Get funds within 15 minutes
Already have an account?

Looking for Financial Flexibility? Idaho Personal Loans Can Help.

Wise Loan offers quick and easy Idaho personal loans to help you achieve your goals.

Find the financial security that thousands of borrowers in Idaho have discovered with Wise Loan.

What are Personal Loans?

Personal loans offer a flexible financial solution, allowing individuals to borrow funds for various purposes. Unlike traditional lending methods, online personal loans provide convenience and speed. With Wise Loan, you can enjoy advantages such as quick approval, manageable repayment terms, and minimal documentation requirements.

Benefits of Personal Loans

Personal loans have many benefits over typical loans. Some benefits include:

Flexibility in Use of Funds

Predictable Payments

Fast Approval Process

Types of Personal Loans in Idaho

Installment Loans

Installment loans provide borrowers with a lump sum of money that is repaid over time through fixed monthly payments. This offers predictability and ease of budgeting, making it an ideal option for long-term financial needs.

Bad Credit Loans

Even if you have a less-than-perfect credit score, you can still qualify for a personal loan with Wise Loan. Our bad credit loans provide access to funds without being hindered by past financial setbacks.

Payday Loans

Payday loans are short-term loans designed to cover urgent expenses until your next paycheck. While they offer quick access to cash, it's important to consider their high-interest rates and potential impact on your finances.

Why Choose Wise Loan?

Wise Loan simplifies the borrowing process, offering a user-friendly platform for quick and convenient access to funds.

Funds Within 15 Minutes*

Super Fast Loan Decision in 5 Minutes

Positive Payment History Reported to Credit Bureaus

*Must meet the following criteria: Have a debit card associated with a checking account, apply and be approved by 5:30 pm CT with the loan document signed, and meet normal loan qualifications.

How to Get the Best Personal Loans in Idaho

Follow these steps to secure your personal loan in Idaho:

1

Complete the Loan Application

Navigate through Wise Loan’s online application form, designed for simplicity and efficiency. Our intuitive interface guides you through each step, ensuring a seamless experience.

2

Review and Accept Loan Terms

After submitting your application, stay informed about the approval process. Wise Loan keeps you updated on your application status and any further actions required. Review and accept the loan terms to proceed.

3

Receive Your Personal Loan

Once you accept the loan agreement and get approved, expect to receive your funds shortly thereafter, sometimes within 15 minutes.* There are also options for same-day and next-day funding available.

*Must meet the following criteria: Have a debit card associated with a checking account, apply and be approved by 5:30 pm CT with the loan document signed, and meet normal loan qualifications.

Cities We Serve

Cities to consider for personal loans in Idaho:

Boise
Meridian
Nampa
Idaho Falls
Pocatello
Caldwell
Coeur d'Alene
Twin Falls
Lewiston
Post Falls
And more.

Hear From Our Customers

Reviews

Wise Loan Rated 4.8 out of 5 stars based on 1567 customer reviews

Customers say: The reviews exhibit a positive overall sentiment, with recurring positive themes and sentiments. The majority of the reviews express satisfaction with the service, highlighting helpfulness, professionalism, and excellent customer service. Positive mentions include quick loan processing, friendly and accommodating representatives, and a willingness to assist with various needs. The company's commitment to providing top-notch service is consistently praised, with specific recognition of the efforts of individual representatives. Negative sentiments, if present, are not dominant trends and are often related to specific issues or misunderstandings. The overall tone is positive, with a focus on the positive aspects of the service provided.


Great service!




Review of Wise Loan

Sheena was so sweet and answered quickly with my questions thank you! She's great!

LeanderTX78641 30.54-97.9375

Response from Wise Loan:

Sara, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan


Terrible every time I’ve called




Review of Wise Loan

Five thumbs down!

AmarilloTX79109 35.1625-101.9

Response from Wise Loan:

Micha, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. We will contact you within 24 hours; otherwise, do not hesitate to contact us directly at (800) 516-7840 or email us at hello@wiseloan.com. Best regards, The Call Center


great service & good prices




Review of Wise Loan

ArlingtonTX76015 32.69-97.13

Response from Wise Loan:

Arionna, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan


excellent service




Review of Wise Loan

she did a fantastic job

OakdaleLA71463 30.8225-92.6575

Response from Wise Loan:

Tara, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan


Awesome Service!!




Review of Wise Loan

Wise Loan is the best.in the business I have used them a few years now. Always top notch! My representative ,Sheena U. was very professional kind and was a big help! The company and its staff strive on providing over the.top customer service!

HockleyTX77447 30.0525-95.835

Response from Wise Loan:

Ruthie, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan


Excellent service




Review of Wise Loan

Lady Sheena Urgel she was extremely helpful polite her customer service was outstanding

LubbockTX79413 33.5525-101.8825

Response from Wise Loan:

Fernando, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan


Ecellent service




Review of Wise Loan

WeatherfordTX76086 32.7525-97.79

Response from Wise Loan:

Loma, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan


"Over the Top" AWESOME Service




Review of Wise Loan

Wise Loan definitely has Excellent Service!! From the first Loan representatives, with applications payments. And the workout team who help you if you need help with a missed payment! Mr. Jude and his fellow team member are awesome! Wise Loan is definitely one of the best loan companies in this market!

