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Secure Financial Freedom with Missouri Personal Loans.

Apply for a Missouri personal loan. Get quick access to funds when you need them most.

Join the thousands of borrowers who found financial security in Missouri with Wise Loan.

What Are Personal Loans?

Personal loans represent a flexible financial tool that caters to individual needs, offering a versatile solution for various expenses. Unlike traditional lending methods, online personal loans provide unparalleled convenience and streamlined processes, empowering borrowers to access funds quickly and efficiently.

Benefits of Personal Loans

Personal loans provide borrowers the freedom to tailor their borrowing experience to meet their specific needs. Some other benefits include:

Quick approval process

Predictable monthly payments

Flexibility in funds

Types of Personal Loans in Missouri

Installment Loans

Gain access to the funds you need with installment loans from Wise Loan. Enjoy the convenience of fixed monthly payments, providing stability and predictability to your budgeting.

Bad Credit Loans

Don't let your credit score hold you back. Even if you have less-than-perfect credit scores, Wise Loan is here to help. Our bad credit loans provide access to funds for your financial needs, offering a lifeline when traditional lenders may turn you away.

Payday Loans

When faced with urgent financial needs, Wise Loan offers payday loans as a short-term borrowing option. While these loans come with higher interest rates, they provide immediate access to funds to cover unexpected expenses or emergencies.

Why Choose Wise Loan?

Wise Loan provides a seamless borrowing experience, ensuring fast, convenient access to funds when you need them most.

Funds Within 15 Minutes*

Super Fast Loan Decision in 5 Minutes

Positive Payment History Reported to Credit Bureaus

*Must meet the following criteria: Have a debit card associated with a checking account, apply and be approved by 5:30 pm CT with the loan document signed, and meet normal loan qualifications.

How to Get the Best Personal Loans in Missouri

Follow these steps tailored to get you the best personal loans in Missouri possible:

1

Complete the Loan Application

Navigate through Wise Loan’s user-friendly online application form to apply for your personal loan.

2

Review and Accept Loan Terms

Stay informed about the approval process and any further actions needed for your application.

3

Receive Your Personal Loan

Once you accept the loan agreement and get approved, expect to receive your funds typically within 15 minutes.* We also offer same-day and next-day funding.

*Must meet the following criteria: Have a debit card associated with a checking account, apply and be approved by 5:30 pm CT with the loan document signed, and meet normal loan qualifications. 

Cities We Serve

Cities to consider for personal loans in Missouri:

Kansas City
Columbia
Springfield
Independence
St. Louis
Lee’s Summit
St. Peter’s
O’Fallon
St. Joseph
St. Charles
And more.

Hear From Our Customers

Reviews

Wise Loan Rated 4.8 out of 5 stars based on 1475 customer reviews

Customers say: The reviews exhibit a positive sentiment, with many customers expressing satisfaction with the service provided by Wise Loan. Positive reviews frequently mention the helpfulness, professionalism, and efficiency of the staff, with specific praise for individuals like Robby, Sheena, and Olga. Customers appreciate the friendly and understanding nature of the representatives, who go above and beyond to assist them with their inquiries and concerns. The efficient and professional handling of account issues is also highlighted, with many customers expressing gratitude for the prompt and courteous service. Additionally, customers mention the positive experience of working with Wise Loan, highlighting its excellent service, straightforward approach, and fast processing. The reviews also indicate that customers appreciate the understanding and flexibility shown during difficult times, with representatives going the extra mile to assist them. Overall, the sentiment expressed in the reviews is positive, with customers expressing satisfaction with the service provided by Wise Loan and its staff.


Customer Service




Review of Wise Loan

She was very nice, all are somewhat hard to understand, bit nice. I do REQUEST that yall NEVER call my work #. Also, your text bot is horrible.

GrandviewMO64030 38.8475-94.5225

Response from Wise Loan:

Donna, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Excellent service




Review of Wise Loan

Very good company

HendersonTX75654 32.125-94.935

Response from Wise Loan:

Sherry, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Excellent




Review of Wise Loan

Excellent

Meadows PlaceTX77477 29.62-95.5675

Response from Wise Loan:

Julia, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Great Customer Service. Very Friendly.




Review of Wise Loan

MayvilleWI53050 43.5325-88.5375

Response from Wise Loan:

Christy, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Good work




Review of Wise Loan

Thank you for the service and for the timely call back.

NoconaTX76255 33.7775-97.7425

Response from Wise Loan:

John, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Great




Review of Wise Loan

No comment

LongviewTX75605 32.5625-94.7075

Response from Wise Loan:

Stevie, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


EXCELLENT




Review of Wise Loan

Jude and the other representatives have always been extremely friendly and helpful

LubbockTX79410 33.57-101.8975

Response from Wise Loan:

Brandy, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Excellent Service




Review of Wise Loan

Always helpful whenever I call

MesquiteTX75149 32.7575-96.61

Response from Wise Loan:

Lonnie, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Dishonest, Stealing




Review of Wise Loan

Pheobie told me when I was paying my loan off in full that they discounted 30%. When checking my bank account ONE MINUTE LATER pheobie pulled the whole amount that was due for the loan. I proceeded to call her back and she giggled throughout the phone call. Very unprofessional customer service. As being a second time customer, I will NOT be using wise loan ever again for their dishonesty and stealing.

