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Online Installment Loans Mississippi

Wise Loan offers FAST, no hassle online installment loans to people living in Mississippi! Wise Loan offers installment loans that don’t require good credit. We have a quick application process that gives you the status of your application in about 5 minutes! Approved applicants who have a valid bank account and contact information could see money deposited to their bank account within 24 hours or the SAME DAY for FREE as long as the loan is approved before 11 AM CT.

 Apply now to get a smarter loan!

  • How Much Can I Borrow From Wise Loan?

    In the state of Mississippi, Wise loan offers loan amounts between $500 – $2000. You don’t necessarily need to have good credit to be approved for a Wise Loan! Amounts as well as approvals are determined by several factors including your credit and loan repayment history.

  • Flexible Payment Terms

    With a Wise Loan installment loan, you get to pick the number of payments needed to pay off the loan. Mississippi residents can choose from 6 to 12 monthly payments, 12 to 26 bi-weekly payments, or 12 to 24 semi-monthly payments. When choosing the payment terms, be sure to pick terms that accurately reflect your ability to pay.

  • Cash Back Rewards

    By paying your Wise Loan back in a timely fashion in Mississippi, you can earn cash back bonuses! For every $1000 borrowed and paid back on time, you will have $10-$50 deposited into your Nest Egg savings account. Wise Loan may be the only loan servicer in Mississippi that offers Cash Bonuses for timely loan payoffs. Apply now to get a smarter loan!

  • What Will My Loan Cost?

    A Wise Loan installment loan is an expensive form of credit and should be used only when necessary for emergency or unexpected expenses Annual Percentage Rates (APRs) may differ dependent on several factors. Quicker payoffs will result in lower rates. For more information,
    see an example repayment schedule of a Wise Loan.

  • Terms and Conditions for Mississippi

    Always review the full terms and conditions and privacy policy before taking out a loan. Rates are calculated according to the rates allowed under the Mississippi Credit Availability Act. You will be charged a monthly handling fee up to $25 per $100.00 per month. You may also be charged an origination fee of 1% of the amount borrowed, or $5.00, whichever is greater. In addition, you may also be charged a late fee of 10% of the past-due amount 10 business days after the due date. APR calculations is based on the number of days between the loan effective date and your first payment date, and are provided in accordance with federal Truth in Lending laws. APRs may vary based on loan term. Please see your loan agreement for the APR and other terms applicable to your loan.

  • Regulatory Contact Information

    The Mississippi Department of Banking and Consumer Finance
    Post Office Box 12129
    Jackson, MS 39236
    Phone: (800) 844-2499
    Fax: (601) 321-6933

Local Reviews
for Jackson,Southaven,Starkville,Bay Saint Louis,Columbia,Greenville,McComb,Columbus,Gulfport,Hattiesburg,Macon,Madison,Meridian,New Houlka,Picayune,Ridgeland,Vancleave,Vicksburg,Yazoo City,Biloxi,Brookhaven,Buckatunna,Byhalia,Byram,Clarksdale,Courtland,Hernando,Holly Springs,Moss Point,Pascagoula,Pearl,Philadelphia,Poplarville,Richland,Roxie,Smithdale,Tupelo,Water Valley,West Point,Baldwyn,Batesville,Booneville,Brandon,Calhoun City,Canton,Carriere,Cleveland,Coffeeville,Coldwater,Crystal Springs,D'Iberville,Drew,Flowood,Forest,Gloster,Greenwood,Grenada,Horn Lake,Kiln,Laurel,Long Beach,Lorman,Louin,Louisville,Magee,Marks,Mendenhall,Monticello,Natchez,Ocean Springs,Olive Branch,Oxford,Prairie,Red Banks,Saltillo,Senatobia,Taylorsville,Toccopola,Tylertown,Verona,Waveland, MS

Wise Loan Rated 4.7 out of 5 stars based on 31 customer reviews

Map of Columbus, MS

Love the service




Review of Wise Loan

Awesome customer service


Map of Jackson, MS

Awesome price




Review of Wise Loan

Great service, really enjoyed the helpful people!!!


Map of Drew, MS

Mrs Jessica I appreciate all you did to help me.and you were so patient and keep in touch with me and the kids.thank again




Review of Wise Loan

It was awesome


Map of Moss Point, MS

Absolutely AWESOME service.




Review of Wise Loan

Sincerely one of the most pleasant experiences I have ever had when dealing with customer service.


Map of Columbia, MS

The customer service I received was great!




Review of Wise Loan

Everyone I spoke with was very informative and nice. It was an easy process. I will always use wise loan when I’m in need of a little extra cash.


Map of Jackson, MS

Fast service




Review of Wise Loan

They were very responsive


Map of Vancleave, MS

Great service




Review of Wise Loan


Map of Picayune, MS

Great




Review of Wise Loan


Map of Byram, MS

Awesome service




Review of Wise Loan

Claire was extremely helpful and courteous to me. She understood my needs and assisted me to get the best rate.


Map of Canton, MS

The representative that help me, she was excellent help. She was very patiently and I thank her for that.