HockleyTX77447 30.0525-95.835

Response from Wise Loan:

Ruthie, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan


Excellent customer service




Review of Wise Loan

Willing to help with your needs

DallasTX75287 32.9975-96.84

Response from Wise Loan:

Andrew, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan


Good service




Review of Wise Loan

DallasTX75251 32.92-96.7725

Response from Wise Loan:

Nykisha, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan


Excellent




Review of Wise Loan

Very professional

SlidellLA70460 30.32-89.8325

Response from Wise Loan:

George, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan


Awesome




Review of Wise Loan

Great for a quick loans and if your credit is less than perfect they will help you

Harker HeightsTX76548 31.07-97.665

Response from Wise Loan:

Sherry, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan


Excellent Service




Review of Wise Loan

Very detailed, offered honest answers, first time I’ve talked to someone that felt human and helpful.

North Richland HillsTX76117 32.8125-97.275

Response from Wise Loan:

Eric, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan


Excellent customer experience




Review of Wise Loan

Thanks for all your help.

DallasTX75287 32.9975-96.84

Response from Wise Loan:

Andrew, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan


Awesome Service!!




Review of Wise Loan

I had a customer service call with Sheena U. Awesome customer service! Sheena and everyone are always professional, and customer service oriented.at all time! Always courteous! One of the best in the industry!

HockleyTX77447 30.0525-95.835

Response from Wise Loan:

Ruthie, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan


Sheena U.

Sheena U.

Near Leander, TX 78641
Sheena U.

Sheena U.

Near Leander, TX 78641
Sheena U.

Sheena U.

Near San Antonio, TX 78217
Sheena U.

Sheena U.

Near San Antonio, TX 78217
Sheena U.

Sheena U.

Near Fort Worth, TX 76107
Sheena U.

Sheena U.

Near Fort Worth, TX 76107
Sheena U.

Sheena U.

Near Fort Worth, TX 76112
Sheena U.

Sheena U.

Near Fort Worth, TX 76112
Sheena U.

Sheena U.

Near Grand Prairie, TX 75052
Sheena U.

Sheena U.

Near Grand Prairie, TX 75052
Sheena U.

Sheena U.

Near Burley, ID 83318
Sheena U.

Sheena U.

Near Burley, ID 83318
Sheena U.

Sheena U.

Near San Antonio, TX 78253
Sheena U.

Sheena U.

Near Oak Creek, WI 53154
Sheena U.

Sheena U.

Near Oak Creek, WI 53154
Sheena U.

Sheena U.

Near Amarillo, TX 79109
Sheena U.

Sheena U.

Near Arlington, TX 76015
Sheena U.

Sheena U.

Near Arlington, TX 76015
Sheena U.

Sheena U.

Near The Woodlands, TX 77381
Rey T.

Rey T.

Near Boonville, MO 65233
Rey T.

Rey T.

Near Boonville, MO 65233
Rey T.

Rey T.

Near Plano, TX 75075
Rey T.

Rey T.

Near Plano, TX 75075
Sheena U.

Sheena U.

Near Oakdale, LA 71463
Sheena U.

Sheena U.

Near Oakdale, LA 71463

Member of

Frequently Asked Questions

What are the Requirements to Apply for a Loan?

At Wise Loan, we strive to make applying for a personal loan in Idaho seamless. Here’s what you’ll need to get started:

  • Age Requirement: Applicants must be 21 or older.
  • Social Security Number: Required for identity verification.
  • Banking Information: A traditional checking account is necessary. Prepaid or savings accounts are not accepted. If you opt for instant funding via debit card, ensure the card is linked to the checking account you provide in your application.
  • Income Deposits: Your income must be directly deposited into the checking account used for the application.
  • Physical Address: A physical residential address is required; P.O. Box addresses are acceptable only as mailing addresses.
  • Monthly Income: A minimum monthly income of $1,500 is required. For residents of South Carolina and self-employed applicants, the minimum is $3,000.

We consider more than just credit history. This way, we can provide financial solutions that are accessible to a wider audience.

How Long Does It Take to Receive Funds After Approval?

Once your application receives approval, funds are swiftly disbursed, often within as little as 15 minutes, provided you meet our eligibility criteria. Moreover, Wise Loan offers options for both same-day and next-day funding, ensuring rapid access to the financial assistance you require.

What is the Easiest Loan to Get in Idaho?

What’s the simplest option for a loan to acquire in Idaho? For many borrowers, installment loans are the best personal loans in Idaho, boasting manageable repayment terms and flexible eligibility criteria. If your credit isn’t flawless, bad credit loans might be the ideal solution for your needs, and are a good option for small personal loans in Idaho. At Wise Loan, we offer loans ranging from $500-$1,500. Returning borrowers may be eligible for loans up to $3,500.

What Happens If I Miss a Loan Payment?

Concerned about missing a loan payment? It’s crucial to maintain communication with Wise Loan if you encounter difficulties, bearing in mind that interest will continue to accumulate.

Related Personal Loan Resources

Apply for a Personal Loan in Idaho with Wise Loan

Take the next step in your financial journey by applying for a personal loan in Idaho with Wise Loan.