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Secure Financial Freedom with Missouri Personal Loans.

Apply for a Missouri personal loan. Get quick access to funds when you need them most.

Join the thousands of borrowers who found financial security in Missouri with Wise Loan.

What Are Personal Loans?

Personal loans represent a flexible financial tool that caters to individual needs, offering a versatile solution for various expenses. Unlike traditional lending methods, online personal loans provide unparalleled convenience and streamlined processes, empowering borrowers to access funds quickly and efficiently.

Benefits of Personal Loans

Personal loans provide borrowers the freedom to tailor their borrowing experience to meet their specific needs. Some other benefits include:

Quick approval process

Predictable monthly payments

Flexibility in funds

Types of Personal Loans in Missouri

Installment Loans

Gain access to the funds you need with installment loans from Wise Loan. Enjoy the convenience of fixed monthly payments, providing stability and predictability to your budgeting.

Bad Credit Loans

Don't let your credit score hold you back. Even if you have less-than-perfect credit scores, Wise Loan is here to help. Our bad credit loans provide access to funds for your financial needs, offering a lifeline when traditional lenders may turn you away.

Payday Loans

When faced with urgent financial needs, Wise Loan offers payday loans as a short-term borrowing option. While these loans come with higher interest rates, they provide immediate access to funds to cover unexpected expenses or emergencies.

Why Choose Wise Loan?

Wise Loan provides a seamless borrowing experience, ensuring fast, convenient access to funds when you need them most.

Funds Within 15 Minutes*

Super Fast Loan Decision in 5 Minutes

Positive Payment History Reported to Credit Bureaus

*Must meet the following criteria: Have a debit card associated with a checking account, apply and be approved by 5:30 pm CT with the loan document signed, and meet normal loan qualifications.

How to Get the Best Personal Loans in Missouri

Follow these steps tailored to get you the best personal loans in Missouri possible:

1

Complete the Loan Application

Navigate through Wise Loan’s user-friendly online application form to apply for your personal loan.

2

Review and Accept Loan Terms

Stay informed about the approval process and any further actions needed for your application.

3

Receive Your Personal Loan

Once you accept the loan agreement and get approved, expect to receive your funds typically within 15 minutes.* We also offer same-day and next-day funding.

*Must meet the following criteria: Have a debit card associated with a checking account, apply and be approved by 5:30 pm CT with the loan document signed, and meet normal loan qualifications. 

Cities We Serve

Cities to consider for personal loans in Missouri:

Kansas City
Columbia
Springfield
Independence
St. Louis
Lee’s Summit
St. Peter’s
O’Fallon
St. Joseph
St. Charles
And more.

Hear From Our Customers

Reviews

Wise Loan Rated 4.8 out of 5 stars based on 1525 customer reviews

Customers say: The reviews exhibit a positive sentiment, with a majority of customers expressing satisfaction with the service provided by Wise Loans. Positive reviews frequently mention helpful and friendly customer service representatives, with specific praise for their professionalism, knowledge, and kindness. Customers also appreciate the ease of the application process and the quick turnaround time for loan approval and funding. Additionally, customers highlight the competitive interest rates and the overall positive experience with Wise Loans. Negative reviews are present but are less frequent and tend to focus on minor issues such as difficulty understanding certain aspects of the process or experiencing delays in communication. However, the overall tone of the reviews remains positive, with a clear majority expressing satisfaction with the services provided by Wise Loans.


Excellent service




Review of Wise Loan

After my initial call got disconnected I spoke to Rey Tan when my second call was transferred. He was very helpful. He answered all of my questions and explained so I understood. I really appreciate his help today.

College StationTX77840 30.6175-96.3125

Response from Wise Loan:

Temika, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan


Excellent Service




Review of Wise Loan

Excellent Customer Service

El PasoTX79938 31.84-105.9225

Response from Wise Loan:

Evangeline, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan


Good job




Review of Wise Loan

He was helpful

ShreveportLA71104 32.485-93.73

Response from Wise Loan:

Sheila, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan


Excellent service




Review of Wise Loan

Great representative

HoustonTX77038 29.92-95.4475

Response from Wise Loan:

Glenda, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan


Excellent Serive




Review of Wise Loan

Thank you so much for all your help!

San AntonioTX78242 29.355-98.61

Response from Wise Loan:

Danielle, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan


Customer




Review of Wise Loan

Good/ professional service,takes to long to get an agent on the phone

LancasterTX75134 32.635-96.8025

Response from Wise Loan:

Loretta, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan


Excellent Service!




Review of Wise Loan

So helpful when I needed it most!

Balch SpringsTX75180 32.7175-96.615

Response from Wise Loan:

Anna, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan


Good service




Review of Wise Loan

Always professional and prompt

Greenwell SpringsLA70739 30.6275-90.9525

Response from Wise Loan:

Johnathan, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan


Excellent service




Review of Wise Loan

WeatherfordTX76086 32.7525-97.79

Response from Wise Loan:

Loma, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan


Very helpful, and excellent service




Review of Wise Loan

I recommend this place to anyone that needs a loan! They are very helpful when things get rough and you need help!

