Achieve Financial Freedom with Louisiana Personal Loans.
Kickstart your financial journey hassle-free today with personal loans in Louisiana.
Join the thousands of borrowers in Louisiana who found financial security with Wise Loan.
What Are Personal Loans?
Personal loans provide a flexible way to borrow money online, offering advantages over traditional lending methods. At Wise Loan, we simplify the borrowing process with our user-friendly platform, ensuring convenience and efficiency for our borrowers.
Benefits of Personal Loans
Personal loans provide borrowers with freedom to tailor their borrowing experience to meet specific preferences and needs. Some other benefits include:
Flexibility in use
Predictable payments
Quick approval process
Types of Personal Loans in Louisiana
Installment Loans
Installment loans offer fixed monthly payments and flexible repayment terms, providing borrowers with predictable payments.
Bad Credit Loans
Bad credit loans are designed for individuals with less-than-perfect credit scores, offering access to funds when traditional lenders may decline.
Payday Loans
Payday loans are suitable for urgent financial needs, providing short-term borrowing options with high-interest rates.
Why Choose Wise Loan?
Wise Loan offers a seamless borrowing experience. With transparent terms and efficient processing, we prioritize your financial needs.
Funds Within 15 Minutes*
Super Fast Loan Decision in 5 Minutes
Positive Payment History Reported to Credit Bureaus
*Must meet the following criteria: Have a debit card associated with a checking account, apply and be approved by 5:30 pm CT with the loan document signed, and meet normal loan qualifications.
How to Get the Best Personal Loans in Louisiana
Follow these steps to secure your personal loan in Louisiana:
1
Complete the Loan Application
Fill out the online loan application form provided by Wise Loan, guided by our user-friendly interface.
Review and Accept Loan Terms
Understand the loan terms and approval process. We maintain transparency and provide updates on your application status.
3
Receive Your Personal Loan
Once you accept the loan agreement and get approved, you’ll receive the funds shortly, sometimes within 15 minutes.* We also have options for same day and next day funding as well.
*Must meet the following criteria: Have a debit card associated with a checking account, apply and be approved by 5:30 pm CT with the loan document signed, and meet normal loan qualifications.
Cities We Serve
Cities to consider for a personal loan in Louisiana:
Hear From Our Customers
Reviews
Customers say: The reviews exhibit a mixed sentiment, with some expressing satisfaction and others dissatisfaction. Positive reviews highlight helpful and professional customer service, while negative reviews mention issues with loan terms, customer service, and unexpected fees. Some reviewers also express gratitude for the assistance provided by specific representatives. Overall, the sentiment is neutral, with a mix of positive and negative reviews.
Excellent Customer Service
David -
Alvarado, TX 76009
I called to inquire about a possible unpaid loan payment for the current month. ROBBY Stated the system shows my payment made by a debit card just yesterday. I'm happy another payment wasn't necessary at this time. So far.. Wise Loans has Ben excellent to work with.
Response from Wise Loan:
David, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan
Excellent service
Isaiah -
Katy, TX 77449
Very professional. Very straightforward. And very fast.
Response from Wise Loan:
Isaiah, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan
Excellent Service!
Janet -
Columbia, SC 29206
Olga is an excellent representative. She knows her job and she goes above and beyond to assist customers with questions. Much appreciated!!
Response from Wise Loan:
Janet, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan
Great service
Natalia -
Waco, TX 76710
Excellent service. He answered all my questions.
Response from Wise Loan:
Natalia, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan
Excellent Service
Elsa -
Irving, TX 75062
I always have a pleasant experience when speaking with Robby. Only positive!
Response from Wise Loan:
Elsa, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan
Great customer service
Melissa -
Mansfield, TX 76063
Response from Wise Loan:
Melissa, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan
Excellent service
Stephanie -
Blanchard, ID 83804
They have excellent service. They were very understanding and worked with me.
Response from Wise Loan:
Stephanie, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan
Excellent customer service from Olga
Greg -
South Milwaukee, WI 53172
Olga made my concerns a priority. Her knowledge and ability to communicate what I needed to do and what she needed to do during a stressful time was reasonable and easily understood. I appreciate people who actually care working when I have questions and concerns. My experience with her and the company has been amazing and I highly recommend using Wise Loan.
Response from Wise Loan:
Gregory, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan
Great service
Cecil -
New Castle, DE 19720
Solved my problem
Response from Wise Loan:
Cecil, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan
Really good
Yvette -
San Antonio, TX 78228
Response from Wise Loan:
Yvette, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan
Excellent service
Lonnie -
Mesquite, TX 75149
Kind and courteous.
Response from Wise Loan:
Lonnie, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan
professional
Rosemary -
Parker, TX 75002
customer service very helpful and professional
Response from Wise Loan:
Rosemary, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan
Amazing service
Danielle -
San Antonio, TX 78242
I appreciated the assistance to help me get my loan in good standing during a hard time. Very friendly and helpful!
Response from Wise Loan:
Danielle, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan
Excellent Service!
Tenecia -
Porter, TX 77365
Response from Wise Loan:
Tenecia, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan
Excellent Service
Danyell -
Cedar Hill, TX 75104
Jude had very good customer service! He answered all of my questions and got me right back on track!
Response from Wise Loan:
Danyell, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan
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Frequently Asked Questions
What are the Requirements to Apply for a Loan?
- Age Requirement: Applicants must be 21 or older.
- Social Security Number: Required for identity verification.
- Banking Information: A traditional checking account is necessary. Prepaid or savings accounts are not accepted. If you opt for instant funding via debit card, ensure the card is linked to the checking account you provide in your application.
- Income Deposits: Your income must be directly deposited into the checking account used for the application.
- Physical Address: A physical residential address is required; P.O. Box addresses are acceptable only as mailing addresses.
- Monthly Income: A minimum monthly income of $1,500 is required. For residents of South Carolina and self-employed applicants, the minimum is $3,000.
At Wise Loan, we consider more than just credit history.
How Long Does It Take to Receive Funds After Approval?
Funds are typically dispersed shortly after approval, which can be as fast as 15 minutes if you meet our requirements; however, for added convenience, Wise Loan also offers same-day and next-day funding, ensuring quick access to financial assistance for our customers.
What is the Easiest Loan to Get in Louisiana?
Bad credit loans are often considered the best personal loans in Louisiana to secure easily, as they cater to individuals with varying credit histories. It is also worth considering installment loans as well, which not only offer fixed monthly payments and flexible terms but also provide accessible options for those seeking financial support.
What Happens If I Miss a Loan Payment?
Missing a loan payment may result in additional fees or penalties, so it’s crucial to communicate with Wise Loan to explore alternative repayment options and avoid any potential financial strain or complications that may arise from non-payment.
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What is an Installment Loan?
One of the most common types of loans is the installment loan. If you have any sort of debt, chances are that you have one or more installment loans. They can include student loans, auto loans and personal loans. Find out more about traditional installment loans and what you can use an installment loan for below.
Apply for a Personal Loan in Louisiana with Wise Loan
Ready to take the next step? Apply for a personal loan in Louisiana with Wise Loan today.