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Achieve Financial Freedom with Louisiana Personal Loans.

Kickstart your financial journey hassle-free today with personal loans in Louisiana.

Join the thousands of borrowers in Louisiana who found financial security with Wise Loan.

What Are Personal Loans?

Personal loans provide a flexible way to borrow money online, offering advantages over traditional lending methods. At Wise Loan, we simplify the borrowing process with our user-friendly platform, ensuring convenience and efficiency for our borrowers.

Benefits of Personal Loans

Personal loans provide borrowers with freedom to tailor their borrowing experience to meet specific preferences and needs. Some other benefits include:

Flexibility in use

Predictable payments

Quick approval process

Types of Personal Loans in Louisiana

Installment Loans

Installment loans offer fixed monthly payments and flexible repayment terms, providing borrowers with predictable payments.

Bad Credit Loans

Bad credit loans are designed for individuals with less-than-perfect credit scores, offering access to funds when traditional lenders may decline.

Payday Loans

Payday loans are suitable for urgent financial needs, providing short-term borrowing options with high-interest rates.

Why Choose Wise Loan?

Wise Loan offers a seamless borrowing experience. With transparent terms and efficient processing, we prioritize your financial needs.

Funds Within 15 Minutes*

Super Fast Loan Decision in 5 Minutes

Positive Payment History Reported to Credit Bureaus

*Must meet the following criteria: Have a debit card associated with a checking account, apply and be approved by 5:30 pm CT with the loan document signed, and meet normal loan qualifications.

How to Get the Best Personal Loans in Louisiana

Follow these steps to secure your personal loan in Louisiana:

1

Complete the Loan Application

Fill out the online loan application form provided by Wise Loan, guided by our user-friendly interface.

2

Review and Accept Loan Terms

Understand the loan terms and approval process. We maintain transparency and provide updates on your application status.

3

Receive Your Personal Loan

Once you accept the loan agreement and get approved, you’ll receive the funds shortly, sometimes within 15 minutes.* We also have options for same day and next day funding as well.

*Must meet the following criteria: Have a debit card associated with a checking account, apply and be approved by 5:30 pm CT with the loan document signed, and meet normal loan qualifications.

Cities We Serve

Cities to consider for a personal loan in Louisiana:

Baton Rouge
Shreveport
Lake Charles
Bossier City
Kenner
Opelousas
Gretna
New Iberia
Slidell
Ruston
And more.

Hear From Our Customers

Reviews

Wise Loan Rated 4.8 out of 5 stars based on 1577 customer reviews

Customers say: The overall tone of the reviews is positive, with recurring positive themes such as excellent customer service, professionalism, and helpfulness. While there are a few negative reviews, they do not represent a clear, recurring trend. The positive sentiments outweigh the negative ones, indicating that Wise Loan is a reputable and customer-oriented company.


Very thorugh




Review of Wise Loan

Very knowledeble

McKinneyTX75069 33.1625-96.59

It's ok not great




Review of Wise Loan

I think you should due monthly payment not everything two week

San AntonioTX78211 29.345-98.5675

Response from Wise Loan:

Rebecca, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. We will contact you within 24 hours; otherwise, do not hesitate to contact us directly at (800) 516-7840 or email us at hello@wiseloan.com. Best regards, The Call Center


Excellent service




Review of Wise Loan

ColumbiaSC29212 34.0725-81.22

Response from Wise Loan:

Terrell, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan


Excellent Service




Review of Wise Loan

The representative who assisted me was very knowledgeable and professional. She resolved my issue in an expeditious manner.

LucasTX75002 33.105-96.6425

Response from Wise Loan:

Joann, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan


Excellent service




Review of Wise Loan

LafayetteLA70506 30.2-92.0775

Response from Wise Loan:

Stephanie, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan


Thank you




Review of Wise Loan

Great service & efficient

HobartWI54313 44.59-88.11

Response from Wise Loan:

Sandra, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan


Great Service




Review of Wise Loan

I had a issue & they help me through it no hassle.

GalvestonTX77550 29.305-94.7925

Response from Wise Loan:

Mia, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan


Great customer service




Review of Wise Loan

Great

WolfforthTX79382 33.47-101.9925

Response from Wise Loan:

Kandis, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan


Good service




Review of Wise Loan

He took care of the problem

Baton RougeLA70811 30.535-91.125

Response from Wise Loan:

Jerquan, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan


Great Service!




Review of Wise Loan

Sheena did a great job answering my concerns and giving me her direct line !

LeanderTX78641 30.54-97.9375

Response from Wise Loan:

Sara, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan


Great service!




