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Personal Loans in Texas

 

The time to take control of your finances is now. Whether you’re struggling to repay your student loans, looking to arrange the best wedding imaginable, or buying a new car, a personal loan in Texas could be the solution you need. Here at Wise Loan, we make applying for a personal loan easier than ever!

 

What Is a Personal Loan?

 

There is a lot of confusion around the various types of loans. A personal loan is a lump sum of money that you will receive upon being approved, which you then repay over monthly installments, with interest, until the full amount is repaid.

 

What Can I Pay for With A Personal Loan?

 

What you use your personal loan for is completely up to you. Once approved, you can use the money you receive for:

  • Debt Consolidation
  • Medical Bills
  • And so much more!

A personal loan is great for just about anything you need.

 

What’s the Difference Between a Personal Loan and a Line Of Credit?

 

A lot of people confuse a personal loan with a line of credit. They are quite similar, but a personal loan is a lump sum that you repay over time. A line of credit, on the other hand, is something from which you can withdraw, then repay, and then withdraw again.

 

Can I Get a Personal Loan with Bad Credit?

 

A lot of people have bad credit for a wide variety of reasons. Whatever the case, you’re still able to apply for and receive a personal loan. Here at Wise Loan, we have varying loan requirements and terms for those with poor credit.

If you’re ready to take charge of your finances and secure a personal loan in Texas, contact Wise Loan at 800-516-7840. Please take a moment to read our terms and conditions below for more information.

 

How Much You Can Borrow

 

In the state of Texas, Wise loan offers loan amounts between $200 – $2000. You don’t necessarily need to have good credit to be approved for a Wise Loan! Amounts, as well as approvals, are determined by several factors, including your credit and loan repayment history.

 

Flexible Payment Terms

 

With a Wise Loan installment loan, you get to pick the number of payments needed to pay off the loan. Texas residents can choose from up to 12 monthly payments, 26 bi-weekly payments, 24 semi-monthly payments or 52 weekly payments. When choosing the payment terms, be sure to pick terms that accurately reflect your ability to pay.

 

Cash Back Rewards

 

A Wise Loan installment loan can be used for emergency or unexpected expenses. Annual Percentage Rates (APRs) will differ depending on several factors. Quicker payoffs will result in lower rates. For more information, see an example repayment schedule of a Wise Loan.

 

Terms And Conditions For Texas

 

Always review the full terms and conditions and privacy policy before taking out a loan. Rates are calculated according to the rates allowed under the laws of Texas. In addition, you may also be charged a late fee of $20 for payments after the due date. APR calculations are based on your first payment date being 14 days from the loan effective date and are provided in accordance with federal Truth in Lending laws. APRs may vary based on loan term. Please see your loan agreement for the APR and other terms applicable to your loan.

Local Reviews
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Wise Loan Rated 4.8 out of 5 stars based on 653 customer reviews

Map of Lubbock, TX 79410

Excellent




Review of Wise Loan

N/a

LubbockTX79410 33.57-101.8975

Response from Wise Loan:

Brandy, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Map of Friendswood, TX 77546

Excellence




Review of Wise Loan

Great experience easy approvals

FriendswoodTX77546 29.5375-95.195

Response from Wise Loan:

Elijah, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Map of Mesquite, TX 75149

Excellent service




Review of Wise Loan

My situation was handled professionally and the agent took time out to hear what I had to say and that's a plus thank you Wise Loans!!😁

MesquiteTX75149 32.7575-96.61

Response from Wise Loan:

Lonnie, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Map of Houston, TX 77044

Excellent Service.




Review of Wise Loan

HoustonTX77044 29.8975-95.165

Response from Wise Loan:

Tabitha, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Map of Austin, TX 78729

Excellent service




Review of Wise Loan

AustinTX78729 30.47-97.785

Response from Wise Loan:

Robert, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Map of Bonham, TX 75418

Excellent




Review of Wise Loan

BonhamTX75418 33.53-96.175

Response from Wise Loan:

Christie, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Map of Fort Worth, TX 76137

extremely




Review of Wise Loan

Fort WorthTX76137 32.87-97.3025

Response from Wise Loan:

NHA, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Map of Fort Worth, TX 76137

Exceptional




Review of Wise Loan

Olga was exceptional! She answered my questions professionally and took care of me need

Fort WorthTX76137 32.8575-97.29

Response from Wise Loan:

Joyce, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Map of Midlothian, TX 76065

Excellent service




Review of Wise Loan

Excellent service

MidlothianTX76065 32.48-96.965

Response from Wise Loan:

Acame, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Map of San Antonio, TX 78251

Excellent service




Review of Wise Loan

San AntonioTX78251 29.465-98.6775

Response from Wise Loan:

Martha, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Awesome!




Review of Wise Loan

They have always been very helpful for him from my known. I enjoy talking to that, especially Ron. He's is very nice

CypressTX77429 30.015-95.6675

Response from Wise Loan:

Silvia, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Excelente




Review of Wise Loan

KatyTX77449 29.825-95.75

Response from Wise Loan:

Edgar, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Great Service




Review of Wise Loan

Robby provides excellent customer service!

IrvingTX75062 32.845-96.98

Response from Wise Loan:

Elsa, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Excellent service




Review of Wise Loan

HoustonTX77009 29.79-95.3675

Response from Wise Loan:

Andre, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Excellent Service




Review of Wise Loan

Jude is the best 5 Stars

IrvingTX75039 32.8925-96.9475

Response from Wise Loan:

Kentrica, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Awesome service




Review of Wise Loan

Great service

KatyTX77493 29.8775-95.7875

Response from Wise Loan:

Joseph, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Ms




Review of Wise Loan

Great customer service

McKinneyTX75070 33.16-96.68

Response from Wise Loan:

Timeka, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Excellent Service




Review of Wise Loan

Agent was friendly, answered my questions & was able to take care of my reason for calling

HoustonTX77054 29.685-95.4

Response from Wise Loan:

Jacqueline, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Excellent and kind service!!




Review of Wise Loan

Grand PrairieTX75051 32.7325-96.99

Response from Wise Loan:

Maricela, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


5 Stars




Review of Wise Loan

Robbie is the best fast and efficient

IrvingTX75039 32.8925-96.9475

Response from Wise Loan:

Kentrica, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan