Instant Funding is NOW AVAILABLE! LEARN MORE

Instant Loan Decision

Money in 24 Hours

Easy, Flexible Payment Terms

Loan Terms and Conditions Texas

Welcome Texas Customer!

Loan Amount : $200 – $3,500

Repayment Terms : 2 – 11 Bi-weekly payments

APR (based on credit) : 299.96% – 799.00%

 

Common Loans in Texas

Loan Amount
 $500 $800 $1,000
 Number of Bi-Weekly Payments
 10 10 10
 Amount Per Payment
 $133.74  $239.56  $267.77
APR
612.19% 708.66% 612.16%
Total Loan Repayment
 $1338.75  $2396.45  $2677.73

Terms and Conditions for Texas

You can view our Terms & Conditions for Texas and Privacy Policy for more information.

OCCC Consumer Credit Notice

In Texas, Essential Lending Inc. is a registered Texas Credit Services Organization and a licensed Credit Access Business operating pursuant to Chapter 393 of the Texas Finance Code. This business is licensed and examined under Texas law by the Office of Consumer Credit Commissioner (OCCC), a state agency. If a complaint or question cannot be resolved by contacting the business, consumers can contact the OCCC to file a complaint or ask a general credit-related question. OCCC address: 2601 N. Lamar Blvd., Austin, Texas 78705. Phone: (800) 538-1579. Fax: (512) 936-7610. Website: occc.texas.gov. Email: consumer.complaints@occc.texas.gov.

An advance of money obtained through a payday loan or auto title loan is not intended to meet long-term financial needs. A payday loan or auto title loan should only be used to meet immediate short-term cash needs. Refinancing the loan rather than paying the debt in full when due will require the payment of additional charges.

Regulatory Contact Information

Texas Office of Consumer Credit Commissioner
2601 N. Lamar Boulevard
Austin, Texas 78705
Phone: (800) 538-1579
Fax: (512) 936-7610

Certificates

 

Texas CAB License

Texas CSO License

 

Local Reviews
for Houston,Fort Worth,Dallas,San Antonio,El Paso,Arlington,Austin,Katy,Amarillo,Garland,North Richland Hills,Round Rock,Spring,Grand Prairie,League City,Lubbock,Irving,Pflugerville,Sugar Land,Beaumont,Brownsville,Leander,Waco,Allen,Cedar Hill,Converse,Cypress,Humble,Mesquite,Texarkana,Corpus Christi,Ennis,Fresno,Killeen,Lancaster,Lewisville,McAllen,McKinney,Missouri City,Pasadena,Bryan,Carrollton,Cedar Park,Copperas Cove,DeSoto,Frisco,Harlingen,Lufkin,Mansfield,New Braunfels,Temple,Tyler,Waxahachie,Wichita Falls,Aubrey,Baytown,Euless,Glenn Heights,Granite Shoals,La Porte,Manvel,McGregor,Milano,Nevada,Pearland,Seagoville,Tomball,Bedford,Benbrook,Big Spring,Bogata,Burleson,Denton,Dickinson,Donna,Floresville,Ft Worth,Galveston,Hereford,Hillsboro,Horizon City,Hudson Oaks,Hutto,Keller,Kerrville,Laneville,Laredo,Liberty Hill,Los Fresnos,Manor,Midland,Midlothian,Murphy,Nacogdoches,Odessa,Paris,Plano,Prairie View,Quinlan,Richmond,Roanoke,San Angelo,San Benito,Seguin,Sweeny,Texas City,Weatherford,Weslaco,Abilene,Aledo,Alpine,Alvarado,Ames,Angleton,Atlanta,Avinger,Azle,Beeville,Blanco,Blue Ridge,Bonham,BROOKSIDE VL,Bruceville,Buda,Calvert,Canyon,Cedar Creek,Chireno,Christoval,Cleburne,Clodine,College Station,Commerce,Conroe,Cotulla,Crowley,Dalhart,Deer Park,Duncanville,Edinburg,Elgin,Elsa,ENCHANTED OAK,Fair Oaks Ranch,Fischer,Forest Hill,Fredericksburg,Friendswood,Gatesville,Georgetown,Granbury,Grapevine,Haltom City,Harker Heights,Helotes,Highlands,Hurst,Indianola,Iola,Jacksboro,Jacksonville,Jarrell,Joshua,Karnack,Kingsbury,Krum,La Vernia,Lamesa,Longview,Lucas,Luling,Mabank,Marshall,Mart,Maxwell,Montgomery,Mount Pleasant,New Caney,Newton,Olney,Overton,Paige,Pharr,Ponder,Port Isabel,Quanah,Rhome,Richardson,Richland Hills,Riviera,Rogers,Rosharon,Rowlett,Royse City,Saginaw,Salado,San Juan,Sanger,Santa Rosa,Seymour,Sinton,Somerville,Splendora,Stafford,Stockdale,Taft,Talco,Taylor,Terrell,The Colony,The Woodlands,Trophy Club,Troup,Universal City,Victoria,Von Ormy,Wolfe City,Woodway, TX

Wise Loan Rated 4.8 out of 5 stars based on 346 customer reviews

Map of Fort Worth, TX

Great service




Review of Wise Loan


Map of Dallas, TX

Great Service




Review of Wise Loan


Map of Tyler, TX

Awesome, Friendly Service




Review of Wise Loan

Jude was Great and I appreciate his understanding of my situation.


