Need Money Now?
Get Cash in 15 Minutes or Less.*
If you face unexpected expenses, a loan may be an option to get funds within 15 minutes.*
- Super Fast Loan Decision
- Instant or Same-Day Funding
- Positive Payment History Reported to the Credit Bureaus
Join those who receive funds within minutes to cover unexpected expenses.
*You must meet the following requirements: Have a debit card associated with a checking account, apply and be approved by 5:30 pm CT with the loan document signed, and meet normal loan qualifications.
*You must meet the following requirements: Have a debit card associated with a checking account, apply and be approved by 5:30 pm CT with the loan document signed, and meet normal loan qualifications.
Emergency Cash Options
Knowing your emergency cash options is crucial if you’re in a bind and need cash right now. Each option offers a different approach to managing unexpected expenses efficiently.
Installment Loans
Installment loans provide a structured way to pay back borrowed money through scheduled payments over time. This option can offer more flexibility than other emergency cash solutions.
Payday Loans
Payday loans offer a rapid solution when you need cash immediately. Typically, due by your next payday, these loans are a viable option for short-term financial gaps.
Emergency Loans
Emergency loans are designed for quick disbursement to help cover sudden emergency expenses. These loans often require no collateral and have various terms to fit your situation.
Personal Loans
Personal loans can offer a straightforward and flexible solution for managing unforeseen expenses. This loan type typically has fixed interest rates and predictable monthly payments.
What are the Requirements to Get Cash Within 15 Minutes?
To ensure a smooth application process and receive funds swiftly, we’ve outlined the critical eligibility criteria you’ll need to meet:
- Checking Account with a Debit Card
- Approved Application by 5:30 PM CT
- 21+ Years Old
- Valid Social Security Number
- Income Direct Deposits
- Physical Residential Address
- Monthly Income ($1,500 or $3,000 for SC residents and self-employed applicants)
Meeting these criteria can expedite your application process, bringing you closer to receiving the emergency funds you need.
How Do I Get Cash Within Minutes?
Start the application and get cash within minutes when you use instant funding. Most applicants start and finish the application process within 15 minutes.
1
Submit an Application
Complete our online application form. It’s quick, straightforward, and can be done from anywhere.
Get a Loan Decision
Once your application is submitted, we’ll review it promptly. You’ll receive a loan decision quickly.
3
Review & Accept the Loan
Once approved, you must review the loan terms and conditions. You can then accept or decline the loan.
4
Receive Instant Funding*
After accepting the loan, the money will be instantly funded to your checking account via debit card.
*Must meet the following criteria: Have a debit card associated with a checking account, apply and be approved by 5:30 pm CT with the loan document signed, and meet normal loan qualifications.
Why Choose Wise Loan?
At Wise Loan, we’re not just another lending service; we’re your partner in navigating through financial uncertainties. Our exceptional customer service team is here to support you every step of the way. We understand that flexibility is vital, so we offer various repayment options to fit your unique financial situation. Our Nest Egg account and cash-back rewards program help you manage emergencies today and plan for a more secure financial future. Choose Wise Loan, where financial assistance meets foresight and care.
Hear From Our Customers
Reviews
Customers say: The reviews exhibit a positive sentiment, with many customers expressing satisfaction with the service provided by Wise Loan. Positive reviews frequently mention the helpfulness, professionalism, and efficiency of the staff, with specific praise for individuals like Robby, Sheena, and Olga. Customers appreciate the friendly and understanding nature of the representatives, who go above and beyond to assist them with their inquiries and concerns. The efficient and professional handling of account issues is also highlighted, with many customers expressing gratitude for the prompt and courteous service. Additionally, customers mention the positive experience of working with Wise Loan, highlighting its excellent service, straightforward approach, and fast processing. The reviews also indicate that customers appreciate the understanding and flexibility shown during difficult times, with representatives going the extra mile to assist them. Overall, the sentiment expressed in the reviews is positive, with customers expressing satisfaction with the service provided by Wise Loan and its staff.
Excellent service
Laurie -
Humble, TX 77345
Great service and very professional
Solid explination and service on the clal
Erik -
Cypress, TX 77433
Thank you, helpfull.
Completion of loan confirmation # request
William -
Levelland, TX 79336
I appreciate the professionalism today 02/17/2025. The only thing I'm missing is a confirmation # for the completed loan. Please forward to current email if possible.
Response from Wise Loan:
William, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan
Sr
Luis Ortega -
Houston, TX 77054
All good
Response from Wise Loan:
Luis, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan
Great service!
Jennifer -
Horizon City, TX 79928
Response from Wise Loan:
Jennifer, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan
Always helpful
Chelsea -
Nampa, ID 83651
Response from Wise Loan:
Chelsea, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan
Excellent Service and professional
Obiora -
Richmond, TX 77406
The Lady is very professional.. I like the way she attended to me.. Excellent.
Response from Wise Loan:
Obiora, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan
Very willing to help
Janie -
Westlake, LA 70669
Response from Wise Loan:
Janie, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan
Excellent Service!
Callie -
Royse City, TX 75189
Best customer service. So easy to work with and helpful in whatever is needed.
Response from Wise Loan:
Callie, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan
Fast Service, excellent resolution provider
Debi -
Waxahachie, TX 75165
Jude was knowledgeable, fast and efficient. He found my account quickly, gave me my options, cleared up the problem and we were done. I had some fraud in my bank account that created numerous issues. The bank fixed it and credited my account accordingly, thus allowing me to pay all that didn't get paid. Jude has been the fastest one to help me get things straight again. Thank you Wise Loans.
Response from Wise Loan:
Debra, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan
Excellent service
Mary -
Fort Worth, TX 76112
Very knowledgeable.
Response from Wise Loan:
Mary, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan
Professional Customer Service
Louretha -
Seaford, DE 19973
Sheena provided me with excellent customer service. She was polite and answered all of my questions and concerns.
Response from Wise Loan:
Louretha, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan
Excellent service!
RDL -
Rowlett, TX 75089
Very friendly and helpful.
Response from Wise Loan:
Rachel, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan
Robby has great service
Melissa -
Fort Worth, TX 76107
I enjoy people like Robby, he has always been very helpful!
Response from Wise Loan:
Melissa, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan
Great service
Lamonte -
Wauwatosa, WI 53225
Good business
Response from Wise Loan:
Lamonte, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan
ROBBY G.
ROBBY G.
Olga S.
ROBBY G.
Rey T.
Rey T.
Sheena U.
Jude C.
Jude C.
Jude C.
Jude C.
Rey T.
Rey T.
Rey T.
Jude C.
Sheena U.
Sheena U.
Phebie Mae A.
ROBBY G.
Jude C.
Jude C.
Jude C.
Jude C.
Jude C.
Jude C.
Member of
Frequently Asked Questions
How Do I Get Money Instantly?
If you’re wondering how to get money instantly, Wise Loan offers a quick solution. Take advantage of instant funding and receive cash within 15 minutes of completing the application process. To facilitate funds transfer, ensure your application is complete, meets all eligibility criteria, and is submitted during operation hours. To receive 15 minute funding, you must have a debit card tied to a checking account.
Where Can I Get Money Urgently?
In urgent financial situations, Wise Loan offers a reliable and efficient solution. Our emergency loan solutions, including installment loans, are designed to provide rapid financial relief. By applying with us, you benefit from a straightforward application process, quick loan decisions, and fast disbursement of funds. Whether you need cash instantly or by the next business day, we offer different options to meet your urgent financial needs professionally and quickly. Exact funding times vary based on your financial institution’s processes.
How Much Cash Can I Borrow?
The amount you can borrow from online lenders depends on several factors, including your income, credit history, and the specific loan product you’re applying for. Wise Loan offers loan amounts ranging from $500 to $1,500. We work closely with you to determine the most suitable amount that meets your immediate financial need and aligns with your ability to repay, ensuring a responsible lending experience.
What Are the Benefits of Taking Out a Loan to Get Cash Today?
Taking out a loan to get cash today offers immediate relief in financial emergencies. It allows you to address urgent expenses without waiting for your next paycheck or dipping into savings. Furthermore, Wise Loan’s flexible repayment options and potential for cash-back rewards offer a blend of convenience and financial planning. Taking out a loan with us solves a short-term financial issue and works towards a healthier financial future.
What States Do You Service?
Wise Loan is proud to offer our lending services in a broad range of states nationwide. However, the availability of specific loan products and services may vary by state due to differing regulations and statutes. We service the following states:
- Texas
- Missouri
- Wisconsin
- Idaho
- South Carolina
- Delaware
- Louisiana
- Utah
We aim to provide as many customers as possible with reliable, fast, and ethical financial solutions.
Resources
7 Smart Ways to Get a Loan With Bad Credit (and What to Watch Out For)
When you're facing financial stress, needing a loan but having, less than perfect credit, poor credit, and not ideal credit can feel overwhelming. Whether it's an...
Can Loans Be Transferred to Another Person? Here’s What You Need to Know
Life can bring unexpected changes, leading many to wonder, Can I transfer my loan to someone else? While transferring a loan might seem like a convenient solution,...
Can a Loan Build Credit? Here’s What You Need to Know
Building credit is an essential part of financial health, but knowing where to start can feel overwhelming. One common question is, Can taking out a loan help...
Apply and Get Funds Now
Take the first step towards stability by applying for a loan with Wise Loan today.