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Achieve Financial Freedom with Louisiana Personal Loans.

Kickstart your financial journey hassle-free today with personal loans in Louisiana.

Join the thousands of borrowers in Louisiana who found financial security with Wise Loan.

What Are Personal Loans?

Personal loans provide a flexible way to borrow money online, offering advantages over traditional lending methods. At Wise Loan, we simplify the borrowing process with our user-friendly platform, ensuring convenience and efficiency for our borrowers.

Benefits of Personal Loans

Personal loans provide borrowers with freedom to tailor their borrowing experience to meet specific preferences and needs. Some other benefits include:

Flexibility in use

Predictable payments

Quick approval process

Types of Personal Loans in Louisiana

Installment Loans

Installment loans offer fixed monthly payments and flexible repayment terms, providing borrowers with predictable payments.

Bad Credit Loans

Bad credit loans are designed for individuals with less-than-perfect credit scores, offering access to funds when traditional lenders may decline.

Payday Loans

Payday loans are suitable for urgent financial needs, providing short-term borrowing options with high-interest rates.

Why Choose Wise Loan?

Wise Loan offers a seamless borrowing experience. With transparent terms and efficient processing, we prioritize your financial needs.

Funds Within 15 Minutes*

Super Fast Loan Decision in 5 Minutes

Positive Payment History Reported to Credit Bureaus

*Must meet the following criteria: Have a debit card associated with a checking account, apply and be approved by 5:30 pm CT with the loan document signed, and meet normal loan qualifications.

How to Get the Best Personal Loans in Louisiana

Follow these steps to secure your personal loan in Louisiana:

1

Complete the Loan Application

Fill out the online loan application form provided by Wise Loan, guided by our user-friendly interface.

2

Review and Accept Loan Terms

Understand the loan terms and approval process. We maintain transparency and provide updates on your application status.

3

Receive Your Personal Loan

Once you accept the loan agreement and get approved, you’ll receive the funds shortly, sometimes within 15 minutes.* We also have options for same day and next day funding as well.

*Must meet the following criteria: Have a debit card associated with a checking account, apply and be approved by 5:30 pm CT with the loan document signed, and meet normal loan qualifications.

Cities We Serve

Cities to consider for a personal loan in Louisiana:

Baton Rouge
Shreveport
Lake Charles
Bossier City
Kenner
Opelousas
Gretna
New Iberia
Slidell
Ruston
And more.

Hear From Our Customers

Reviews

Wise Loan Rated 4.8 out of 5 stars based on 1551 customer reviews

Customers say: The reviews exhibit a positive sentiment, with a majority of customers expressing satisfaction with the services provided. Positive reviews frequently mention friendly and helpful customer service, quick and easy payment plans, and professional and responsive staff. Customers also appreciate the flexibility offered in payment options and the ability to resolve issues efficiently. Negative reviews are present but are outweighed by the positive ones. The negative reviews primarily focus on minor inconveniences or misunderstandings, such as disconnected calls or longer-than-expected wait times. However, the overall tone remains positive, with customers praising the helpfulness and professionalism of the staff.


Excellent service




Review of Wise Loan

WardsvilleMO65101 38.5275-92.165

Excellent




Review of Wise Loan

She helped me with my request and understanding

PerryvilleMO63775 37.68-89.8875

Response from Wise Loan:

Gloria, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan


Thanks Jude!




Review of Wise Loan

HoustonTX77057 29.75-95.4925

Response from Wise Loan:

Chris, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan


Excellent service




Review of Wise Loan

CarbonTX76435 32.205-98.8575

Response from Wise Loan:

Kathleen, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan


Excellent




Review of Wise Loan

Sullivan CityTX78595 26.3175-98.56

Response from Wise Loan:

Saul, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan


Excellent Service




Review of Wise Loan

Baton RougeLA70817 30.375-90.9725

Response from Wise Loan:

Traylynn, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan


NO.1 AWESOME SERVICE




Review of Wise Loan

Wise Loan is awesome! I have been with them for 5 years or so. Very nice customer service, and if you have some issues with making a payment, you speak.with Mr. Jude or Mr. Robbie. No ugliness, always helpful to get you back on track!

HockleyTX77447 30.0525-95.835

Response from Wise Loan:

Ruthie, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan


Excellent service




Review of Wise Loan

CypressTX77433 29.965-95.75

Response from Wise Loan:

Renise, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan


Excellent service




Review of Wise Loan

Quick loans was quick and easy payment plan

DeSotoTX75115 32.6-96.8575

Response from Wise Loan:

Tarsha, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan


Amazing service




Review of Wise Loan

Very polite and patient.

