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Online Installment Loans Idaho

Wise Loan offers FAST, no hassle online installment loans to people living in Idaho. Approved applicants who have a valid bank account and contact information could see money deposited to their bank account within 24 hours or the SAME DAY for FREE as long as the loan is approved before 11 AM CT. Wise Loan may be the only loan servicer in Idaho that offers Cash Back Bonuses for timely loan payoffs. Apply now to get a smarter loan!

  • How Much Can I Borrow From Wise Loan?

    In the state of Idaho, Wise loan offers loan amounts between $200 – $2000. You don’t necessarily need to have good credit to be approved for a Wise Loan! Amounts, as well as approvals, are determined by several factors including your credit and loan repayment history.

  • Flexible Payment Terms

    With a Wise Loan installment loan, you get to pick the number of payments needed to pay off the loan. Idaho residents can choose from up to 12 monthly payments, 26 bi-weekly payments, 24 semi-monthly payments or 52 weekly payments When choosing the payment terms, be sure to pick terms that accurately reflect your ability to pay.

  • Cash Back Rewards

    By paying your Wise Loan back in a timely fashion in Idaho, you can earn cash back rewards! For every $1000 borrowed and paid back on time, you could have $10 – $50 deposited into your Nest Egg savings account.

  • Late Fees
    If you fail to pay any installment within 10 days of its due date, you agree to pay a fee equal to the lesser fifteen dollars ($15) OR (ii) 5% of the unpaid installment. The late charge may not be collected more than once for the same default. We may collect the late charge at the time of the default or at any time thereafter. If we deduct the late charge from any payment received after default occurs, and the deduction results in the default of a subsequent installment, we will not collect a fee for the resulting default.
  • What Will My Loan Cost?

    A Wise Loan installment loan is an expensive form of credit and should be used only when necessary for emergency or unexpected expenses. Annual Percentage Rates (APRs) may differ dependent on several factors. Quicker payoffs will result in lower rates. For more information, see an example repayment schedule of a Wise Loan.

  • Terms and Conditions for Idaho

    Always review the full terms and conditions and privacy policy before taking out a loan. Rates are calculated according to the rates allowed under the laws of Idaho. APR calculations are based on the number of days between the loan effective date and your first payment date, and are provided in accordance with federal Truth in Lending laws. APRs may vary based on loan term. Please see your loan agreement for the APR and other terms applicable to your loan.

  • Regulatory Contact Information

    Idaho Department of Finance
    800 Park Blvd, Ste. 200
    Boise, ID. 83712
    Phone: (208) 332-8061
    Fax: (208) 332-8096

     

     

Local Reviews
for Coeur d'Alene,Boise,Pocatello,Ammon,Blackfoot,Caldwell,Carey,Jerome,Meridian,Mount HOME,Mountain Home,Nampa,New Plymouth,Plummer,Post Falls,Saint Anthony, ID

Wise Loan Rated 4.5 out of 5 stars based on 2 customer reviews

Map of Boise, ID

Great Service professional and polite




Review of Wise Loan


Map of Ammon, ID

Good service long wait on phone, super nice




Review of Wise Loan

Overall good


Jude C.

Jude C.

Near Meridian, ID 83646
Jude C.

Jude C.

It was my pleasure to serve you this morning! Thanks for being a valued customer!! Please take a moment to review my service for you today!!! Thanks!! Jude at WiseLoan.

Near Belmont Rd, Coeur d'Alene, ID 83815
Jude C.

Jude C.

I hope that I was able to help you with your past due payment this morning!! Please take a moment to review my service for you today!! Thanks!! Jude at WiseLoan!!

Near Boise, ID 83709
MARIA  F.

MARIA F.

Dear Greg, Thank you for choosing Wise Loan for your financial needs. If you have any questions feel free to call us. Have a great Day, Thank you, Maria Fuentes 1800-516-7840

Near N Lincoln Ave, Jerome, ID 83338
Claire B.

Claire B.

Near 8th St, Plummer, ID 83851
Claire B.

Claire B.

Near Elizabeth Ave, Pocatello, ID 83202