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Online Installment Loans Missouri

Wise Loan offers FAST, no hassle online installment loans to people living in Missouri. Approved applicants who have a valid bank account and contact information could see money deposited to their bank account within 24 hours or the SAME DAY for FREE as long as the loan is approved before 11 AM CT. Wise Loan is the only loan servicer in Missouri that offers Cash Bonuses for timely loan payoffs. Apply now to get a smarter loan!

  • How Much Can I Borrow From Wise Loan?

    In the state of Missouri, Wise loan offers loan amounts between $200 – $2000. You don’t necessarily need to have good credit to be approved for a Wise Loan! Amounts, as well as approvals, are determined by several factors including your credit and loan repayment history.

  • Flexible Payment Terms

    With a Wise Loan installment loan, you get to pick the number of payments needed to pay off the loan. Missouri residents can choose from up to 12 monthly payments, 26 bi-weekly payments, 24 semi-monthly payments or 52 weekly payments. When choosing the payment terms, be sure to pick terms that accurately reflect your ability to pay.

  • Cash Back Rewards

    By paying your Wise Loan back in a timely fashion, you can earn cash back rewards! For every $1000 borrowed and paid back on time, you could have $10 – $50
    deposited into your Nest Egg savings account.

  • Late Fees
    If you fail to make all or any part of a scheduled installment on or before the 15th day after it’s scheduled or deferred due date, you may be charged $15.00 or 5% of the unpaid amount of the installment, whichever is less. If interest is assessed after maturity, no late payment fee will be charged on the final installment.
  • What Will My Loan Cost?

    A Wise Loan installment loan is an expensive form of credit and should be used only when necessary for emergency or unexpected expenses. Annual Percentage Rates (APRs) may differ dependent on several factors. Quicker payoffs will result in lower rates. For more information,
    see an example repayment schedule of a Wise
    Loan.

  • Terms and Conditions for Missouri

    Always review the full terms and conditions and privacy policy before taking out a loan. Rates are calculated according to the rates allowed under the laws of Missouri. APR calculations are based on the number of days between the loan effective date and your first payment date and are provided in accordance with federal Truth in Lending laws. APRs may vary based on loan term. Please see your loan agreement for the APR and other terms applicable to your loan.

  • Regulatory Contact Information

    Missouri Division of Finance
    Consumer Credit Section

    P.O. Box 716, 301 West High StreetJefferson City, MO 65102

    • Phone: (573) 751-3242 Fax: (573) 751-9192

Local Reviews
for Kansas City,St. Louis,Florissant,Jefferson City,Springfield,Saint Louis,Imperial,Raymore,Saint Charles,Chesterfield,Columbia,Harrisonville,Lake Waukomis,Liberty,Salem,Troy,VLG LOCH LOYD,Warrenton,Agency,Arnold,Blue Springs,Bonne Terre,Brentwood,Buffalo,Camdenton,Caulfield,Duenweg,Easton,Falcon,Ferrelview,Frankford,Independence,Jackson,Joplin,Kimberling City,Kirksville,LA BARQUE CRK,Linn,Marionville,Maryland Heights,Nelson,Nixa,North Kansas City,Old Monroe,Overland,Raytown,St. Peters,Union,Warsaw,Wright City, MO

Wise Loan Rated 5.0 out of 5 stars based on 25 customer reviews

Map of Warsaw, MO

Fabulous Service!!




Review of Wise Loan

I simply can't Thank Shalitha enough. She is wonderful, helped me with a miracle and was super nice, sweet and helpful. Blessings


Map of Springfield, MO

Incredible - Surprising - Inspiring




Review of Wise Loan

Way behind on payments. Dreading a call to discuss. Jude handled it in a very friendly efficient way, got me back on track and has inspired me to act more quickly in all my dealings.


Map of LA BARQUE CRK, MO

Great Service




Review of Wise Loan


Map of Kansas City, MO

Great Service




Review of Wise Loan

Came in handy when I was in a bind


Map of St. Louis, MO

Great Service




Review of Wise Loan


Map of St. Louis, MO

Great Service!




Review of Wise Loan

Reached out to Wise Loan due to last minute emergency! Customer service was exceptional, within a few hours immediately approved with the option of funding the sane day. Can't get in better...thank you for being there for me!


Map of St. Louis, MO

Great service and great advice




Review of Wise Loan

Very easy to work with


Map of Falcon, MO

Customer service is great! Helpful staff




Review of Wise Loan

Fast qualification. The Staff is amazing


Map of St. Louis, MO

Great Service




Review of Wise Loan

I had a great experience she was very helpful and understanding


Map of Buffalo, MO

Very friendly service




Review of Wise Loan

All of the employees that I came in contact with were great. There was some delay with not getting enough Bank information, but every time I called they were gracious and helpful.


Good service




Review of Wise Loan

Very friendly people


Polite & very knowledgeable




Review of Wise Loan


great service for hard money loan.