HoustonTX77040 29.875-95.525

Response from Wise Loan:

Willa, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan


Excellent Service




Review of Wise Loan

Jude assisted me in resolving my issue in an expeditious manner. He was very professional.

LucasTX75002 33.105-96.6425

Response from Wise Loan:

Joann, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan


Great Service




Review of Wise Loan

He is AMAZING!!! Great customer service!!! Answered all my questions.

HoustonTX77073 29.99-95.405

Response from Wise Loan:

Brynisha, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan


Awesome service




Review of Wise Loan

Awesome service

Port ArthurTX77640 29.9075-94.015

Response from Wise Loan:

Richard, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan


Excellent job




Review of Wise Loan

McKinneyTX75070 33.16-96.68

Response from Wise Loan:

Deborah, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan


excellent service




Review of Wise Loan

WeatherfordTX76086 32.7525-97.79

Response from Wise Loan:

Loma, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan


Rey T.

Rey T.

Near Wardsville, MO 65101
Rey T.

Rey T.

Near Wardsville, MO 65101
Rey T.

Rey T.

Near Saint Catharine, MO 64628
Rey T.

Rey T.

Near Saint Catharine, MO 64628
Rey T.

Rey T.

Near Richardson, TX 75081
Rey T.

Rey T.

Near Richardson, TX 75081
Rey T.

Rey T.

Near Baton Rouge, LA 70809
Rey T.

Rey T.

Near Baton Rouge, LA 70809
Sheena U.

Sheena U.

Near Perryville, MO 63775
Sheena U.

Sheena U.

Near Perryville, MO 63775
Sheena U.

Sheena U.

Near Marionville, MO 65705
Sheena U.

Sheena U.

Near Marionville, MO 65705
Sheena U.

Sheena U.

Near Zachary, LA 70791
Sheena U.

Sheena U.

Near Zachary, LA 70791
Sheena U.

Sheena U.

Near Houston, TX 77026
Sheena U.

Sheena U.

Near Houston, TX 77026
Jude C.

Jude C.

Near Harker Heights, TX 76548
Jude C.

Jude C.

Near Bossier City, LA 71111
Jude C.

Jude C.

Near Houston, TX 77057
Jude C.

Jude C.

Near Groves, TX 77619
Jude C.

Jude C.

Near Balch Springs, TX 75181
Jude C.

Jude C.

Near Houston, TX 77038
Sheena U.

Sheena U.

Near Arcadia, LA 71001
Sheena U.

Sheena U.

Near Belle Chasse, LA 70037
Sheena U.

Sheena U.

Near Belle Chasse, LA 70037

Member of

Frequently Asked Questions

What are the Requirements to Apply for a Loan?

At Wise Loan, we strive to make applying for a personal loan in Louisiana seamless. Here’s what you’ll need to get started:

  • Age Requirement: Applicants must be 21 or older.
  • Social Security Number: Required for identity verification.
  • Banking Information: A traditional checking account is necessary. Prepaid or savings accounts are not accepted. If you opt for instant funding via debit card, ensure the card is linked to the checking account you provide in your application.
  • Income Deposits: Your income must be directly deposited into the checking account used for the application.
  • Physical Address: A physical residential address is required; P.O. Box addresses are acceptable only as mailing addresses.
  • Monthly Income: A minimum monthly income of $1,500 is required. For residents of South Carolina and self-employed applicants, the minimum is $3,000.

At Wise Loan, we consider more than just credit history.

How Long Does It Take to Receive Funds After Approval?

Funds are typically dispersed shortly after approval, which can be as fast as 15 minutes if you meet our requirements; however, for added convenience, Wise Loan also offers same-day and next-day funding, ensuring quick access to financial assistance for our customers.

What is the Easiest Loan to Get in Louisiana?

Bad credit loans are often considered the best personal loans in Louisiana to secure easily, as they cater to individuals with varying credit histories. It is also worth considering installment loans as well, which not only offer fixed monthly payments and flexible terms but also provide accessible options for those seeking financial support.

What Happens If I Miss a Loan Payment?

Missing a loan payment may result in additional fees or penalties, so it’s crucial to communicate with Wise Loan to explore alternative repayment options and avoid any potential financial strain or complications that may arise from non-payment.

Related Personal Loan Resources

Apply for a Personal Loan in Louisiana with Wise Loan

Ready to take the next step? Apply for a personal loan in Louisiana with Wise Loan today.