or call 800-516-7840. Thank you.
Online Installment Loans in Mississippi
Wise Loan offers FAST, no-hassle online installment loans to people living in Mississippi! Wise Loan offers installment loans for bad credit and good credit. We have a quick application process that gives you the status of your application in about 5 minutes! Approved applicants who have a valid bank account and contact information could see money deposited to their bank account within 24 hours or the SAME DAY for FREE as long as the loan is approved before 11 AM CT.
Apply now to get a smarter loan!
How Much Can I Borrow From Wise Loan?
In the state of Mississippi, Wise loan offers loan amounts between $500 – $3500. You don’t necessarily need to have good credit to be approved for a Wise Loan! Amounts as well as approvals are determined by several factors including your credit and loan repayment history.
Flexible Payment Terms
With a Wise Loan installment loan, you get a better experience than a payday advance loan. You get to pick the number of payments needed to pay off the loan. Mississippi’s residents can choose from 6 to 12 monthly payments, 12 to 26 bi-weekly payments, or 12 to 24 semi-monthly payments. When choosing the payment terms, be sure to pick terms that accurately reflect your ability to pay.
Cash Back Rewards
By paying your Wise Loan in a timely fashion in Mississippi, you can earn cash back bonuses! For every $1000 borrowed and paid back on time, you will have $10-$50 deposited into your Nest Egg savings account. Wise Loan may be the only loan servicer in Mississippi that offers Cash Bonuses for timely loan payoffs. Apply now to get a smarter loan!
What Will My Loan Cost?
A Wise Loan installment loan is an expensive form of credit and should be used only when necessary for emergency or unexpected expenses Annual Percentage Rates (APRs) may differ dependent on several factors. Quicker payoffs will result in lower rates. For more information,
see an example repayment schedule of a Wise Loan.
Terms and Conditions for Mississippi
Always review the full terms and conditions and privacy policy before taking out a loan. Rates are calculated according to the rates allowed under the Mississippi Credit Availability Act. You will be charged a monthly handling fee up to $25 per $100.00 per month. You may also be charged an origination fee of 1% of the amount borrowed, or $5.00, whichever is greater. APR calculations is based on the number of days between the loan effective date and your first payment date, and are provided in accordance with federal Truth in Lending laws. APRs may vary based on loan term. Please see your loan agreement for the APR and other terms applicable to your loan.
Mississippi Regulatory Contact Information
The Mississippi Department of Banking and Consumer Finance
Post Office Box 12129 Jackson, MS 39236
Phone: (800) 844-2499 Fax: (601) 321-6933
Recent Jobs and Reviews in Jackson,Southaven,Starkville,Bay Saint Louis,Columbia,Greenville,McComb,Columbus,Gulfport,Hattiesburg,Macon,Madison,Meridian,New Houlka,Picayune,Ridgeland,Vancleave,Vicksburg,Yazoo City,Biloxi,Brookhaven,Buckatunna,Byhalia,Byram,Clarksdale,Courtland,Hernando,Holly Springs,Moss Point,Pascagoula,Pearl,Philadelphia,Poplarville,Richland,Roxie,Smithdale,Tupelo,Water Valley,West Point,Baldwyn,Batesville,Booneville,Brandon,Calhoun City,Canton,Carriere,Cleveland,Coffeeville,Coldwater,Crystal Springs,D'Iberville,Drew,Flowood,Forest,Gloster,Greenwood,Grenada,Horn Lake,Kiln,Laurel,Long Beach,Lorman,Louin,Louisville,Magee,Marks,Mendenhall,Monticello,Natchez,Ocean Springs,Olive Branch,Oxford,Prairie,Red Banks,Saltillo,Senatobia,Taylorsville,Toccopola,Tylertown,Verona,Waveland, MS
Jackson,Southaven,Starkville,Bay Saint Louis,Columbia,Greenville,McComb,Columbus,Gulfport,Hattiesburg,Macon,Madison,Meridian,New Houlka,Picayune,Ridgeland,Vancleave,Vicksburg,Yazoo City,Biloxi,Brookhaven,Buckatunna,Byhalia,Byram,Clarksdale,Courtland,Hernando,Holly Springs,Moss Point,Pascagoula,Pearl,Philadelphia,Poplarville,Richland,Roxie,Smithdale,Tupelo,Water Valley,West Point,Baldwyn,Batesville,Booneville,Brandon,Calhoun City,Canton,Carriere,Cleveland,Coffeeville,Coldwater,Crystal Springs,D'Iberville,Drew,Flowood,Forest,Gloster,Greenwood,Grenada,Horn Lake,Kiln,Laurel,Long Beach,Lorman,Louin,Louisville,Magee,Marks,Mendenhall,Monticello,Natchez,Ocean Springs,Olive Branch,Oxford,Prairie,Red Banks,Saltillo,Senatobia,Taylorsville,Toccopola,Tylertown,Verona,Waveland, MS at a glance
Wise Loan has completed 30 jobs in Jackson,Southaven,Starkville,Bay Saint Louis,Columbia,Greenville,McComb,Columbus,Gulfport,Hattiesburg,Macon,Madison,Meridian,New Houlka,Picayune,Ridgeland,Vancleave,Vicksburg,Yazoo City,Biloxi,Brookhaven,Buckatunna,Byhalia,Byram,Clarksdale,Courtland,Hernando,Holly Springs,Moss Point,Pascagoula,Pearl,Philadelphia,Poplarville,Richland,Roxie,Smithdale,Tupelo,Water Valley,West Point,Baldwyn,Batesville,Booneville,Brandon,Calhoun City,Canton,Carriere,Cleveland,Coffeeville,Coldwater,Crystal Springs,D'Iberville,Drew,Flowood,Forest,Gloster,Greenwood,Grenada,Horn Lake,Kiln,Laurel,Long Beach,Lorman,Louin,Louisville,Magee,Marks,Mendenhall,Monticello,Natchez,Ocean Springs,Olive Branch,Oxford,Prairie,Red Banks,Saltillo,Senatobia,Taylorsville,Toccopola,Tylertown,Verona,Waveland, MS between January 2023 and November 2025.
The 20 customer reviews shown here average 4.7 out of 5.
The most recent job was on November 21, 2025.
Recent work in this area also covers Columbia, Jackson, Gulfport, Hattiesburg and Ridgeland.
Reviews
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I will be using wise loans in the future And if anyone in the nation is having issues financially at this time of crisis I would ask you all to look to wise loans for help The customer service gentleman and his supervisor miss Julie I thank you all
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Service was polite and prompt!
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Always answered my questions and happy to help me fix my problems
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Alma was wonderful, knowledgeable, and extremely helpful throughout the call. Her attitude was great and it was a pleasure speaking with her today.
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Awesome customer service
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Great service, really enjoyed the helpful people!!!
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It was awesome
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Sincerely one of the most pleasant experiences I have ever had when dealing with customer service.
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Everyone I spoke with was very informative and nice. It was an easy process. I will always use wise loan when I’m in need of a little extra cash.
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They were very responsive
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Claire was extremely helpful and courteous to me. She understood my needs and assisted me to get the best rate.
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It took awhile for my loan to be approved but I'm glad it happened
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Job Locations
Hello, this is trent, the person who previously delivered the service. Would you kindly take a moment to assess my performance? It would be really valued. Regards!
Hello, this is trent, the person who previously delivered the service. Would you kindly take a moment to assess my performance? It would be really valued. Regards!