Personal Loans in Texas
The time to take control of your finances is now. Whether you’re struggling to repay your student loans, looking to arrange the best wedding imaginable, or buying a new car, a personal loan in Texas could be the solution you need. Here at Wise Loan, we make applying for a personal loan easier than ever!
What Is a Personal Loan?
There is a lot of confusion around the various types of loans. A personal loan is a lump sum of money that you will receive upon being approved, which you then repay over monthly installments, with interest, until the full amount is repaid.
What Can I Pay for With A Personal Loan?
What you use your personal loan for is completely up to you. Once approved, you can use the money you receive for:
- Debt Consolidation
- Medical Bills
- And so much more!
A personal loan is great for just about anything you need.
What’s the Difference Between a Personal Loan and a Line Of Credit?
A lot of people confuse a personal loan with a line of credit. They are quite similar, but a personal loan is a lump sum that you repay over time. A line of credit, on the other hand, is something from which you can withdraw, then repay, and then withdraw again.
Can I Get a Personal Loan with Bad Credit?
A lot of people have bad credit for a wide variety of reasons. Whatever the case, you’re still able to apply for and receive a personal loan. Here at Wise Loan, we have varying loan requirements and terms for those with poor credit.
If you’re ready to take charge of your finances and secure a personal loan in Texas, contact Wise Loan at 800-516-7840. Please take a moment to read our terms and conditions below for more information.
How Much You Can Borrow
In the state of Texas, Wise loan offers loan amounts between $200 – $2000. You don’t necessarily need to have good credit to be approved for a Wise Loan! Amounts, as well as approvals, are determined by several factors, including your credit and loan repayment history.
Flexible Payment Terms
With a Wise Loan installment loan, you get to pick the number of payments needed to pay off the loan. Texas residents can choose from up to 12 monthly payments, 26 bi-weekly payments, 24 semi-monthly payments or 52 weekly payments. When choosing the payment terms, be sure to pick terms that accurately reflect your ability to pay.
Cash Back Rewards
A Wise Loan installment loan can be used for emergency or unexpected expenses. Annual Percentage Rates (APRs) will differ depending on several factors. Quicker payoffs will result in lower rates. For more information, see an example repayment schedule of a Wise Loan.
Terms And Conditions For Texas
Always review the full terms and conditions and privacy policy before taking out a loan. Rates are calculated according to the rates allowed under the laws of Texas. In addition, you may also be charged a late fee of $20 for payments after the due date. APR calculations are based on your first payment date being 14 days from the loan effective date and are provided in accordance with federal Truth in Lending laws. APRs may vary based on loan term. Please see your loan agreement for the APR and other terms applicable to your loan.
Local Reviews
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Very Professional, great service
ESTHER - Waco, TX 76708
Response from Wise Loan:
Esther, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan
Great service
ANGELA - Mesquite, TX 75149
Response from Wise Loan:
Angela, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. We will contact you within 24 hours; otherwise, do not hesitate to contact us directly at (800) 516-7840 or email us at [email protected]. Best regards, The Call Center
Excellent service
EDNA - Fort Worth, TX 76111
Very nice and knowledgeable
Response from Wise Loan:
Edna, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan
Excellent
LONNIE - Mesquite, TX 75149
Everything's on point
Response from Wise Loan:
Loonie, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan
Very friendly!
RON - Irving, TX 75039
Great help!
Response from Wise Loan:
Ron, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan
Great service
SANDRA - El Paso, TX 79936
Good experience
Response from Wise Loan:
Sandra, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan
Excellent customer service
LAUREN - Grand Prairie, TX 75052
Very polite and helpful
Response from Wise Loan:
Lauren, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan
Exceptional Service
JON - Dallas, TX 75380
Wise Loan has been an extremely accommodating financial service company. When unexpected IRS issues arose Robby Glen worked very respectfully with me to make manageable changes to my repayment schedule and provided advice that was client best interest focused.
