Online Installment Loans Illinois
Wise Loan offers FAST, no hassle online installment loans to people living in Illinois. Approved applicants who have a valid bank account and contact information could see money deposited to their bank account within 24 hours or the SAME DAY* for a small fee. Wise Loan may be the only loan servicer in Illinois that offers Cash Bonuses for timely loan payoffs. Apply now to get a smarter loan!
How Much Can I Borrow From Wise Loan?In the state of Illinois, Wise loan offers loan amounts between $200 - $1000. You don’t necessarily need to have good credit to be approved for a Wise Loan! Amounts, as well as approvals, are determined by several factors including your credit and loan repayment history.
Flexible Payment TermsWith a Wise Loan installment loan, you get to pick the number of payments needed to pay off the loan. Illinois residents can choose from 4 to 6 monthly payments, 8 to 13 bi-weekly payments, or 8 to 12 semi-monthly payments, with a minimum term length of 112 days. When choosing the payment terms, be sure to pick terms that accurately reflect your ability to pay.
Cash Back RewardsBy paying your Wise Loan back in a timely fashion, you can earn cash back rewards! For every $1000 borrowed and paid back on time, you could have $10 - $50 deposited into your Nest Egg savings account.
What Will My Loan Cost?A Wise Loan installment loan is an expensive form of credit and should be used only when necessary for emergency or unexpected expenses. Annual Percentage Rates (APRs) may differ dependent on several factors. Quicker payoffs will result in lower rates. For more information, see an example repayment schedule of a Wise Loan.
Regulatory Contact InformationIllinois Division of Financial Institutions
320 W. Washington
Springfield, Illinois 62786
Phone: (217) 782-2831
Fax: (217) 785-3022