What is a Payday Loan?

What is a Payday Loan?

Payday loans are loans that let you borrow funds for a short time period — typically at a high interest rate. This type of loan gets its name from the fact that most payday loan definitions specify that you have to pay back the loan out of your next paycheck....
How to Get a Payday Loan

How to Get a Payday Loan

If you are strapped for cash and just need a few hundred dollars to make it to your next payday, a payday loan might sound like the financial tool you need. Understanding more about how to get a payday loan and the common repayment options for these loans is the first...
7 Benefits of an Installment Loan

7 Benefits of an Installment Loan

If you need fast cash for an urgent expense or want to make a large purchase but break the payments up over time, an installment loan might be your best option. Learn more about installment loans below, including how Wise Loan can help. What Is an Installment Loan? An...
Will My Credit Score Go Down if I Apply For A Loan?

Will My Credit Score Go Down if I Apply For A Loan?

Soft Inquiry vs Hard Inquiry: Will My Credit Score Go Down if I Apply for a Loan? Do loans affect your credit score? They absolutely do — whether or not you make loan payments on time and as agreed can help drive your credit score up or down. Did you know, though,...
How Will Inflation Impact My Personal Loan?

How Will Inflation Impact My Personal Loan?

Inflation can have direct and indirect impacts on your personal loans. Find out more about inflation below, including how it might impact any personal loans you already have or loans you want to take out in the future. What Is Inflation? Inflation refers to rising...