Online Installment Loans in Missouri
Looking for a Missouri installment loan that’s easy to qualify for? Wise Loan offers no-hassle installment loans in Missouri for people with all types of credit. Find out more about your options below and apply now for added benefits such as access to instant funding.
Get The Money You Need – When You Need It!
No matter where you are in Missouri, Wise Loan can help you find the right installment loan for your needs. The cities we serve include:
Instant Loan Decision
Money in 24 Hours
Easy, Flexible Payment Terms
You can get online installment loans in Missouri with funding within 24 hours or sooner if you qualify. Instant funding is an option for those that apply before 5:30 pm CT and who have a Visa or Mastercard debit card associated with their bank account. Same-day funding may be possible if you apply before 11 am CT, and most other loans fund the next business day
You don’t need excellent credit to get a Wise Loan, but you do need valid contact information, verifiable income and an active checking account where you can receive your funds.
What you need for your application
Government-issued ID showing you reside in the state of Wisconsin
A recent bank statement
A personal check or debit card associated with your account
Verifiable income, such as a pay stub from your employer or a direct deposit
How it Works
Getting an installment loan online is a simple, safe and secure three-step process.
Apply
Complete the quick online application for an installment loan in Missouri. It takes less than a few minutes to complete our application process, and you generally get a response within minutes.
If you’re approved for the loan, your response will include installment loan terms to review. You’ll see how much you can borrow, how long you have to pay it back, the interest rate you’ll pay to borrow the funds and payment plan options. In Missouri, our loan amounts range between $200.00 and $1,500.00 for first time customers and up to $3,500.00 for returning customers
Accept Offer
Until you accept the offer, you haven’t borrowed the money and aren’t under obligation to make any payments. Once you accept the offer, the funding of your loan is initiated. The type of funding you select or qualify for will determine when your loan will be deposited into your bank account. While Wise Loan transfers funds the same day or next business day, it will depend on your bank policies as to when the funds become available.
Pay Back Your Loan
Online installment loans are typically broken into monthly, weekly or biweekly payments. Wise Loan makes it easy for you to set up automatic repayments and rewards positive payment history with cash-back rewards.
Take Control of Your Installment Loan Payment Terms
You’re not trapped in a payment agreement you can’t keep when you work with Wise Loan. Flexible payment options let you choose terms that work with your budget. Missouri borrowers can choose from terms with payment schedules up to 12 months.
Get Cash-Back Rewards
For every $1,000 you borrow and pay back on time and as agreed, you can get $10 to $50 deposited into your Nest Egg account with Wise Loan.
WHAT OUR CUSTOMERS HAVE TO SAY
Local Reviews for Missouri
Reviews
Customers say: The reviews exhibit a mixed sentiment, with some expressing satisfaction and others dissatisfaction. Positive reviews highlight helpful and professional customer service, while negative reviews mention issues with loan terms, customer service, and unexpected fees. Some reviewers also express gratitude for the assistance provided by specific representatives. Overall, the sentiment is neutral, with a mix of positive and negative reviews.
Service recommendations
Brenda -
St. Louis, MO 63138
Very knowledgeable and provided excellent customer service
Response from Wise Loan:
Brenda, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan
Excellence
Kelley -
Odessa, MO 64076
Friendly and fast to resolve my problem.
Response from Wise Loan:
Kelley, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan
Survey
DENNIS -
St. Louis, MO 63136
Response from Wise Loan:
Dennis, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan
Excellent
CHRISTINA -
Manchester, MO 63021
Jude was awesome and helped me out today
Response from Wise Loan:
Christina, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan
Excellent help
CONNIE -
St. Louis, MO 63139
I had to cancel an extra payment I made and Jude was very professional and kind to me about it.
Response from Wise Loan:
Connie, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan
Excellent Service
DIANNA -
St. Louis, MO 63116
A very stressful time for me. Jude was very professional & so polite.
