Personal Loans in Texas
The time to take control of your finances is now. Whether you’re struggling to repay your student loans, looking to arrange the best wedding imaginable, or buying a new car, a personal loan in Texas could be the solution you need. Here at Wise Loan, we make applying for a personal loan easier than ever!
What Is a Personal Loan?
There is a lot of confusion around the various types of loans. A personal loan is a lump sum of money that you will receive upon being approved, which you then repay over monthly installments, with interest, until the full amount is repaid.
What Can I Pay for With A Personal Loan?
What you use your personal loan for is completely up to you. Once approved, you can use the money you receive for:
- Debt Consolidation
- Medical Bills
- And so much more!
A personal loan is great for just about anything you need.
What’s the Difference Between a Personal Loan and a Line Of Credit?
A lot of people confuse a personal loan with a line of credit. They are quite similar, but a personal loan is a lump sum that you repay over time. A line of credit, on the other hand, is something from which you can withdraw, then repay, and then withdraw again.
Can I Get a Personal Loan with Bad Credit?
A lot of people have bad credit for a wide variety of reasons. Whatever the case, you’re still able to apply for and receive a personal loan. Here at Wise Loan, we have varying loan requirements and terms for those with poor credit.
If you’re ready to take charge of your finances and secure a personal loan in Texas, contact Wise Loan at 800-516-7840. Please take a moment to read our terms and conditions below for more information.
How Much You Can Borrow
In the state of Texas, Wise loan offers loan amounts between $200 – $2000. You don’t necessarily need to have good credit to be approved for a Wise Loan! Amounts, as well as approvals, are determined by several factors, including your credit and loan repayment history.
Flexible Payment Terms
With a Wise Loan installment loan, you get to pick the number of payments needed to pay off the loan. Texas residents can choose from up to 12 monthly payments, 26 bi-weekly payments, 24 semi-monthly payments or 52 weekly payments. When choosing the payment terms, be sure to pick terms that accurately reflect your ability to pay.
Cash Back Rewards
A Wise Loan installment loan can be used for emergency or unexpected expenses. Annual Percentage Rates (APRs) will differ depending on several factors. Quicker payoffs will result in lower rates. For more information, see an example repayment schedule of a Wise Loan.
Terms And Conditions For Texas
Always review the full terms and conditions and privacy policy before taking out a loan. Rates are calculated according to the rates allowed under the laws of Texas. In addition, you may also be charged a late fee of $20 for payments after the due date. APR calculations are based on your first payment date being 14 days from the loan effective date and are provided in accordance with federal Truth in Lending laws. APRs may vary based on loan term. Please see your loan agreement for the APR and other terms applicable to your loan.
Local Reviews
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Excellent service!
TRACY - Richardson, TX 75081
Robby very friendly and swift on his words to get the job done. To add Wise loans is a great company to borrow money from without any issues. Thanks Wise loans👍
Response from Wise Loan:
Tracy, thank you for sharing your experience. At Wise Loan, we strive to make our customers' financial life better and are so glad we were able to assist you without any issue. Please don't hesitate to reach out to [email protected] should you have any questions. Best regards. -Wise Loan
Great easy and quick
JUAN - San Antonio, TX 78249
Response from Wise Loan:
Juan, thank you for sharing your experience. At Wise Loan, we strive to go the extra mile to support our customers with a great, easy and quick experience. Please don't hesitate to reach out to [email protected] if you have any questions. Best regards. -Wise Loan
Excellent Service
AMANDA - Houston, TX 77049
Robbi Glenn was great and very professional in helping me with what I needed. Every time I speak to him, he is very pleasant.
Response from Wise Loan:
Amanda, thank you for sharing your experience. At Wise Loan, we strive to go the extra mile to support our customers. Please don't hesitate to reach out to [email protected] if you have any questions in the future. Best Regards. -Wise Loan
Excellent
LLANET - Houston, TX 77012
Jude is always helpful and veey understanding
Response from Wise Loan:
Llanet, thank you for sharing your experience. At Wise Loan, we strive to go the extra mile to support our customers. Please don't hesitate to reach out to [email protected] Best regards.-Wise Loan
Excellent experience
MARIA - Cleburne, TX 76033
Nice, professional. No attitude , as some loan places , make you feel, at their feet . Highly recommend them!
Great service
ARDEENA - Carrollton, TX 75007
Great experience Jude was helpful friendly and took the time to explain things to me and I couldn't have asked for a better person to talk to
Response from Wise Loan:
Adreena, thank you for sharing your experience. At Wise Loan, we strive to go the extra mile to support our customers. Please don't hesitate to reach out to [email protected] if you have any questions. Best regards. - Wise Loan
Best and ONLY place to go for loan help
Ruthie - Katy, TX 77449
Wise Loan is AWESOME! Only place to go for a loan! They are professional, courteous, and always willing to help! Mr.Jude and Mr. Robbie are there for you if you have an issue and need.to work out a payment plan! Don't even pause to think they are like the "other" places and their "solution" processes! Be and think WISE BE-4 any place else!