Response from Wise Loan:
Jon, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan
Great service
CEDRIC - Waxahachie, TX 75165
Response from Wise Loan:
Cedric, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan
Awesome service
WILLIAM - Plano, TX 75025
Olga was very professional and listened. She helped me immediately.
Response from Wise Loan:
William, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan
Excellent Service
DETRA - Dallas, TX 75227
Response from Wise Loan:
Detra, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan
Great Service
ROBERT - San Antonio, TX 78228
It was a good experience the only thing I have to say is when calling sometimes it is a very long wait to speak to someone otherwise it was a great experience for me thank you
Response from Wise Loan:
Robert, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan
Amazing!
LUIS - Los Fresnos, TX 78566
I use this loan service very often, I get a special rate, very convenient, fast and amazing customer service staff.
Response from Wise Loan:
Luis, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan
Quick and efficient service
BRIDGETTE - Dallas, TX 75206
Response from Wise Loan:
Bridgette, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan
Easy process
BRANDON - Bryan, TX 77802
Wait time wasn’t too bad. Got my issue resolved within 10 minutes.
Response from Wise Loan:
Brandon, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan
Great Service
ROBERT - Plano, TX 75075
Very helpful customer service Rep (Robby)
Response from Wise Loan:
Robert, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan
OLGA SIERRA
ANGELINA - Laredo, TX 78045
EXCELLENT SERVICE HELP IN RESOLVE MANY THANKS
Response from Wise Loan:
Angelina, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan
Customer
FRANCISCA - Grand Prairie, TX 75050
Jude gave me an excellent customer service experience. He's always ready to work with me helping me set up my payment plans without inconvenience. He's highly professional, courteous, respectful and helpful. Thanks for all you do. I really appreciate you a bunch.
Response from Wise Loan:
Francisca, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan
Excellent Service!
RDL - Rowlett, TX 75089
Great customer service. Very understanding.
Response from Wise Loan:
Rachel, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan
Agent was very profesional
SANDRA - Pflugerville, TX 78660
She was very helpful and profesional. It make the transaction so easy to comple
Response from Wise Loan:
Sandra, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan
Mae F.
Good Day, I am sending you a review request regarding my service today. Your feedback on my performance is really valuable and it will be sent to our higher management. If you have free time we'd like to hear about it. Thank you.
Mae F.
Good Day, I am sending you a review request regarding my service today. Your feedback on my performance is really valuable and it will be sent to our higher management. If you have free time we'd like to hear about it. Thank you.
ROBBY G.
Jude C.
Jude C.
Jude C.
Mae F.
Good Day, I am sending you a review request regarding my service today. Your feedback on my performance is really valuable and it will be sent to our higher management. If you have free time we'd like to hear about it. Thank you.
Mae F.
Good Day, I am sending you a review request regarding my service today. Your feedback on my performance is really valuable and it will be sent to our higher management. If you have free time we'd like to hear about it. Thank you.
Jude C.
Trent T.
this is trent the one that helped you today would you mind fill out this regarding for my performance today?
Trent T.
this is trent the one that helped you today would you mind fill out this regarding for my performance today?
Trent T.
this is trent the one that helped you today would you mind fill out this regarding for my performance today?
Trent T.
this is trent the one that helped you today would you mind fill out this regarding for my performance today?
Trent T.
this is trent the one that helped you today would you mind fill out this regarding for my performance today?
Trent T.
this is trent the one that helped you today would you mind fill out this regarding for my performance today?
ROBBY G.
ROBBY G.
Olga S.
Olga S.
Olga S.
Olga S.
Olga S.
Olga S.
ROBBY G.
Jude C.
Jude C.
Jude C.
Jude C.
Jude C.
Mae F.
Good Day, I am sending you a review request regarding my service today. Your feedback on my performance is really valuable and it will be sent to our higher management. If you have free time we'd like to hear about it. Thank you.