Review of Wise Loan


Good Job




Review of Wise Loan

It took awhile for my loan to be approved but I'm glad it happened


Negative Experience




Review of Wise Loan


Great Service, easy and fast process.




Review of Wise Loan


Great customer service




Review of Wise Loan


Dynamic Service!




Review of Wise Loan

I had an awesome experience with Alma. She was friendly and very professional. I love her. She has a great personality and awesome customer service.


Great services




Review of Wise Loan

Great services


The service was great, it was nerve wrecking to not be able to get in touch with some one at the company.i was on the phone for than 6 hours to gets $




Review of Wise Loan

Login to sign loan very complicated


great service




Review of Wise Loan

it was nice and i like iy


Great service




Review of Wise Loan


Thank you




Review of Wise Loan

A very nice representative, Claire! Only complaint is when attempting to contact the 800 number, you cannot get through. Everything else was perfect


Alma C.

Alma C.

* Please, tell us about your AWESOME customer service experience with Alma Campos. Thank you!

Near Kiln, MS 39556
Alma C.

Alma C.

* Please, tell us about your AWESOME customer service experience with Alma Campos. Thank you!

Near Jackson, MS 39232
Alma C.

Alma C.

* Please, tell us about your AWESOME customer service experience with Alma Campos. Thank you!

Near Columbus, MS 39702
Alma C.

Alma C.

Please, tell us about your AWESOME customer service experience with Alma Campos. Thank you!

Near Hernando, MS 38632
Alma C.

Alma C.

Please, tell us about your AWESOME customer service experience with Alma Campos. Thank you!

Near Columbus, MS 39702
Alma C.

Alma C.

Please, tell us about your AWESOME customer service experience with Alma Campos. Thank you!

Near West Point, MS 39773
Alma C.

Alma C.

Please, tell us about your AWESOME customer service experience with Alma Campos. Thank you!

Near Vicksburg, MS 39180
Alma C.

Alma C.

Please review your customer service experience with Alma Campos.

Near Louin, MS 39338
Alma C.

Alma C.

Please review your customer service experience with Alma Campos.

Near Magee, MS 39111
Alma C.

Alma C.

Please review your customer service experience with Alma Campos.

Near Horn Lake, MS 38637
Alma C.

Alma C.

Please review your customer service experience with Alma Campos.

Near Jackson, MS 39206
Alma C.

Alma C.

Please review your customer service experience with Alma Campos.

Near Jackson, MS 39206
Jessica  O.

Jessica O.

Wise Loan/ Essential Lending would like to hear about your customer service experience today!

Near Louisville, MS 39339
derrica d.

derrica d.

Wise Loan/Essential Lending would like to know about your customer service experience with Derrica today!

Near Madison, MS 39110
Alma C.

Alma C.

Please review your customer service experience with Alma Campos.

Near Greenville, MS 38703
Jessica  O.

Jessica O.

Wise Loan/ Essential Lending would like to hear about your customer service experience today!

Near Columbia, MS 39429
Jude C.

Jude C.

Hello! I hope I was able to help you today!! Please take a moment to review my service? Thanks!! Jude at WiseLoan!!

Near Hattiesburg, MS 39402
Alma C.

Alma C.

Please review your customer service experience with Alma Campos.

Near W Pear Ln, Greenville, MS 38703
Jessica  O.

Jessica O.

Wise Loan/ Essential Lending would like to hear about your customer service experience today!

Near Drew, MS 38737
Jessica  O.

Jessica O.

Wise Loan/ Essential Lending would like to hear about your customer service experience today!

Near Waveland, MS 39576
Jessica  O.

Jessica O.

Wise Loan/ Essential Lending would like to hear about your customer service experience today!

Near Moss Point, MS
derrica d.

derrica d.

Wise Loan/Essential Lending would like to know about your customer service experience with Derrica today!

Near Marks, MS 38646
Jessica  O.

Jessica O.

Wise Loan/ Essential Lending would like to hear about your customer service experience today!

Near Senatobia, MS 38668
derrica d.

derrica d.

Wise Loan/Essential Lending would like to know about your customer service experience with Derrica today!

Near Picayune, MS 39466
Jessica  O.

Jessica O.

Wise Loan/ Essential Lending would like to hear about your customer service experience today!

Near Smithdale, MS 39664
Alma C.

Alma C.

Please review your customer service experience with Alma Campos.

Near Macon, MS 39341
Jessica  O.

Jessica O.

Wise Loan/ Essential Lending would like to hear about your customer service experience today!

Near Monticello, MS
Jude C.

Jude C.

Hello Heather!! Please take a moment to review my service for you today!!! Thanks!!! Jude at WiseLoan

Near Yazoo City, MS 39194
Shannon S.

Shannon S.

WISE LOAN / ESSENTIAL LENDING WOULD LIKE TO HEAR ABOUT YOUR CUSTOMER SERVICE EXPERIENCE WITH SHANNON TODAY!

Near Saltillo, MS 38866
Shannon S.

Shannon S.

WISE LOAN / ESSENTIAL LENDING WOULD LIKE TO HEAR ABOUT YOUR CUSTOMER SERVICE EXPERIENCE WITH SHANNON TODAY!

Near Gulfport, MS 39503