Response from Wise Loan:
Ruthie, thank you for sharing your experience. At Wise Loan, we strive to go the extra mile to support our customers and are so glad you had a professional and courteous experience with our team. Please don't hesitate to reach out if you have any questions at [email protected] Best regards. -Wise Loan
Excellent Service
TAMMY - Humble, TX 77396
There was another number I called to process a payment and the rep took over 10 minutes. I called and spoke to Jude and he was very quick and great service
Response from Wise Loan:
Tammy, thank you for sharing your experience. At Wise Loan, we strive to go the extra mile with our customers and are so glad you received quick and great service. Please don't hesitate to contact us at [email protected] if you have any questions. Best regards. -Wise Loan
Excellent Service!!
SHKENDRA - Elgin, TX 78621
Very professional and explained everything so good!!
Response from Wise Loan:
Shkendra, thank you for sharing your experience. At Wise Loan, we strive to go the extra mile to support our customers. We're so glad your experience was very professional and that everything went well. Please don't hesitate to contact us through [email protected] if you have any questions. Best regards. -Wise Loan
Great service
JOSE - Laredo, TX 78043
Fast and quick great customer service
Response from Wise Loan:
Jose, thank you for sharing your experience. At Wise Loan, we strive to go the extra mile to provide great customer service. Please don't hesitate to reach out to [email protected] if you have any questions. Best regards. -Wise Loan
Excellent Service
NATHAN - Garland, TX 75040
He was very nice and patient. Very helpful. He definitely answered all my questions.
Response from Wise Loan:
Nathan, thank you for sharing your experience. At Wise Loan, we strive to go the extra mile to support our customers. We're so glad all your questions were answered. Please don't hesitate to reach out should you have any further questions at [email protected] Best regards. -Wise Loan
EXCELLENT CUSTOMER SERVICE
ROBERT - Carrollton, TX 75006
Excellent customer service
Excellent Service!!
RUTHIE - Katy, TX 77449
I can never say anything bad about Wise Loan/Essential Lending! BEST in the business! If you need a.loan including payday loans, don't go to any business, other than Wise FIRST! They WILL take care of you! If you have an issue with payment, they WILL work with you! No ugliness, threats, just help with your situation! Been there done that, and am telling you what I know. Mr. Jude and Mr. Robbie will be there for you! Trust me going forward if I am ever in need of funds for any reason, Wise IS my first choice, no other company! I am almost finished, and I can honestly say I will miss Mr. Robbie and Mr. Jude! This company is the BEST! Trust me .
Response from Wise Loan:
Ruthie, thank you for sharing your experience. At Wise Loan, we strive to go the extra mile to support our customers and are so glad we have been there for you. Please don't hestitate to reach out to [email protected] if you have any questions. Best regards. -Wise Loan
Excellent service
CARRIE - Hutto, TX 78634
The representative, Robby was amazing, courteous, patient and friendly. He needs a raise!
Response from Wise Loan:
Carrie, thank you for sharing your experience. At Wise Loan, we strive to go the extra mile to support our customers. Please don't hesitate to reach out to [email protected] if you have any questions. Best regards. -Wise Loan
Excellent Service
BRIAN - The Colony, TX 75056
Response from Wise Loan:
Brian, thank you for sharing your experience. At Wise Loan we strive to go the extra mile to support our customers. Please don't hesitate to reach out if you have any questions at [email protected] Best regards. -Wise Loan
Great Customer Service
CHRISTOPHER - Edinburg, TX 78539
Always great service.
Response from Wise Loan:
Christopher, thank you for sharing your experience. At Wise Loan, we strive to go the extra mile for our customers, and we're so glad to always provide great customer service. Please don't hesitate to reach out to [email protected] should you have any questions. Best regards. -Wise Loan
Jude is Awesome!!
CERISSA - Katy, TX 77494
Jude is great but once I had to call repeatedly to get someone on the phone and that was awful.
Response from Wise Loan:
Cerissa, thank you for sharing your experience. At Wise Loan we strive to go the extra mile to support our customers. Please don't hesitate to reach out if you have future questions at [email protected] Best regards. -Wise Loan
Loan repayment plan
JASON - Corpus Christi, TX 78414
Response from Wise Loan:
Jason, thank you for sharing your experience. At Wise Loan we strive to go the extra mile to support our customers. Please don't hesitate to reach out if you require further assistance. Best regards. -Wise Loan
Excellent service!!
ANGELA - Arlington, TX 76014
Jude is a rockstar!!!
Response from Wise Loan:
Angela, thank you for sharing your experience. At Wise Loan, we strive to go the extra mile to support our customers. Please don't hesitate to reach out to [email protected] if you have any questions. Best regards. -Wise Loan
Great job
BOBBY - Dallas, TX 75216
Good by
Response from Wise Loan:
Bobby, thank you for sharing your experience. At Wise Loan we strive to go the extra mile and are so glad we were able to support you. If you have any future questions, please don't hesitate to reach out to [email protected] Best regards. -Wise Loan
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