Response from Wise Loan:
Dianna, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan
Great experience
MICHAEL -
Carl Junction, MO 64834
Very professional and helpful
Response from Wise Loan:
Michael, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan
Excellent Service
PATTY -
Imperial, MO 63052
Wonderful to work with
Response from Wise Loan:
Patty, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan
Totally a Satisfied Customer
PATRICIA -
Ferguson, MO 63135
If you ever get to talk Robby, he’s so cool! Not only that he’s patient and kind. Something I haven’t seen from customer service agents in a long time! I called and it didn’t take me more than five minutes (including me having what he needed) to get done.
Response from Wise Loan:
Patricia, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan
Great Service
ANNA -
St. Peters, MO 63376
Response from Wise Loan:
Anna, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan
Olga was great
CAREL -
Savannah, MO 64485
Didn't have much with confidence in some employees but Olga was fantastic to work with.
Response from Wise Loan:
Carel, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan
Great service
JANIE -
Novinger, MO 63559
Fast friendly customer service easy to payoff. The only complaint about any of these companies is the interest rates are way to high.
Response from Wise Loan:
Janie, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan
great service
DARRYL -
Kansas City, MO 64130
Really appreciate her time and patience
Response from Wise Loan:
Darryl, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan
Great service
CHERI -
Kansas City, MO 64117
First person was unable to see what I needed to know but got in touch with some one else that could help. Bothe were curtious and helpful
Response from Wise Loan:
Cheri, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan
Great experience
CHERI -
Kansas City, MO 64117
I am in a very rough place financially and Trent was able to find a solution that would help. He was curtious and empathetic, as well as proffesional.
Response from Wise Loan:
Cheri, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan
Phebie Mae A.
Olga S.
Jude C.
ROBBY G.
ROBBY G.
Phebie Mae A.
Olga S.
Jude C.
Jude C.
Jude C.
ROBBY G.
ROBBY G.
ROBBY G.
ROBBY G.
Olga S.
Olga S.
ROBBY G.
Jude C.
ROBBY G.
Jude C.
ROBBY G.
ROBBY G.
ROBBY G.
Olga S.
ROBBY G.
FAQs About Missouri Installment Loans
What is an installment loan?
An installment loan is an agreement to borrow a set amount of money and pay back the balance over a specific term. These payments are made on a regular basis on a fixed amount, meaning the borrower’s payment is the same each time. Common examples of installment loans include student loans, mortgages, vehicle loans and personal loans.
Where can I get an installment loan online?
If you live in the state of Missouri, you can apply for an installment loan online with Wise Loan.
How many installment loans can you have?
There’s no real limit for how many installment loans you can have. Many people have more than one. For example, if you have a personal loan, an auto loan and a mortgage, you have three installment loans. However, you can only have one installment loan through Wise Loan at a time.
Can installment loans be paid off early?
Yes, you can pay your Missouri installment loan with Wise Loan off early. Doing so may even help you save money.
What happens if I don't repay my installment loan on time?
If you don’t pay your installment loan on time, you may end up paying a late fee. Your creditor may also report the late payment to the credit bureaus, which can negatively impact your score.
What will my loan cost?
A Wise Loan installment loan is an expensive form of credit and should be used only when necessary for emergency or unexpected expenses. Annual Percentage Rates (APRs) will differ depending on several factors. Quicker payoffs will result in lower rates. For more information, see an example repayment schedule of a Wise Loan.
Get an Installment Loan Today
You can get a Wise Loan installment loan with funding within 24 hours or faster if you qualify.
Terms and Conditions for Missouri
Always read the full terms and conditions and privacy policy before accepting a loan. Rates are calculated according to the rates allowed under the laws of Missouri. APR calculations are based on the number of days between the loan effective date and your first payment date and are provided in accordance with federal Truth in Lending laws. APRs may vary based on loan term. Please see your loan agreement for the APR and other terms applicable to your loan.
Missouri Regulatory Contact Information
Missouri Division of Finance, Consumer Credit Section. P.O. Box 716, 301 West High Street, Jefferson City, MO 65102. Phone: (573) 751-3242. Email: [email protected]
The recommendations contained in this article are designed for informational purposes only. Wise Loan does not guarantee the accuracy of the information provided in this article; is not responsible for any errors, omissions, or misrepresentations; and is not responsible for the consequences of any decisions or actions taken as a result of the information provided above.