Map of Dallas, TX

Great Service




Review of Wise Loan

Robby is amazing I love that he is always kind and so helpful


Map of Houston, TX

Great Service!




Review of Wise Loan

I have never experienced rude unprofessional behavior. Even though I've had financial setbacks, a reasonable resolution was always found.


Map of Fort Worth, TX

Robby-Great Service




Review of Wise Loan

Robby was awesome. He was very helpful, and pleasant. Thank you Robby for making a stressful financial time a little easier


Map of Hudson Oaks, TX

Payment update




Review of Wise Loan

Robbie was excellent in helping me get my payment corrected


Map of Spring, TX

Awesome service as always!!




Review of Wise Loan

Excellent customer service!!


Map of Humble, TX

Wise Loan




Review of Wise Loan

I have been a customer of Wise Loan for over 10 years. I've never had a problem. Jude is always professional and always willing to help. I am extremely satisfied and would highly recommend this company. Jude will work with you to get you the help that you need.


Map of Benbrook, TX

Great Service




Review of Wise Loan

Robby was very patient and very helpful.


Assistance with loan payments




Review of Wise Loan

Great service!!


Great customer service




Review of Wise Loan


As always great customer service




Review of Wise Loan

Wise loans' staff are amazing. They do their best to help me when I'm in a pinch.


Great




Review of Wise Loan

Good


Awesome Customer Service




Review of Wise Loan

Very, Very, Very, helpful.. When I was down they left me up.


Awesome!!




Review of Wise Loan

Robby is very helpful and understanding. I really appreciate him for everything!


Wonderful customer service. Thank you so much Jude, for helping me with my account




Review of Wise Loan


Great service




Review of Wise Loan


Service is good




Review of Wise Loan


Great service




Review of Wise Loan


Jude .

Jude .

Near Fort Worth, TX 76119
Jude .

Jude .

Near Houston, TX 77083
ROBBY G.

ROBBY G.

Near San Antonio, TX 78218
ROBBY G.

ROBBY G.

Near Houston, TX 77026
ROBBY G.

ROBBY G.

Near Fort Worth, TX 76119
Jude .

Jude .

Near Burleson, TX 76028
Jude .

Jude .

Near Houston, TX 77084
Jude .

Jude .

Near Fort Worth, TX 76104
Jude .

Jude .

Near Richmond, TX 77407
ROBBY G.

ROBBY G.

Near Houston, TX 77077
ROBBY G.

ROBBY G.

Near Dallas, TX 75204
ROBBY G.

ROBBY G.

Near Lancaster, TX 75146
ROBBY G.

ROBBY G.

Near Grand Prairie, TX 75054
Jude .

Jude .

Near Fort Worth, TX 76107
Jude .

Jude .

Near Tyler, TX 75703
ROBBY G.

ROBBY G.

Near Highlands, TX 77562
ROBBY G.

ROBBY G.

Near Abilene, TX 79603
Jude .

Jude .

Near Manvel, TX 77578
ROBBY G.

ROBBY G.

Near Dallas, TX 75234
Jude .

Jude .

Near College Station, TX 77840
Jude .

Jude .

Near Benbrook, TX 76132
ROBBY G.

ROBBY G.

Near Fort Worth, TX 76107
ROBBY G.

ROBBY G.

Near Murphy, TX 75094
ROBBY G.

ROBBY G.

Near Houston, TX 77041
ROBBY G.

ROBBY G.

Near Houston, TX 77061
ROBBY G.

ROBBY G.

Near Keller, TX 76244
ROBBY G.

ROBBY G.

Near Irving, TX 75061
ROBBY G.

ROBBY G.

Near Houston, TX 77091
ROBBY G.

ROBBY G.

Near Fort Worth, TX 76117
Jude .

Jude .

Near Fort Worth, TX 76123

Consumer Disclosure Forms

The following links contain disclosures as required by the Office of the Consumer Credit Commissioner (OCCC) for all residents applying for an Installment Loan. These disclosures outline all of the estimated costs associated with Installment Loans of the following amounts: