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Secure Financial Freedom with Missouri Personal Loans.

Apply for a Missouri personal loan. Get quick access to funds when you need them most.

Join the thousands of borrowers who found financial security in Missouri with Wise Loan.

What Are Personal Loans?

Personal loans represent a flexible financial tool that caters to individual needs, offering a versatile solution for various expenses. Unlike traditional lending methods, online personal loans provide unparalleled convenience and streamlined processes, empowering borrowers to access funds quickly and efficiently.

Benefits of Personal Loans

Personal loans provide borrowers the freedom to tailor their borrowing experience to meet their specific needs. Some other benefits include:

Quick approval process

Predictable monthly payments

Flexibility in funds

Types of Personal Loans in Missouri

Installment Loans

Gain access to the funds you need with installment loans from Wise Loan. Enjoy the convenience of fixed monthly payments, providing stability and predictability to your budgeting.

Bad Credit Loans

Don't let your credit score hold you back. Even if you have less-than-perfect credit scores, Wise Loan is here to help. Our bad credit loans provide access to funds for your financial needs, offering a lifeline when traditional lenders may turn you away.

Payday Loans

When faced with urgent financial needs, Wise Loan offers payday loans as a short-term borrowing option. While these loans come with higher interest rates, they provide immediate access to funds to cover unexpected expenses or emergencies.

Why Choose Wise Loan?

Wise Loan provides a seamless borrowing experience, ensuring fast, convenient access to funds when you need them most.

Funds Within 15 Minutes*

Super Fast Loan Decision in 5 Minutes

Positive Payment History Reported to Credit Bureaus

*Must meet the following criteria: Have a debit card associated with a checking account, apply and be approved by 5:30 pm CT with the loan document signed, and meet normal loan qualifications.

How to Get the Best Personal Loans in Missouri

Follow these steps tailored to get you the best personal loans in Missouri possible:

1

Complete the Loan Application

Navigate through Wise Loan’s user-friendly online application form to apply for your personal loan.

2

Review and Accept Loan Terms

Stay informed about the approval process and any further actions needed for your application.

3

Receive Your Personal Loan

Once you accept the loan agreement and get approved, expect to receive your funds typically within 15 minutes.* We also offer same-day and next-day funding.

*Must meet the following criteria: Have a debit card associated with a checking account, apply and be approved by 5:30 pm CT with the loan document signed, and meet normal loan qualifications. 

Cities We Serve

Cities to consider for personal loans in Missouri:

Kansas City
Columbia
Springfield
Independence
St. Louis
Lee’s Summit
St. Peter’s
O’Fallon
St. Joseph
St. Charles
And more.

Hear From Our Customers

Reviews

Wise Loan Rated 4.8 out of 5 stars based on 1551 customer reviews

Customers say: The reviews exhibit a positive sentiment, with a majority of customers expressing satisfaction with the services provided. Positive reviews frequently mention friendly and helpful customer service, quick and easy payment plans, and professional and responsive staff. Customers also appreciate the flexibility offered in payment options and the ability to resolve issues efficiently. Negative reviews are present but are outweighed by the positive ones. The negative reviews primarily focus on minor inconveniences or misunderstandings, such as disconnected calls or longer-than-expected wait times. However, the overall tone remains positive, with customers praising the helpfulness and professionalism of the staff.


Excellent service




Review of Wise Loan

WardsvilleMO65101 38.5275-92.165

Excellent




Review of Wise Loan

She helped me with my request and understanding

PerryvilleMO63775 37.68-89.8875

Response from Wise Loan:

Gloria, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan


Thanks Jude!




Review of Wise Loan

HoustonTX77057 29.75-95.4925

Response from Wise Loan:

Chris, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan


Excellent service




Review of Wise Loan

CarbonTX76435 32.205-98.8575

Response from Wise Loan:

Kathleen, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan


Excellent




Review of Wise Loan

Sullivan CityTX78595 26.3175-98.56

Response from Wise Loan:

Saul, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan


Excellent Service




Review of Wise Loan

Baton RougeLA70817 30.375-90.9725

Response from Wise Loan:

Traylynn, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan


NO.1 AWESOME SERVICE




Review of Wise Loan

Wise Loan is awesome! I have been with them for 5 years or so. Very nice customer service, and if you have some issues with making a payment, you speak.with Mr. Jude or Mr. Robbie. No ugliness, always helpful to get you back on track!

HockleyTX77447 30.0525-95.835

Response from Wise Loan:

Ruthie, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan


Excellent service




Review of Wise Loan

CypressTX77433 29.965-95.75

Response from Wise Loan:

Renise, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan


Excellent service




Review of Wise Loan

Quick loans was quick and easy payment plan

DeSotoTX75115 32.6-96.8575

Response from Wise Loan:

Tarsha, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan


Amazing service




Review of Wise Loan

Very polite and patient.

