Online Installment Loans Missouri
Wise Loan offers FAST, no hassle online installment loans to people living in Missouri. Approved applicants who have a valid bank account and contact information could see money deposited to their bank account within 24 hours or the SAME DAY for FREE as long as the loan is approved before 11 AM CT. Wise Loan is the only loan servicer in Missouri that offers Cash Bonuses for timely loan payoffs. Apply now to get a smarter loan!
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How Much Can I Borrow From Wise Loan?
In the state of Missouri, Wise loan offers loan amounts between $200 – $2000. You don’t necessarily need to have good credit to be approved for a Wise Loan! Amounts, as well as approvals, are determined by several factors including your credit and loan repayment history.
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Flexible Payment Terms
With a Wise Loan installment loan, you get to pick the number of payments needed to pay off the loan. Missouri residents can choose from up to 12 monthly payments, 26 bi-weekly payments, 24 semi-monthly payments or 52 weekly payments. When choosing the payment terms, be sure to pick terms that accurately reflect your ability to pay.
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Cash Back Rewards
By paying your Wise Loan back in a timely fashion, you can earn cash back rewards! For every $1000 borrowed and paid back on time, you could have $10 – $50
deposited into your Nest Egg savings account. -
Late Fees
If you fail to make all or any part of a scheduled installment on or before the 15th day after it’s scheduled or deferred due date, you may be charged $15.00 or 5% of the unpaid amount of the installment, whichever is less. If interest is assessed after maturity, no late payment fee will be charged on the final installment. -
What Will My Loan Cost?
A Wise Loan installment loan is an expensive form of credit and should be used only when necessary for emergency or unexpected expenses. Annual Percentage Rates (APRs) may differ dependent on several factors. Quicker payoffs will result in lower rates. For more information,
see an example repayment schedule of a Wise
Loan. -
Terms and Conditions for Missouri
Always review the full terms and conditions and privacy policy before taking out a loan. Rates are calculated according to the rates allowed under the laws of Missouri. APR calculations are based on the number of days between the loan effective date and your first payment date and are provided in accordance with federal Truth in Lending laws. APRs may vary based on loan term. Please see your loan agreement for the APR and other terms applicable to your loan.
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Regulatory Contact Information
Missouri Division of Finance
Consumer Credit Section
P.O. Box 716, 301 West High Street
Jefferson City, MO 65102
Phone: (573) 751-3242
Fax: (573) 751-9192
Local Reviews
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Fabulous Service!!
emmie - Warsaw, MO
I simply can't Thank Shalitha enough. She is wonderful, helped me with a miracle and was super nice, sweet and helpful. Blessings
Incredible - Surprising - Inspiring
TOMMY - Springfield, MO
Way behind on payments. Dreading a call to discuss. Jude handled it in a very friendly efficient way, got me back on track and has inspired me to act more quickly in all my dealings.
Great Service
Charleen - LA BARQUE CRK, MO
Great Service
Diana - Kansas City, MO
Came in handy when I was in a bind
Great Service
Nicole - St. Louis, MO
Great Service!
Kimberly Armstead - St. Louis, MO
Reached out to Wise Loan due to last minute emergency! Customer service was exceptional, within a few hours immediately approved with the option of funding the sane day. Can't get in better...thank you for being there for me!
Great service and great advice
William - St. Louis, MO
Very easy to work with
Customer service is great! Helpful staff
Monte - Falcon, MO
Fast qualification. The Staff is amazing
Great Service
Freddie - St. Louis, MO
I had a great experience she was very helpful and understanding
Very friendly service
Robin - Buffalo, MO
All of the employees that I came in contact with were great. There was some delay with not getting enough Bank information, but every time I called they were gracious and helpful.
Good service
DENNIS - Kansas City, MO
Very friendly people
Polite & very knowledgeable
TERESA - Jefferson City, MO
great service for hard money loan.
DELANCEY - Florissant, MO
Great and quick hard money loan with no early prepayment penalty. I hope to use the company again.
Great Service
DONNIE - Union, MO
Very satisfied with service
Awesome ladies helping me, very good service. Thank you so much.
Gail - Warrenton, MO
Very good experience
Great service
Kevin - Raymore, MO
great customer service
william - Maryland Heights, MO
excellent phone skills, very helpful
Great service overall
Delbert - Agency, MO
Had a little bit of a problem with getting the bank verification threw but finally got it done.
Awesome service
Michael - Blue Springs, MO
Service was great. The loan was much needed and greatly appreciated
Exceptional , fast service , great customer service!!
Gina - Kansas City, MO
I have nothing but positive reviews for this company, they were very prompt in returning my phone calls and answering any questions that I may have had. I would definitely use this company again and recommend to all of my friends and family! They truly helped me in a time of great need, and I will forever be grateful !
Alma C.
* Please, tell us about your AWESOME customer service experience with Alma. Thank you!
Jude C.
Alma C.
Please, tell us about your AWESOME customer service experience with Alma. Thank you!
Shalitha W.
Shalitha W.
Jude C.
Jude C.
Jude C.
kameon b.
Thank you so very much for being a customer with Wise loan, this is just a little survey so that you can let us know how we were getting your loan together if you can complete this survey you will be put in to win a $50 gift card thank you so very much again good luck!!!
kameon b.
Thank you so much for speaking with Wise loan on today please complete this survey and you will but put in a drawing to win a $50 gift card.
Aaorn M.
Jude C.
Thanks for being a valued customer!! I hope I was able to help you today!! Please take a moment to review my service today. Thanks!! Jude at WiseLoan
MARIA F.
Dear Robert, Thank you for choosing Wise loan as part of your financial needs. I have enclosed a Customer survey to ensure that your needs were met. I do apologize for the troubles regarding your social security number, but we do take very serious our customer privacy. If you have any questions please feel free to call. Thank you, Maria Fuentes
MARIA F.
Dear Dennis, Thank you for choosing Wise Loan for your financial needs. If you need any further assistance or have any questions please feel free to call us. Thank you, Maria Fuentes.
Claire B.
Rita G.
Wise Loan/Essential Lending tell me how we did today? Rita
Jude C.
It was a pleasure assisting you this morning. Can you please take a moment and review my service for you today? Thanks!! Jude at WiseLOAN
Claire B.
Claire B.
Claire B.
Jude C.
Please take a moment to review my service today!! Thanks, Jude at WiseLoan
Shannon S.
WISELOAN/ESSENTIAL LENDING WOULD LIKE TO HEAR ABOUT YOUR CUSTOMER SERVICE EXPERIENCE WITH SHANNON!
Jude C.
Hello Theo! Please take a moment to review our service thus far. Thanks!! Jude at WiseLoan
Claire B.
Shannon S.
WISELOAN/ESSENTIAL LENDING WOULD LIKE TO HEAR ABOUT YOUR CUSTOMER SERVICE EXPERIENCE!
Jude C.
Hello! Please take a moment to review my service today! Thanks!! Jude at WiseLoan
Claire B.
Claire B.
Claire B.
Jude C.
PLEASE TAKE A MOMENT TO REVIEW YOUR PHONE CALL WITH JUDE TODAY AT WISELOAN. THANKS!!