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Loan Terms and Conditions Texas

Welcome Texas Customer!

Loan Amount : $200 – $3,500

Repayment Terms : 2 – 11 Bi-weekly payments

APR (based on credit) : 299.96% – 799.00%

 

Common Loans in Texas

Loan Amount
 $500$800$1,000
 Number of Bi-Weekly Payments
 101010
 Amount Per Payment
 $133.74 $239.56 $267.77
APR
612.19%708.66%612.16%
Total Loan Repayment
 $1338.75 $2396.45 $2677.73

Terms and Conditions for Texas

You can view our Terms & Conditions for Texas and Privacy Policy for more information.

OCCC Consumer Credit Notice

In Texas, Essential Lending Inc. is a registered Texas Credit Services Organization and a licensed Credit Access Business operating pursuant to Chapter 393 of the Texas Finance Code. This business is licensed and examined under Texas law by the Office of Consumer Credit Commissioner (OCCC), a state agency. If a complaint or question cannot be resolved by contacting the business, consumers can contact the OCCC to file a complaint or ask a general credit-related question. OCCC address: 2601 N. Lamar Blvd., Austin, Texas 78705. Phone: (800) 538-1579. Fax: (512) 936-7610. Website: occc.texas.gov. Email: consumer.complaints@occc.texas.gov.

An advance of money obtained through a payday loan or auto title loan is not intended to meet long-term financial needs. A payday loan or auto title loan should only be used to meet immediate short-term cash needs. Refinancing the loan rather than paying the debt in full when due will require the payment of additional charges.

Regulatory Contact Information

Texas Office of Consumer Credit Commissioner
2601 N. Lamar Boulevard
Austin, Texas 78705
Phone: (800) 538-1579
Fax: (512) 936-7610

Certificates

 

Texas CAB License

Texas CSO License

 

Local Reviews
for Houston,Fort Worth,Dallas,San Antonio,El Paso,Arlington,Austin,Katy,Amarillo,Garland,North Richland Hills,Round Rock,Spring,Grand Prairie,League City,Lubbock,Irving,Pflugerville,Sugar Land,Beaumont,Brownsville,Leander,Waco,Allen,Cedar Hill,Converse,Cypress,Humble,Mesquite,Texarkana,Corpus Christi,Ennis,Fresno,Killeen,Lancaster,Lewisville,McAllen,McKinney,Missouri City,Pasadena,Bryan,Carrollton,Cedar Park,Copperas Cove,DeSoto,Frisco,Harlingen,Lufkin,Mansfield,New Braunfels,Temple,Tyler,Waxahachie,Wichita Falls,Aubrey,Baytown,Euless,Glenn Heights,Granite Shoals,La Porte,Manvel,McGregor,Milano,Nevada,Pearland,Seagoville,Tomball,Bedford,Benbrook,Big Spring,Bogata,Burleson,Denton,Dickinson,Donna,Floresville,Ft Worth,Galveston,Hereford,Hillsboro,Horizon City,Hudson Oaks,Hutto,Keller,Kerrville,Laneville,Laredo,Liberty Hill,Los Fresnos,Manor,Midland,Midlothian,Murphy,Nacogdoches,Odessa,Paris,Plano,Prairie View,Quinlan,Richmond,Roanoke,San Angelo,San Benito,Seguin,Sweeny,Texas City,Weatherford,Weslaco,Abilene,Aledo,Alpine,Alvarado,Ames,Angleton,Atlanta,Avinger,Azle,Beeville,Blanco,Blue Ridge,Bonham,BROOKSIDE VL,Bruceville,Buda,Calvert,Canyon,Cedar Creek,Chireno,Christoval,Cleburne,Clodine,College Station,Commerce,Conroe,Cotulla,Crowley,Dalhart,Deer Park,Duncanville,Edinburg,Elgin,Elsa,ENCHANTED OAK,Fair Oaks Ranch,Fischer,Forest Hill,Fredericksburg,Friendswood,Gatesville,Georgetown,Granbury,Grapevine,Haltom City,Harker Heights,Helotes,Highlands,Hurst,Indianola,Iola,Jacksboro,Jacksonville,Jarrell,Joshua,Karnack,Kingsbury,Krum,La Vernia,Lamesa,Longview,Lucas,Luling,Mabank,Marshall,Mart,Maxwell,Montgomery,Mount Pleasant,New Caney,Newton,Olney,Overton,Paige,Pharr,Ponder,Port Isabel,Quanah,Rhome,Richardson,Richland Hills,Riviera,Rogers,Rosharon,Rowlett,Royse City,Saginaw,Salado,San Juan,Sanger,Santa Rosa,Seymour,Sinton,Somerville,Splendora,Stafford,Stockdale,Taft,Talco,Taylor,Terrell,The Colony,The Woodlands,Trophy Club,Troup,Universal City,Victoria,Von Ormy,Wolfe City,Woodway, TX

Wise Loan Rated 4.8 out of 5 stars based on 331 customer reviews

Map of Dallas, TX

Awesome!!




Review of Wise Loan

Robby is very helpful and understanding. I really appreciate him for everything!


Map of Fort Worth, TX

Wonderful customer service. Thank you so much Jude, for helping me with my account




Review of Wise Loan


Map of Sugar Land, TX

Great service




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Map of Garland, TX

Service is good




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Map of Pflugerville, TX

Great service




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Map of San Antonio, TX

Jude was very helpful




Review of Wise Loan


Map of Humble, TX

very fast service




Review of Wise Loan

very helpfull


Map of Killeen, TX

Great service




Review of Wise Loan

Jude was polite, compassionate and super efficient when I called to set up skipping a payment. Sincerity doesn't seem to exist anymore but he gives me hope!


Map of Round Rock, TX

Great service




Review of Wise Loan


Map of Houston, TX

Great service




Review of Wise Loan


Great service




Review of Wise Loan

Always a womderful experience


Jude great help




Review of Wise Loan


He was very helpful in every way




Review of Wise Loan


Great service




Review of Wise Loan

Jude is always helpful!


Great service




Review of Wise Loan

Great experience


Not Good




Review of Wise Loan


Awesome




Review of Wise Loan

Very helpful and kind


Great People




Review of Wise Loan

They work with you


Great Customer Service




Review of Wise Loan


AWESOME CUSTOMER SERVICE




Review of Wise Loan

Jude was very friendly, accommodating and swift!! I was put at ease, and I’m glad I called when I was late!


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Jude .

Near Spring, TX 77380
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Near Irving, TX 75062
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Jude .

Near Lancaster, TX 75134
ROBBY G.

ROBBY G.

Near Dallas, TX 75224
ROBBY G.

ROBBY G.

Near Laredo, TX 78045
Jude .

Jude .

Near Fort Worth, TX 76117
ROBBY G.

ROBBY G.

Near Longview, TX 75603
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Near San Antonio, TX 78251
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Near Manvel, TX 77578
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Near Fort Worth, TX 76117
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Near Lubbock, TX 79407
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Near Lancaster, TX 75134
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Near Houston, TX 77073
ROBBY G.

ROBBY G.

Near Amarillo, TX 79119
Jude .

Jude .

Near San Antonio, TX 78245
ROBBY G.

ROBBY G.

Near El Paso, TX 79924
ROBBY G.

ROBBY G.

Near Pflugerville, TX 78660
ROBBY G.

ROBBY G.

Near Amarillo, TX 79107
Jude .

Jude .

Near Sugar Land, TX 77498
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Near Dallas, TX 75227
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Near Round Rock, TX 78664
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Near San Antonio, TX 78229
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Near Grand Prairie, TX 75051
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Near Clodine, TX 77469
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Jude .

Near Clodine, TX 77469
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Jude .

Near Fort Worth, TX 76117
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Near Dallas, TX 75241
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Near Houston, TX 77091
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Near El Paso, TX 79915

Consumer Disclosure Forms

The following links contain disclosures as required by the Office of the Consumer Credit Commissioner (OCCC) for all residents applying for an Installment Loan. These disclosures outline all of the estimated costs associated with Installment Loans of the following amounts: