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Online Installment Loans in Illinois


Wise Loan offers FAST, no hassle online installment loans to people living in Illinois. Wise Loan offers installment loans for bad credit and good credit. Approved applicants who have a valid bank account and contact information could see money deposited to their bank account within 24 hours or the SAME DAY for FREE as long as the loan is approved before 11 AM CT. Wise Loan offers Cash Bonuses for timely loan payoffs. Apply now to get a smarter loan!

  • How Much Can I Borrow From Wise Loan?

    In the state of Illinois, Wise loan offers loan amounts between $200 – $1000. You don’t necessarily need to have good credit to be approved for a Wise Loan! Amounts, as well as approvals, are determined by several factors including your credit and loan repayment history.

  • Flexible Payment Terms

    With a Wise Loan installment loan, you get a better experience than a payday advance loan. Illinois residents can choose from 4 to 6 monthly payments, 8 to 13 bi-weekly payments, or 8 to 12 semi-monthly payments, with a minimum term length of 112 days. When choosing the payment terms, be sure to pick terms that accurately reflect your ability to pay. See this page for example loan terms.

  • Cash Back Rewards

    By paying your Wise Loan in a timely fashion, you can earn cash back rewards! For every $1000 borrowed and paid back on time, you could have $10 – $50
    deposited into your Nest Egg savings account.

  • Late Fees

There are no late fees. However, your loan may default if:

(i) you have an outstanding amount of one full payment or more which has remained unpaid for more than 10 days after the scheduled or deferred due date, (ii) you fail to observe or perform any other covenants or duties contained in this Agreement if the failure materially impairs the condition, value or protection of Lender’s right in any collateral securing this Agreement, or materially impairs your ability to pay any of the obligation when due.


  • What Will My Loan Cost?

    A Wise Loan installment loan is an expensive form of credit and should be used only when necessary for emergency or unexpected expenses. Annual Percentage Rates (APRs) may differ dependent on several factors. Quicker payoffs will result in lower rates. For more information,
    see an example repayment schedule of a Wise

  • Terms and Conditions for Illinois

    Always review the full terms and conditions and privacy policy before taking out a loan. Rates are calculated according to the rates allowed under the Illinois Pay Day Loan Reform Act. APR calculations are based on the number of days between the loan effective date and your first payment date and are provided in accordance with federal Truth in Lending laws. APRs may vary based on loan term. Please see your loan agreement for the APR and other terms applicable to your loan.

  • Illinois Regulatory Contact Information

    Illinois Division of Financial Institutions

    320 W. Washington Springfield, Illinois 62786

    Phone: (217) 782-2831 Fax: (217) 785-3022



Local Reviews
for Freeport,Joliet,Lena, IL

Wise Loan Rated 3.0 out of 5 stars based on 1 customer reviews

Map of Joliet, IL

Aesome Customer service

Review of Wise Loan

People are very nice and courteous just takes too long to get someone on the phone

Claire B.

Claire B.

Near Elmwood Ave, Joliet, IL 60433