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Loans for Bad Credit Louisiana

These days, a lot of people have bad credit due to mistakes in their past. These things happen. Just because you have bad credit does not mean your financial expenses go away. You still wind up with bills to pay off, trips to take, and school loans to repay. It’s a lot on your plate all at once. We here at Wise Loan believe you deserve a shot. We proudly offer bad credit loans in Louisiana!

Bad Credit Loans

Not everyone has fantastic credit or an extensive savings account. Sometimes, life can throw you a curveball and you need money soon to deal with the mess. When the majority of people have “bad credit” – over half of all Americans – it only makes sense to design a loan solution for such people.

What are Bad Credit Loans?

A bad credit loan is a type of personal loan designed specifically for those with poor or no credit to their name. One of the primary characteristics of a bad credit loan is the higher interest rate. You see, with bad credit, there is sometimes a history of non-payment. As such, lenders must protect themselves.

How Do Bad Credit Loans Work?

When you apply for and receive a bad credit loan, you receive the money quickly and then begin repaying the loan each month. Often, as you repay this loan on-time, your credit will see a positive boost.

Find the perfect bad credit loan in Louisiana for your needs. Contact Wise Loan at 800-516-7840. Please take a moment to read our terms and conditions below.

How Much You Can Borrow

In the state of Louisiana, Wise Loan offers loan amounts between $200 – $2000. You don’t necessarily need to have good credit to be approved for a Wise Loan! Amounts, as well as approvals, are determined by several factors including your credit and loan repayment history.

Flexible Payment Terms

With a Wise Loan installment loan, you get to pick the number of payments needed to pay off the loan. Louisiana residents can choose from flexible schedules with terms up to twelve months. When choosing the payment terms, be sure to pick terms that accurately reflect your ability to pay.

Cash Back Rewards

By paying your Wise Loan in Louisiana in a timely fashion, you can earn cash back rewards! For every $1000 borrowed and paid back on time, you could have $10 – $50 deposited into your Nest Egg savings account.