Review of Wise Loan

Great and quick hard money loan with no early prepayment penalty. I hope to use the company again.


Great Service




Review of Wise Loan

Very satisfied with service


Awesome ladies helping me, very good service. Thank you so much.




Review of Wise Loan

Very good experience


Great service




Review of Wise Loan


great customer service




Review of Wise Loan

excellent phone skills, very helpful


Great service overall




Review of Wise Loan

Had a little bit of a problem with getting the bank verification threw but finally got it done.


Awesome service




Review of Wise Loan

Service was great. The loan was much needed and greatly appreciated


Exceptional , fast service , great customer service!!




Review of Wise Loan

I have nothing but positive reviews for this company, they were very prompt in returning my phone calls and answering any questions that I may have had. I would definitely use this company again and recommend to all of my friends and family! They truly helped me in a time of great need, and I will forever be grateful !


Jude C.

Jude C.

Near St. Louis, MO 63107
Alma C.

Alma C.

** Please, tell us about your AWESOME customer service experience with Alma. Thank you!

Near St. Louis, MO 63144
Alma C.

Alma C.

** Please, tell us about your AWESOME customer service experience with Alma. Thank you!

Near St. Louis, MO 63144
Jude C.

Jude C.

Near Kansas City, MO 64123
Alma C.

Alma C.

* Please, tell us about your AWESOME customer service experience with Alma. Thank you!

Near Florissant, MO 63033
Jude C.

Jude C.

Near St. Louis, MO 63132
Alma C.

Alma C.

Please, tell us about your AWESOME customer service experience with Alma. Thank you!

Near Kansas City, MO 64114
Shalitha W.

Shalitha W.

Near Warsaw, MO 65355
Shalitha W.

Shalitha W.

Near Blue Springs, MO 64014
Jude C.

Jude C.

Near St. Louis, MO 63101
Jude C.

Jude C.

Near Springfield, MO 65807
Jude C.

Jude C.

Near Raytown, MO 64138
kameon b.

kameon b.

Thank you so very much for being a customer with Wise loan, this is just a little survey so that you can let us know how we were getting your loan together if you can complete this survey you will be put in to win a $50 gift card thank you so very much again good luck!!!

Near Kansas City, MO
kameon b.

kameon b.

Thank you so much for speaking with Wise loan on today please complete this survey and you will but put in a drawing to win a $50 gift card.

Near Frankford, MO 63441
Aaorn M.

Aaorn M.

Near Kimberly Dr, Duenweg, MO 64841
Jude C.

Jude C.

Thanks for being a valued customer!! I hope I was able to help you today!! Please take a moment to review my service today. Thanks!! Jude at WiseLoan

Near Montgall Ave, Kansas City, MO 64128
MARIA  F.

MARIA F.

Dear Robert, Thank you for choosing Wise loan as part of your financial needs. I have enclosed a Customer survey to ensure that your needs were met. I do apologize for the troubles regarding your social security number, but we do take very serious our customer privacy. If you have any questions please feel free to call. Thank you, Maria Fuentes

Near Devonshire Ct, St. Peters, MO 63376
MARIA  F.

MARIA F.

Dear Dennis, Thank you for choosing Wise Loan for your financial needs. If you need any further assistance or have any questions please feel free to call us.Thank you, Maria Fuentes.

Near N College Ave, Kansas City, MO 64156
Claire B.

Claire B.

Near Overbrook Ln, Raymore, MO 64083
Rita G.

Rita G.

Wise Loan/Essential Lending tell me how we did today? Rita

Near Casino Center Dr, Maryland Heights, MO 63043
Jude C.

Jude C.

It was a pleasure assisting you this morning. Can you please take a moment and review my service for you today? Thanks!! Jude at WiseLOAN

Near Springfield, MO 65804
Claire B.

Claire B.

Near NW 9 St, Blue Springs, MO 64015
Claire B.

Claire B.

Near Windemere Dr, Imperial, MO 63052
Claire B.

Claire B.

Near N Euclid Ave, Kansas City, MO 64118
Jude C.

Jude C.

Please take a moment to review my service today!! Thanks, Jude at WiseLoan

Near St. Louis, MO 63138
Shannon S.

Shannon S.

WISELOAN/ESSENTIAL LENDING WOULD LIKE TO HEAR ABOUT YOUR CUSTOMER SERVICE EXPERIENCE WITH SHANNON!

Near Columbia, MO
Jude C.

Jude C.

Hello Theo! Please take a moment to review our service thus far. Thanks!! Jude at WiseLoan

Near Kansas City, MO 64133
Claire B.

Claire B.

Near E 37th Terrace S, Independence, MO 64057
Shannon S.

Shannon S.

WISELOAN/ESSENTIAL LENDING WOULD LIKE TO HEAR ABOUT YOUR CUSTOMER SERVICE EXPERIENCE!

Near Nelson, MO
Jude C.

Jude C.

Hello! Please take a moment to review my service today! Thanks!! Jude at WiseLoan

Near Salem, MO 65560