OldtownID83822 48.175-117.035

Response from Wise Loan:

Jenny, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan


Terrible service




Review of Wise Loan

Very unprofessional

WhitewrightTX75491 33.475-96.3875

Response from Wise Loan:

Linda, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. We will contact you within 24 hours; otherwise, do not hesitate to contact us directly at (800) 516-7840 or email us at hello@wiseloan.com. Best regards, The Call Center


excellent service




Review of Wise Loan

Olga provided an excellent customer service and assisted me in every question i had, thank you!

El PasoTX79934 31.94-106.4225

Response from Wise Loan:

Noelia, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan


No




Review of Wise Loan

Terrible

WhitewrightTX75491 33.475-96.3875

Response from Wise Loan:

Linda, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. We will contact you within 24 hours; otherwise, do not hesitate to contact us directly at (800) 516-7840 or email us at hello@wiseloan.com. Best regards, The Call Center


Bad




Review of Wise Loan

HoustonTX77040 29.875-95.525

Response from Wise Loan:

Karla, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. We will contact you within 24 hours; otherwise, do not hesitate to contact us directly at (800) 516-7840 or email us at hello@wiseloan.com. Best regards, The Call Center


Excellent Service!




Review of Wise Loan

Super Helpful

KnollwoodTX75092 33.68-96.7275

Response from Wise Loan:

Deanna, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan


Jude C.

Jude C.

Near MERRIAM VLG, MO 65740
Rey T.

Rey T.

Near College Station, TX 77840
Rey T.

Rey T.

Near College Station, TX 77840
Rey T.

Rey T.

Near El Paso, TX 79938
Rey T.

Rey T.

Near El Paso, TX 79938
ROBBY G.

ROBBY G.

Near Shreveport, LA 71104
ROBBY G.

ROBBY G.

Near Detroit, TX 75436
Jude C.

Jude C.

Near Fort Worth, TX 76123
Jude C.

Jude C.

Near Fort Worth, TX 76112
Olga S.

Olga S.

Near 91st St, Lubbock, TX 79423
Jude C.

Jude C.

Near Boise, ID 83705
Jude C.

Jude C.

Near Missouri City, TX 77459
Jude C.

Jude C.

Near Greenville, WI 54942
Rey T.

Rey T.

Near Blythewood, SC 29016
Rey T.

Rey T.

Near Blythewood, SC 29016
Olga S.

Olga S.

Near Houston, TX 77036
Olga S.

Olga S.

Near Falcon Shores Dr, Zapata, TX 78076
Rey T.

Rey T.

Near Port Acres, TX 77640
Rey T.

Rey T.

Near Port Acres, TX 77640
Jude C.

Jude C.

Near McKinney, TX 75071
Jude C.

Jude C.

Near Grand Prairie, TX 75052
ROBBY G.

ROBBY G.

Near Godley, TX 76044
ROBBY G.

ROBBY G.

Near Weatherford, TX 76088
ROBBY G.

ROBBY G.

Near Baton Rouge, LA 70817
ROBBY G.

ROBBY G.

Near Lehi, UT 84045

Member of

Frequently Asked Questions

What are the Requirements to Apply?

At Wise Loan, we strive to make applying for a personal loan in Missouri simple. Here’s what you’ll need to get started:

  • Age Requirement: Applicants must be 21 or older.
  • Social Security Number: Required for identity verification.
  • Banking Information: A traditional checking account is necessary. Prepaid or savings accounts are not accepted. If you opt for instant funding via debit card, ensure the card is linked to the checking account you provide in your application.
  • Income Deposits: Your income must be directly deposited into the checking account used for the application.
  • Physical Address: A physical residential address is required; P.O. Box addresses are acceptable only as mailing addresses.
  • Monthly Income: A minimum monthly income of $1,500 is required. For residents of South Carolina and self-employed applicants, the minimum is $3,000.

At Wise Loan, we consider more than just your credit score.

How Long Does It Take to Receive Funds After Approval?

Expect to receive your funds shortly after approval, which can be as fast as 15 minutes if you meet our requirements. Wise Loan also offers same-day and next-day funding, ensuring quick access to financial assistance.

What is the Easiest Loan to Get in Missouri?

In Missouri, exploring various loan options tailored to your needs, even with less-than-perfect credit scores, is key. Consider installment loans, offering fixed monthly payments and flexible terms, or explore bad credit loans designed for individuals with varying credit profiles. By understanding your options and financial situation, you can find the easiest loan to obtain in Missouri that meets your needs and helps you achieve your goals.

What Happens If I Miss a Loan Payment?

For every day that your payment is not received, your account will continue to accrue additional interest as indicated in the terms of your loan agreement. Reach out to our customer service team if you are experiencing difficulty repaying your loan.

Related Personal Loan Resources

Apply for a Personal Loan in Missouri with Wise Loan

Take the next step towards financial security by initiating your Wise Loan application process.