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Online Installment Loans Mississippi

Wise Loan offers FAST, no hassle online installment loans to people living in Mississippi! Wise Loan offers installment loans that don’t require good credit. We have a quick application process that gives you the status of your application in about 5 minutes! Approved applicants who have a valid bank account and contact information could see money deposited to their bank account within 24 hours or the SAME DAY for FREE as long as the loan is approved before 11 AM CT.

 Apply now to get a smarter loan!

  • How Much Can I Borrow From Wise Loan?

    In the state of Mississippi, Wise loan offers loan amounts between $500 – $2000. You don’t necessarily need to have good credit to be approved for a Wise Loan! Amounts as well as approvals are determined by several factors including your credit and loan repayment history.

  • Flexible Payment Terms

    With a Wise Loan installment loan, you get to pick the number of payments needed to pay off the loan. Mississippi residents can choose from 6 to 12 monthly payments, 12 to 26 bi-weekly payments, or 12 to 24 semi-monthly payments. When choosing the payment terms, be sure to pick terms that accurately reflect your ability to pay.

  • Cash Back Rewards

    By paying your Wise Loan back in a timely fashion in Mississippi, you can earn cash back bonuses! For every $1000 borrowed and paid back on time, you will have $10-$50 deposited into your Nest Egg savings account. Wise Loan may be the only loan servicer in Mississippi that offers Cash Bonuses for timely loan payoffs. Apply now to get a smarter loan!

  • What Will My Loan Cost?

    A Wise Loan installment loan is an expensive form of credit and should be used only when necessary for emergency or unexpected expenses Annual Percentage Rates (APRs) may differ dependent on several factors. Quicker payoffs will result in lower rates. For more information,
    see an example repayment schedule of a Wise Loan.

  • Terms and Conditions for Mississippi

    Always review the full terms and conditions and privacy policy before taking out a loan. Rates are calculated according to the rates allowed under the Mississippi Credit Availability Act. You will be charged a monthly handling fee up to $25 per $100.00 per month. You may also be charged an origination fee of 1% of the amount borrowed, or $5.00, whichever is greater. In addition, you may also be charged a late fee of 10% of the past-due amount 10 business days after the due date. APR calculations is based on the number of days between the loan effective date and your first payment date, and are provided in accordance with federal Truth in Lending laws. APRs may vary based on loan term. Please see your loan agreement for the APR and other terms applicable to your loan.

  • Regulatory Contact Information

    The Mississippi Department of Banking and Consumer Finance
    Post Office Box 12129
    Jackson, MS 39236
    Phone: (800) 844-2499
    Fax: (601) 321-6933

Local Reviews
for Jackson,Southaven,Starkville,Bay Saint Louis,Columbia,Greenville,McComb,Columbus,Gulfport,Hattiesburg,Macon,Madison,Meridian,New Houlka,Picayune,Ridgeland,Vancleave,Vicksburg,Yazoo City,Biloxi,Brookhaven,Buckatunna,Byhalia,Byram,Clarksdale,Courtland,Hernando,Holly Springs,Moss Point,Pascagoula,Pearl,Philadelphia,Poplarville,Richland,Roxie,Smithdale,Tupelo,Water Valley,West Point,Baldwyn,Batesville,Booneville,Brandon,Calhoun City,Canton,Carriere,Cleveland,Coffeeville,Coldwater,Crystal Springs,D'Iberville,Drew,Flowood,Forest,Gloster,Greenwood,Grenada,Horn Lake,Kiln,Laurel,Long Beach,Lorman,Louin,Louisville,Magee,Marks,Mendenhall,Monticello,Natchez,Ocean Springs,Olive Branch,Oxford,Prairie,Red Banks,Saltillo,Senatobia,Taylorsville,Toccopola,Tylertown,Verona,Waveland, MS

Wise Loan Rated 4.7 out of 5 stars based on 31 customer reviews

Map of Columbus, MS

Love the service




Review of Wise Loan

Awesome customer service


Map of Jackson, MS

Awesome price




Review of Wise Loan

Great service, really enjoyed the helpful people!!!


Map of Drew, MS

Mrs Jessica I appreciate all you did to help me.and you were so patient and keep in touch with me and the kids.thank again




Review of Wise Loan

It was awesome


Map of Moss Point, MS

Absolutely AWESOME service.




Review of Wise Loan

Sincerely one of the most pleasant experiences I have ever had when dealing with customer service.


Map of Columbia, MS

The customer service I received was great!




Review of Wise Loan

Everyone I spoke with was very informative and nice. It was an easy process. I will always use wise loan when I’m in need of a little extra cash.


Map of Jackson, MS

Fast service




Review of Wise Loan

They were very responsive


Map of Vancleave, MS

Great service




Review of Wise Loan


Map of Picayune, MS

Great




Review of Wise Loan


Map of Byram, MS

Awesome service




Review of Wise Loan

Claire was extremely helpful and courteous to me. She understood my needs and assisted me to get the best rate.