Review of Wise Loan

Sheena was so sweet and answered quickly with my questions thank you! She's great!

LeanderTX78641 30.54-97.9375

Response from Wise Loan:

Sara, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan


Terrible every time I’ve called




Review of Wise Loan

Five thumbs down!

AmarilloTX79109 35.1625-101.9

Response from Wise Loan:

Micha, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. We will contact you within 24 hours; otherwise, do not hesitate to contact us directly at (800) 516-7840 or email us at hello@wiseloan.com. Best regards, The Call Center


great service & good prices




Review of Wise Loan

ArlingtonTX76015 32.69-97.13

Response from Wise Loan:

Arionna, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan


excellent service




Review of Wise Loan

she did a fantastic job

OakdaleLA71463 30.8225-92.6575

Response from Wise Loan:

Tara, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan


Awesome Service!!




Review of Wise Loan

Wise Loan is the best.in the business I have used them a few years now. Always top notch! My representative ,Sheena U. was very professional kind and was a big help! The company and its staff strive on providing over the.top customer service!

HockleyTX77447 30.0525-95.835

Response from Wise Loan:

Ruthie, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan


Olga S.

Olga S.

Near Main St, Buda, TX 78610
Rey T.

Rey T.

Near McKinney, TX 75069
Rey T.

Rey T.

Near McKinney, TX 75069
Rey T.

Rey T.

Near Georgetown, TX 78628
Rey T.

Rey T.

Near Georgetown, TX 78628
Rey T.

Rey T.

Near Baton Rouge, LA 70816
Rey T.

Rey T.

Near Baton Rouge, LA 70816
Rey T.

Rey T.

Near Abilene, TX 79605
Rey T.

Rey T.

Near Abilene, TX 79605
Sheena U.

Sheena U.

Near Celina, TX 75009
Sheena U.

Sheena U.

Near Houston, TX 77040
Sheena U.

Sheena U.

Near Celina, TX 75009
Sheena U.

Sheena U.

Near Celina, TX 75009
Rey T.

Rey T.

Near Lubbock, TX 79410
Rey T.

Rey T.

Near Lubbock, TX 79410
Rey T.

Rey T.

Near Houston, TX 77007
Rey T.

Rey T.

Near Houston, TX 77007
Sheena U.

Sheena U.

Near Columbia, SC 29212
Sheena U.

Sheena U.

Near Columbia, SC 29212
Sheena U.

Sheena U.

Near Houston, TX 77088
Sheena U.

Sheena U.

Near San Antonio, TX 78211
Sheena U.

Sheena U.

Near San Antonio, TX 78211
Sheena U.

Sheena U.

Near Hempstead, TX 77445
Sheena U.

Sheena U.

Near Hempstead, TX 77445
Sheena U.

Sheena U.

Near North Richland Hills, TX 76180

Member of

Frequently Asked Questions

What are the Requirements to Apply for a Loan?

At Wise Loan, we strive to make applying for a personal loan in Louisiana seamless. Here’s what you’ll need to get started:

  • Age Requirement: Applicants must be 21 or older.
  • Social Security Number: Required for identity verification.
  • Banking Information: A traditional checking account is necessary. Prepaid or savings accounts are not accepted. If you opt for instant funding via debit card, ensure the card is linked to the checking account you provide in your application.
  • Income Deposits: Your income must be directly deposited into the checking account used for the application.
  • Physical Address: A physical residential address is required; P.O. Box addresses are acceptable only as mailing addresses.
  • Monthly Income: A minimum monthly income of $1,500 is required. For residents of South Carolina and self-employed applicants, the minimum is $3,000.

At Wise Loan, we consider more than just credit history.

How Long Does It Take to Receive Funds After Approval?

Funds are typically dispersed shortly after approval, which can be as fast as 15 minutes if you meet our requirements; however, for added convenience, Wise Loan also offers same-day and next-day funding, ensuring quick access to financial assistance for our customers.

What is the Easiest Loan to Get in Louisiana?

Bad credit loans are often considered the best personal loans in Louisiana to secure easily, as they cater to individuals with varying credit histories. It is also worth considering installment loans as well, which not only offer fixed monthly payments and flexible terms but also provide accessible options for those seeking financial support.

What Happens If I Miss a Loan Payment?

Missing a loan payment may result in additional fees or penalties, so it’s crucial to communicate with Wise Loan to explore alternative repayment options and avoid any potential financial strain or complications that may arise from non-payment.

Related Personal Loan Resources

Apply for a Personal Loan in Louisiana with Wise Loan

Ready to take the next step? Apply for a personal loan in Louisiana with Wise Loan today.