Personal Loans in Missouri
Life can throw you a curveball now and then. That curveball could cost quite a bit of money, such as a medical emergency or the need for a new car. Whatever the case, an online personal loan in Missouri may be the answer you need. Here at Wise Loan, we make securing an online loan easier than ever before!
What Is a Personal Loan?
A personal loan is a lump sum of money borrowed from an online lender (like Wise Loan) that you repay over time.
What Can I Pay for With A Personal Loan?
A lot of consumers are curious to know what a personal loan can be used for. Well, the answer is quite broad. Once you apply for and are accepted to receive a personal loan, the money is yours as long as you make your monthly payments. You can use a personal loan for:
- Weddings
- Social Events
- Debt Consolidation
- Medical Bills
- Home Renovations
- School Loans
- And more!
What’s the Difference Between A Personal Loan and a Line Of Credit?
Many people don’t realize that the key difference between a personal loan and a line of credit is that a personal loan is a lump sum. You receive the full amount upon being approved for the loan. Then, you repay the amount over time. With a line of credit, you can take out the amount you need, then repay that amount, and so on.
Can I Get a Personal Loan with Bad Credit?
It is entirely possible to receive a personal loan with bad credit. Here at Wise Loan, we offer various loan requirements and qualification terms to help those with low credit scores. You have options!
For an online personal loan in Missouri, contact Wise Loan by calling 800-516-7840. Please take some time to read through our terms and conditions below.
How Much You Can Borrow
In the state of Missouri, Wise loan offers loan amounts between $200 – $2000. You don’t necessarily need to have good credit to be approved for a Wise Loan! Amounts, as well as approvals, are determined by several factors including your credit and loan repayment history.
Flexible Payment Terms
With a Wise Loan installment loan, you get to pick the number of payments needed to pay off the loan. Missouri residents can choose from up to 12 monthly payments, 26 bi-weekly payments, 24 semi-monthly payments or 52 weekly payments. When choosing the payment terms, be sure to pick terms that accurately reflect your ability to pay.
Cash Back Rewards
Wise Loan Annual Percentage Rates (APRs) will differ depending on several factors. Quicker payoffs will result in lower rates. For more information, see an example repayment schedule of a Wise Loan.
Terms And Conditions For Missouri
Always review the full terms and conditions and privacy policy before taking out a loan. Rates are calculated according to the rates allowed under the laws of Missouri. In addition, you may also be charged a late fee of $20 for payments after the due date. APR calculations are based on your first payment date being 14 days from the loan effective date and are provided in accordance with federal Truth in Lending laws. APRs may vary based on loan term. Please see your loan agreement for the APR and other terms applicable to your loan.
Local Reviews
for Kansas City,St. Louis,Florissant,Jefferson City,Springfield,Saint Louis,Imperial,Raymore,Saint Charles,Chesterfield,Columbia,Harrisonville,Lake Waukomis,Liberty,Salem,Troy,VLG LOCH LOYD,Warrenton,Agency,Arnold,Blue Springs,Bonne Terre,Brentwood,Buffalo,Camdenton,Caulfield,Duenweg,Easton,Falcon,Ferrelview,Frankford,Independence,Jackson,Joplin,Kimberling City,Kirksville,LA BARQUE CRK,Linn,Marionville,Maryland Heights,Nelson,Nixa,North Kansas City,Old Monroe,Overland,Raytown,St. Peters,Union,Warsaw,Wright City, MO
Excellent Service!!
VICTORIA - St. Louis, MO 63139
Robby is always great to work with!!
Response from Wise Loan:
Victoria, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan
Excellent Service
LETTIE - St. Louis, MO 63103
Have been using this site for a while. Love it. Profesional
Response from Wise Loan:
Lettie, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan
Sherry
SHERRY - Columbia, MO 65203
Robby was very helpful.
Response from Wise Loan:
Sherry, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan
Unsatisfied
LATOCIA - Kansas City, MO 64118
On my last loan I was charged overage because your systems did something from essential and wise getting corresponding from both and my last payment came out wasn't recognized so I called said they fixed the probable asked for my nest egg to be refunded to me and they took out the last payment again with my nest egg amount smh
Response from Wise Loan:
Latocia, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. We will contact you within 24 hours; otherwise, do not hesitate to contact us directly at (800) 516-7840 or email us at [email protected]. Best regards, The Call Center
Excellent Service
SHERRY - St. Peters, MO 63376
Robby worked with me to get this loan paid off. It was a huge relief. Thank you.
Response from Wise Loan:
Sherry, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan
Great Service
LATOCIA - Kansas City, MO 64118
Response from Wise Loan:
Latocia, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan
Excellent service!
JENNIFER - St. Louis, MO 63139
Response from Wise Loan:
Jennifer, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan
👍👍👍
JASMINE - Florissant, MO 63031
Amazing service
Response from Wise Loan:
Jasmine, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan
Missed Payment
SHAVONNE - Kansas City, MO 64109
The lender didn’t take my payment and it I don’t understand how it’s my fault.
Response from Wise Loan:
Shavonne, thank you for sharing your experience with us. We apologize for the inconvenience this has caused you. One of our team members will reach out to assist. In the meantime, if you have any questions or concerns, please reach out to us via email at [email protected] or call 800.516.7840. Best regards. -The Call Center
Great service!
ANITA - St. Louis, MO 63128
Response from Wise Loan:
Anita, thank you for sharing your experience. We're so glad we were able to provide great service. If you have any questions in the future, please don't hesitate to reach out to 800.516.7840. Best regards. -Wise Loan
Good experience
JEFFREY - North Kansas City, MO 64116
Good job
Response from Wise Loan:
Jeffrey, thank you for sharing your experience. At Wise Loan, we strive to go the extra mile to help our customers. If there's anything we can do for you in the future, please reach out to us at 800.516.7840. Best regards. -Wise Loan
Horrible
DONNIE - Kansas City, MO 64134
Con find another loan.
Response from Wise Loan:
Donnie, we appreciate the feedback you've shared and apologize that your experience was not excellent. One of our team members will be reaching out to you to resolve this issue. If there's anything we can do for you in the meantime, please contact us at [email protected] or call 800.516.7840. Best Regards! -The Call Center
Awesome customer service
DONNETTA - Raytown, MO 64133
Great Service
STEPHANIE - Troy, MO 63379
Satisfied customer
OPHELIA - Florissant, MO 63033
Jude was very knowledgeable and provided me with alternative solutions to my problems. I thank him for his patience and concerns.
Great company
AMANDA - Union, MO 63084
Great Service
AMANDA - Union, MO 63084
Great personality for this work
CHARLEEN - LA BARQUE CRK, MO 63069
Very Understanding
JESUS - Kansas City, MO 64127
Jude went above and beyond to assist me in getting back on track with my payments. He was non-judgmental and very understanding of my situation.
Awesome service! Alma, treated me with the the respect, and caring that I need!
Launda - Florissant, MO 63034
Alma is the BEST! THANK YOU ALMA!
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