near Dallas, TX 75249
kameon b.

kameon b.

Thank you so very much for choosing Wise loan if you could there is a quick survey to your email we have sent you we would truly appreciate if you could fill it out it's something that could really help us make sure we are the best for you.

Near Thistle Creek Ct, Fresno, TX 77545
kameon b.

kameon b.

Thank you so very much for choosing Wise loan if you could there is a quick survey to your email we have sent you we would truly appreciate if you could fill it out it's something that could really help us make sure we are the best for you.

Near 1st Pl, Lubbock, TX 79415
kameon b.

kameon b.

Thank you so very much for choosing Wise loan if you could there is a quick survey to your email we have sent you we would truly appreciate if you could fill it out it's something that could really help us make sure we are the best for you.

Near N Loop Dr, Blanco, TX 78606
kameon b.

kameon b.

Thank you so very much for choosing Wise loan if you could there is a quick survey to your email we have sent you we would truly appreciate if you could fill it out it's something that could really help us make sure we are the best for you.

Near N Coyote St, San Juan, TX 78589
kameon b.

kameon b.

Thank you so very much for choosing Wise loan if you could there is a quick survey to your email we have sent you we would truly appreciate if you could fill it out it's something that could really help us make sure we are the best for you.

Near Belpree Rd, Amarillo, TX 79106
kameon b.

kameon b.

Thank you so very much for choosing Wise loan if you could there is a quick survey to your email we have sent you we would truly appreciate if you could fill it out it's something that could really help us make sure we are the best for you.

Near Seagram St, Houston, TX 77029
kameon b.

kameon b.

Thank you so very much for choosing Wise loan if you could there is a quick survey to your email we have sent you we would truly appreciate if you could fill it out it's something that could really help us make sure we are the best for you.

Near Biltmore Loop, Montgomery, TX 77316
kameon b.

kameon b.

Thank you so very much for choosing Wise loan if you could there is a quick survey to your email we have sent you we would truly appreciate if you could fill it out it's something that could really help us make sure we are the best for you.

Near Pomelo Rd, Santa Rosa, TX 78593
kameon b.

kameon b.

Thank you so very much for choosing Wise loan if you could there is a quick survey to your email we have sent you we would truly appreciate if you could fill it out it's something that could really help us make sure we are the best for you.

Near Smokey Quartz Ln, Rosharon, TX 77583
kameon b.

kameon b.

Thank you so very much for choosing Wise loan if you could there is a quick survey to your email we have sent you we would truly appreciate if you could fill it out it's something that could really help us make sure we are the best for you.

Near Corley Ave, Beaumont, TX 77707
kameon b.

kameon b.

Thank you so very much for choosing Wise loan if you could there is a quick survey to your email we have sent you we would truly appreciate if you could fill it out it's something that could really help us make sure we are the best for you.

Near Sunrise Rd, Round Rock, TX 78665
kameon b.

kameon b.

Thank you so very much for choosing Wise loan if you could there is a quick survey to your email we have sent you we would truly appreciate if you could fill it out it's something that could really help us make sure we are the best for you.

Near Louetta Rd, Spring, TX 77379
kameon b.

kameon b.

Thank you so very much for choosing Wise loan if you could there is a quick survey to your email we have sent you we would truly appreciate if you could fill it out it's something that could really help us make sure we are the best for you.

Near Jasmine St, Weslaco, TX 78596

Click on the images below to view sample details for a 6 payment loan as required in Texas:

Click on the images below to view sample details for a 12 payment loan as required in Texas: