Secure Financial Freedom with Missouri Personal Loans.

Apply for a Missouri personal loan. Get quick access to funds when you need them most.

Join the thousands of borrowers who found financial security in Missouri with Wise Loan.

What Are Personal Loans?

Personal loans represent a flexible financial tool that caters to individual needs, offering a versatile solution for various expenses. Unlike traditional lending methods, online personal loans provide unparalleled convenience and streamlined processes, empowering borrowers to access funds quickly and efficiently.

Benefits of Personal Loans

Personal loans provide borrowers the freedom to tailor their borrowing experience to meet their specific needs. Some other benefits include:

Quick approval process

Predictable monthly payments

Flexibility in funds

Types of Personal Loans in Missouri

Installment Loans

Gain access to the funds you need with installment loans from Wise Loan. Enjoy the convenience of fixed monthly payments, providing stability and predictability to your budgeting.

Bad Credit Loans

Don't let your credit score hold you back. Even if you have less-than-perfect credit scores, Wise Loan is here to help. Our bad credit loans provide access to funds for your financial needs, offering a lifeline when traditional lenders may turn you away.

Payday Loans

When faced with urgent financial needs, Wise Loan offers payday loans as a short-term borrowing option. While these loans come with higher interest rates, they provide immediate access to funds to cover unexpected expenses or emergencies.

Why Choose Wise Loan?

Wise Loan provides a seamless borrowing experience, ensuring fast, convenient access to funds when you need them most.

Funds Within 15 Minutes*

Super Fast Loan Decision in 5 Minutes

Positive Payment History Reported to Credit Bureaus

*Must meet the following criteria: Have a debit card associated with a checking account, apply and be approved by 5:30 pm CT with the loan document signed, and meet normal loan qualifications.

How to Get the Best Personal Loans in Missouri

Follow these steps tailored to get you the best personal loans in Missouri possible:

1

Complete the Loan Application

Navigate through Wise Loan’s user-friendly online application form to apply for your personal loan.

2

Review and Accept Loan Terms

Stay informed about the approval process and any further actions needed for your application.

3

Receive Your Personal Loan

Once you accept the loan agreement and get approved, expect to receive your funds typically within 15 minutes.* We also offer same-day and next-day funding.

*Must meet the following criteria: Have a debit card associated with a checking account, apply and be approved by 5:30 pm CT with the loan document signed, and meet normal loan qualifications. 

Cities We Serve

Cities to consider for personal loans in Missouri:

Kansas City
Columbia
Springfield
Independence
St. Louis
Lee’s Summit
St. Peter’s
O’Fallon
St. Joseph
St. Charles
And more.

Hear From Our Customers

Reviews

Wise Loan Rated 4.8 out of 5 stars based on 1458 customer reviews

Customers say: The reviews exhibit a positive sentiment, with many customers expressing satisfaction with the service provided by Wise Loan. Positive reviews frequently mention the helpfulness, professionalism, and efficiency of the staff, with specific praise for individuals like Robby, Sheena, and Olga. Customers appreciate the friendly and understanding nature of the representatives, who go above and beyond to assist them with their inquiries and concerns. The efficient and professional handling of account issues is also highlighted, with many customers expressing gratitude for the prompt and courteous service. Additionally, customers mention the positive experience of working with Wise Loan, highlighting its excellent service, straightforward approach, and fast processing. The reviews also indicate that customers appreciate the understanding and flexibility shown during difficult times, with representatives going the extra mile to assist them. Overall, the sentiment expressed in the reviews is positive, with customers expressing satisfaction with the service provided by Wise Loan and its staff.


Great service!




Review of Wise Loan

Horizon CityTX79928 31.6575-106.135

Response from Wise Loan:

Jennifer, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Always helpful




Review of Wise Loan

NampaID83651 43.59-116.6125

Response from Wise Loan:

Chelsea, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Excellent Service and professional




Review of Wise Loan

The Lady is very professional.. I like the way she attended to me.. Excellent.

RichmondTX77406 29.6075-95.7475

Response from Wise Loan:

Obiora, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Very willing to help




Review of Wise Loan

WestlakeLA70669 30.245-93.2875

Response from Wise Loan:

Janie, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Excellent Service!




Review of Wise Loan

Best customer service. So easy to work with and helpful in whatever is needed.

Royse CityTX75189 32.995-96.28

Response from Wise Loan:

Callie, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Fast Service, excellent resolution provider




Review of Wise Loan

Jude was knowledgeable, fast and efficient. He found my account quickly, gave me my options, cleared up the problem and we were done. I had some fraud in my bank account that created numerous issues. The bank fixed it and credited my account accordingly, thus allowing me to pay all that didn't get paid. Jude has been the fastest one to help me get things straight again. Thank you Wise Loans.

WaxahachieTX75165 32.3775-96.77

Response from Wise Loan:

Debra, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Excellent service




Review of Wise Loan

Very knowledgeable.

Fort WorthTX76112 32.7475-97.2125

Response from Wise Loan:

Mary, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Professional Customer Service




Review of Wise Loan

Sheena provided me with excellent customer service. She was polite and answered all of my questions and concerns.

SeafordDE19973 38.6175-75.645

Response from Wise Loan:

Louretha, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Excellent service!




Review of Wise Loan

Very friendly and helpful.

RowlettTX75089 32.935-96.5525

Response from Wise Loan:

Rachel, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Robby has great service




Review of Wise Loan

I enjoy people like Robby, he has always been very helpful!

Fort WorthTX76107 32.7375-97.385

Response from Wise Loan:

Melissa, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Great service




Review of Wise Loan

Good business

WauwatosaWI53225 43.11-88.04

Response from Wise Loan:

Lamonte, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Excellent Service! Friendly and helpful!




Review of Wise Loan

Robbie handled my issue promptly and was extremely courteous and helpful!

AndrewsSC29510 33.4925-79.605

Response from Wise Loan:

Catherine, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Service




Review of Wise Loan

Very good

CentervilleTX75833 31.2675-95.8575

Response from Wise Loan:

Gloria, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Great call Patient




Review of Wise Loan

Great patient and kind

San AntonioTX78249 29.5675-98.605

Response from Wise Loan:

Wendy, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Excellent service!




Review of Wise Loan

Wonderful customer service. No judgement placed very understanding. I definitely recommend Wise Loan.

Cedar ParkTX78613 30.5125-97.8175

Response from Wise Loan:

Carmen, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Jude C.

Jude C.

Near St. Louis, MO 63101
ROBBY G.

ROBBY G.

Near Lockhart, TX 78644
ROBBY G.

ROBBY G.

Near Round Rock, TX 78664
ROBBY G.

ROBBY G.

Near Houston, TX 77033
Phebie Mae A.

Phebie Mae A.

Near E Willow, Ponchatoula, LA 70454
Rey T.

Rey T.

Near Columbia, MS 39429
Rey T.

Rey T.

Near Columbia, MS 39429
Rey T.

Rey T.

Near Columbia, MS 39429
ROBBY G.

ROBBY G.

Near Dallas, TX 75219
Jude C.

Jude C.

Near Elkhart, TX 75839
Sheena U.

Sheena U.

Near Milwaukee, WI 53235
Jude C.

Jude C.

Near Horizon City, TX 79928
Jude C.

Jude C.

Near Nampa, ID 83651
Jude C.

Jude C.

Near Mesquite, TX 75149
Jude C.

Jude C.

Near Sunset, UT 84015
Olga S.

Olga S.

Near S 16th St, Saint Joseph, MO 64501
Sheena U.

Sheena U.

Near Belle Chasse, LA 70037
Sheena U.

Sheena U.

Near Belle Chasse, LA 70037
Rey T.

Rey T.

Near Prairieville, LA 70769
Rey T.

Rey T.

Near Prairieville, LA 70769
Rey T.

Rey T.

Near Prairieville, LA 70769
ROBBY G.

ROBBY G.

Near Greenwell Springs, LA 70739
ROBBY G.

ROBBY G.

Near St. Peters, MO 63304
ROBBY G.

ROBBY G.

Near Weiser, ID 83672
Phebie Mae A.

Phebie Mae A.

Near Audrey Ln, Houston, TX 77015

Member of

Frequently Asked Questions

What are the Requirements to Apply?

At Wise Loan, we strive to make applying for a personal loan in Missouri simple. Here’s what you’ll need to get started:

  • Age Requirement: Applicants must be 21 or older.
  • Social Security Number: Required for identity verification.
  • Banking Information: A traditional checking account is necessary. Prepaid or savings accounts are not accepted. If you opt for instant funding via debit card, ensure the card is linked to the checking account you provide in your application.
  • Income Deposits: Your income must be directly deposited into the checking account used for the application.
  • Physical Address: A physical residential address is required; P.O. Box addresses are acceptable only as mailing addresses.
  • Monthly Income: A minimum monthly income of $1,500 is required. For residents of South Carolina and self-employed applicants, the minimum is $3,000.

At Wise Loan, we consider more than just your credit score.

How Long Does It Take to Receive Funds After Approval?

Expect to receive your funds shortly after approval, which can be as fast as 15 minutes if you meet our requirements. Wise Loan also offers same-day and next-day funding, ensuring quick access to financial assistance.

What is the Easiest Loan to Get in Missouri?

In Missouri, exploring various loan options tailored to your needs, even with less-than-perfect credit scores, is key. Consider installment loans, offering fixed monthly payments and flexible terms, or explore bad credit loans designed for individuals with varying credit profiles. By understanding your options and financial situation, you can find the easiest loan to obtain in Missouri that meets your needs and helps you achieve your goals.

What Happens If I Miss a Loan Payment?

For every day that your payment is not received, your account will continue to accrue additional interest as indicated in the terms of your loan agreement. Reach out to our customer service team if you are experiencing difficulty repaying your loan.

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Apply for a Personal Loan in Missouri with Wise Loan

Take the next step towards financial security by initiating your Wise Loan application process.