HoustonTX77040 29.875-95.525

Response from Wise Loan:

Willa, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan


Excellent Service




Review of Wise Loan

Jude assisted me in resolving my issue in an expeditious manner. He was very professional.

LucasTX75002 33.105-96.6425

Response from Wise Loan:

Joann, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan


Great Service




Review of Wise Loan

He is AMAZING!!! Great customer service!!! Answered all my questions.

HoustonTX77073 29.99-95.405

Response from Wise Loan:

Brynisha, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan


Awesome service




Review of Wise Loan

Awesome service

Port ArthurTX77640 29.9075-94.015

Response from Wise Loan:

Richard, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan


Excellent job




Review of Wise Loan

McKinneyTX75070 33.16-96.68

Response from Wise Loan:

Deborah, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan


excellent service




Review of Wise Loan

WeatherfordTX76086 32.7525-97.79

Response from Wise Loan:

Loma, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan


Rey T.

Rey T.

Near Wardsville, MO 65101
Rey T.

Rey T.

Near Wardsville, MO 65101
Rey T.

Rey T.

Near Saint Catharine, MO 64628
Rey T.

Rey T.

Near Saint Catharine, MO 64628
Rey T.

Rey T.

Near Richardson, TX 75081
Rey T.

Rey T.

Near Richardson, TX 75081
Rey T.

Rey T.

Near Baton Rouge, LA 70809
Rey T.

Rey T.

Near Baton Rouge, LA 70809
Sheena U.

Sheena U.

Near Perryville, MO 63775
Sheena U.

Sheena U.

Near Perryville, MO 63775
Sheena U.

Sheena U.

Near Marionville, MO 65705
Sheena U.

Sheena U.

Near Marionville, MO 65705
Sheena U.

Sheena U.

Near Zachary, LA 70791
Sheena U.

Sheena U.

Near Zachary, LA 70791
Sheena U.

Sheena U.

Near Houston, TX 77026
Sheena U.

Sheena U.

Near Houston, TX 77026
Jude C.

Jude C.

Near Harker Heights, TX 76548
Jude C.

Jude C.

Near Bossier City, LA 71111
Jude C.

Jude C.

Near Houston, TX 77057
Jude C.

Jude C.

Near Groves, TX 77619
Jude C.

Jude C.

Near Balch Springs, TX 75181
Jude C.

Jude C.

Near Houston, TX 77038
Sheena U.

Sheena U.

Near Arcadia, LA 71001
Sheena U.

Sheena U.

Near Belle Chasse, LA 70037
Sheena U.

Sheena U.

Near Belle Chasse, LA 70037

Member of

Frequently Asked Questions

What are the Requirements to Apply?

At Wise Loan, we strive to make applying for a personal loan in Missouri simple. Here’s what you’ll need to get started:

  • Age Requirement: Applicants must be 21 or older.
  • Social Security Number: Required for identity verification.
  • Banking Information: A traditional checking account is necessary. Prepaid or savings accounts are not accepted. If you opt for instant funding via debit card, ensure the card is linked to the checking account you provide in your application.
  • Income Deposits: Your income must be directly deposited into the checking account used for the application.
  • Physical Address: A physical residential address is required; P.O. Box addresses are acceptable only as mailing addresses.
  • Monthly Income: A minimum monthly income of $1,500 is required. For residents of South Carolina and self-employed applicants, the minimum is $3,000.

At Wise Loan, we consider more than just your credit score.

How Long Does It Take to Receive Funds After Approval?

Expect to receive your funds shortly after approval, which can be as fast as 15 minutes if you meet our requirements. Wise Loan also offers same-day and next-day funding, ensuring quick access to financial assistance.

What is the Easiest Loan to Get in Missouri?

In Missouri, exploring various loan options tailored to your needs, even with less-than-perfect credit scores, is key. Consider installment loans, offering fixed monthly payments and flexible terms, or explore bad credit loans designed for individuals with varying credit profiles. By understanding your options and financial situation, you can find the easiest loan to obtain in Missouri that meets your needs and helps you achieve your goals.

What Happens If I Miss a Loan Payment?

For every day that your payment is not received, your account will continue to accrue additional interest as indicated in the terms of your loan agreement. Reach out to our customer service team if you are experiencing difficulty repaying your loan.

Related Personal Loan Resources

Apply for a Personal Loan in Missouri with Wise Loan

Take the next step towards financial security by initiating your Wise Loan application process.