SpringfieldMO65803 37.295-93.2575

Response from Wise Loan:

Cortney, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. We will contact you within 24 hours; otherwise, do not hesitate to contact us directly at (800) 516-7840 or email us at [email protected]. Best regards, The Call Center


Excellent service




Review of Wise Loan

ParisTX75460 33.6025-95.625

Response from Wise Loan:

Bonnie, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Excellent customer service!




Review of Wise Loan

SlidellLA70458 30.24-89.8225

Response from Wise Loan:

Debra, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Excellent Service!




Review of Wise Loan

I love how quick and easy the Wise Loan representatives make my loan process.

SeafordDE19973 38.6175-75.645

Response from Wise Loan:

Louretha, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Great customer services!!!




Review of Wise Loan

he was very helpful and explained what happened.

Lone StarTX75668 32.9125-94.675

Response from Wise Loan:

Hope, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Excellent service




Review of Wise Loan

Great service and very professional

HumbleTX77345 30.0525-95.16

Response from Wise Loan:

Laurie, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Solid explination and service on the clal




Review of Wise Loan

Thank you, helpfull.

CypressTX77433 29.965-95.75

Response from Wise Loan:

Erik, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Phebie Mae A.

Phebie Mae A.

Near Vicksburg Dr, El Paso, TX 79924
Sheena U.

Sheena U.

Near Gilmer, TX 75644
Sheena U.

Sheena U.

Near Gilmer, TX 75644
Jude C.

Jude C.

Near Mesquite, TX 75149
Jude C.

Jude C.

Near League City, TX 77573
Jude C.

Jude C.

Near Houston, TX 77065
Olga S.

Olga S.

Near Valley Forge Rd, Brookfield, MO 64628
Olga S.

Olga S.

Near Janets Way, Townsend, DE 19734
Olga S.

Olga S.

Near Mooney Rd, Houston, TX 77037
Olga S.

Olga S.

Near Elmtex Dr, Humble, TX 77396
Olga S.

Olga S.

Near E Park Row Dr, Arlington, TX 76010
Phebie Mae A.

Phebie Mae A.

Near Bellaire Ave, Grandview, MO 64030
Sheena U.

Sheena U.

Near Henderson, TX 75654
Sheena U.

Sheena U.

Near Henderson, TX 75654
Phebie Mae A.

Phebie Mae A.

Near Hugo St, Kerrville, TX 78028
Jude C.

Jude C.

Near Arlington, TX 76001
Rey T.

Rey T.

Near Parker, TX 75002
Rey T.

Rey T.

Near Parker, TX 75002
Rey T.

Rey T.

Near Parker, TX 75002
Jude C.

Jude C.

Near Richmond, TX 77407
Jude C.

Jude C.

Near Center, MO 63436
Jude C.

Jude C.

Near Cayce, SC 29172
Sheena U.

Sheena U.

Near Pearland, TX 77584
Jude C.

Jude C.

Near Meadows Place, TX 77477
Jude C.

Jude C.

Near Ashwaubenon, WI 54115

Member of

Frequently Asked Questions

What are the Requirements to Apply?

At Wise Loan, we strive to make applying for a personal loan in Missouri simple. Here’s what you’ll need to get started:

  • Age Requirement: Applicants must be 21 or older.
  • Social Security Number: Required for identity verification.
  • Banking Information: A traditional checking account is necessary. Prepaid or savings accounts are not accepted. If you opt for instant funding via debit card, ensure the card is linked to the checking account you provide in your application.
  • Income Deposits: Your income must be directly deposited into the checking account used for the application.
  • Physical Address: A physical residential address is required; P.O. Box addresses are acceptable only as mailing addresses.
  • Monthly Income: A minimum monthly income of $1,500 is required. For residents of South Carolina and self-employed applicants, the minimum is $3,000.

At Wise Loan, we consider more than just your credit score.

How Long Does It Take to Receive Funds After Approval?

Expect to receive your funds shortly after approval, which can be as fast as 15 minutes if you meet our requirements. Wise Loan also offers same-day and next-day funding, ensuring quick access to financial assistance.

What is the Easiest Loan to Get in Missouri?

In Missouri, exploring various loan options tailored to your needs, even with less-than-perfect credit scores, is key. Consider installment loans, offering fixed monthly payments and flexible terms, or explore bad credit loans designed for individuals with varying credit profiles. By understanding your options and financial situation, you can find the easiest loan to obtain in Missouri that meets your needs and helps you achieve your goals.

What Happens If I Miss a Loan Payment?

For every day that your payment is not received, your account will continue to accrue additional interest as indicated in the terms of your loan agreement. Reach out to our customer service team if you are experiencing difficulty repaying your loan.

Related Personal Loan Resources

Apply for a Personal Loan in Missouri with Wise Loan

Take the next step towards financial security by initiating your Wise Loan application process.