Map of Canton, MS

The representative that help me, she was excellent help. She was very patiently and I thank her for that.




Review of Wise Loan


Good Job




Review of Wise Loan

It took awhile for my loan to be approved but I'm glad it happened


Negative Experience




Review of Wise Loan


Great Service, easy and fast process.




Review of Wise Loan


Great customer service




Review of Wise Loan


Dynamic Service!




Review of Wise Loan

I had an awesome experience with Alma. She was friendly and very professional. I love her. She has a great personality and awesome customer service.


Great services




Review of Wise Loan

Great services


The service was great, it was nerve wrecking to not be able to get in touch with some one at the company.i was on the phone for than 6 hours to gets $




Review of Wise Loan

Login to sign loan very complicated


great service




Review of Wise Loan

it was nice and i like iy


Great service




Review of Wise Loan


Thank you




Review of Wise Loan

A very nice representative, Claire! Only complaint is when attempting to contact the 800 number, you cannot get through. Everything else was perfect


Jude C.

Jude C.

Near Tupelo, MS 38804
derrica d.

derrica d.

Wise Loan/Essential Lending would like to know about your customer service experience with Derrica today!

Near Madison, MS 39110
Jude C.

Jude C.

Hello! I hope I was able to help you today!! Please take a moment to review my service? Thanks!! Jude at WiseLoan!!

Near Hattiesburg, MS 39402
Jude C.

Jude C.

Hello Heather!! Please take a moment to review my service for you today!!! Thanks!!! Jude at WiseLoan

Near Yazoo City, MS 39194
Claire B.

Claire B.

Near Sayles and Dixon Rd, Jackson, MS 39213
Jude C.

Jude C.

PLEASE TAKE A MOMENT TO REVIEW MY SERVICE FOR YOU TODAY!! THANKS!!! JUDE WITH WISELOAN

Near Smithdale, MS 39664
Claire B.

Claire B.

Near Larue Rd, Vancleave, MS 39565
Claire B.

Claire B.

Near Blaine Cir, Byram, MS 39272
Claire B.

Claire B.

Near Co Rd 294, Water Valley, MS 38965
Rita G.

Rita G.

Wise Loan/Essential Lending This is Rita please tell us how customer service did ?

Near Jackson, MS 39203
Jackie C.

Jackie C.

Wise Loan / Essential Lending would like to hear about your customer service experience, with me, today!

Near Ridgeland, MS
Jude C.

Jude C.

Please take a moment to review my service for you this morning!!Thanks!!jude at WiseLoan.

Near Columbus, MS
Jude C.

Jude C.

Please review my service today!! Jude at WiseLoan

Near Baldwyn, MS
Claire B.

Claire B.

Near Larue Rd, Vancleave, MS 39565
Claire B.

Claire B.

Near Continental Dr, Hattiesburg, MS 39402
Shannon S.

Shannon S.

WISELOAN/ ESSENTIAL LENDING WOULD LIKE TO HEAR ABOUT YOUR CUSTOMER SERVICE EXPERIENCE WITH SHANNON!

Near Richland, MS
Jude C.

Jude C.

Hello!! Please take a moment to review my service for you today!! Thanks!! Jude with WiseLoan

Near Vicksburg, MS
Jude C.

Jude C.

Please take a moment to review my service for you today!! Thanks, Jude with WiseLoan

Near Columbia, MS 39429
Jude C.

Jude C.

Please take a moment to review my service today!! Thanks! Jude at WiseLoan.

Near Biloxi, MS 39532
Shannon S.

Shannon S.

WISELOAN/ESSENTIAL LENDING WOULD LIKE TO KNOW ABOUT YOUR CUSTOMER SERVICE EXPERIENCE WITH SHANNON TODAY?

Near Starkville, MS 39759
Claire B.

Claire B.

Near Davidson Rd, Ocean Springs, MS 39564
Claire B.

Claire B.

Near Greer St, Water Valley, MS 38965
Claire B.

Claire B.

Near US-84, Taylorsville, MS 39168
Jude C.

Jude C.

Will you please take a moment and review my service today? Thanks so much! Jude at WiseLoan.

Near Macon, MS 39341
Shannon S.

Shannon S.

Hi, Wise Loan/Essential Lending would like to hear about your experience today!

Near Bay Saint Louis, MS 39520
Claire B.

Claire B.

Near Jerry Clower Blvd N, Yazoo City, MS 39194
Claire B.

Claire B.

Near Baptist Grove Rd, Prairie, MS 39756
Jude C.

Jude C.

PLEASE TAKE A MOMENT TO SURVEY YOUR SERVICE AT WISELOAN TODAY PLEASE! THANKS! JUDE

Near Red Banks, MS 38661
Jude C.

Jude C.

please take a moment to complete this survey about our conversation this morning!! thanks Jude at Wiseloan

Near Starkville, MS 39759
Jude C.

Jude C.

Please take a moment to review our phone call this morning! Thanks!! Jude at wiseloan

Near Courtland, MS 38620