Get Funds within 15 Minutes with an Instant Funding Loan.
Once your instant funding loan is approved, receive your funds within 15 minutes.*
Join our community that enjoys quick funding for unexpected expenses.
*Must meet the following criteria: Have a debit card associated with a checking account, apply and be approved by 5:30 pm CT with the loan document signed, and meet normal loan qualifications.
What is Instant Funding?
Instant funding for installment loans is a financial service designed to provide rapid access to funds. This innovative solution caters to immediate financial needs and unexpected expenses. The primary benefit of this funding is its ability to deliver funds to your account within minutes. You must have a debit card, checking account, be approved before 5:30 PM CT, and meet normal loan qualifications.
How Quickly Can I Receive Instant Funds?
Experience unparalleled speed in funding with our instant funding loans. Qualifying applicants will receive funds in their account in as little as 15 minutes after the loan is approved via debit card. This swift turnaround time is contingent upon meeting specific qualifications, ensuring immediate financial needs are addressed promptly and efficiently.
Loan Funding Options
Choose from various funding options tailored to your schedule and needs, including instant, same-day, or next-day funding. No additional cost for any funding method.
Instant Funding
Instant funding delivers your loan directly to your bank account within 15 minutes of approval, offering convenience for urgent financial needs. This option requires a debit card linked to a checking account and adherence to application approval deadlines.
Same-Day Funding
Same-day funding applies to applications processed and approved by 1:30 pm CT. This funding requires a checking account that can accommodate ACH transfers. The exact delivery time may vary based on your bank's processes for handling electronic transfers.
Next-Day Funding
With next-day funding, funds are deposited into your account via an EFT transfer to your bank account on the following business day. However, the funding time may vary based on your financial situation's processing time.
How It Works
Our loan application process is streamlined and user-friendly, ensuring you can quickly secure the funds within 15 minutes.
1
Apply for a Loan
Start by filling out our simple online application form. This initial step is quick and only takes a few minutes to complete.
Receive a Loan Decision
Wise Loan reviews your application. If you are pre-approved, you’ll receive an offer online within minutes.
3
Get Funds
Once you accept the loan agreement and get approved, we will disburse your funds. If you are eligible for instant funding, you will receive your funds within 15 minutes of the application being submitted and approved.*
*Must meet the following criteria: Have a debit card associated with a checking account, apply and be approved by 5:30 pm CT with the loan document signed, and meet normal loan qualifications.
Why Choose Wise Loan?
Choosing Wise Loan means opting for a partner committed to your financial well-being. We offer excellent customer service, flexible repayment plans tailored to your needs, and unique benefits like our Nest Egg account. With Wise Loan, you gain more than just a loan; you gain a pathway to better economic stability and rewards for responsible borrowing.
Hear From Our Customers
Reviews
Customers say: The reviews exhibit a mixed sentiment, with some expressing satisfaction and others dissatisfaction. Positive reviews highlight helpful and professional customer service, while negative reviews mention issues with loan terms, customer service, and unexpected fees. Some reviewers also express gratitude for the assistance provided by specific representatives. Overall, the sentiment is neutral, with a mix of positive and negative reviews.
Great service
Natalia -
Waco, TX 76710
Excellent service. He answered all my questions.
Excellent Service
Elsa -
Irving, TX 75062
I always have a pleasant experience when speaking with Robby. Only positive!
Great customer service
Melissa -
Mansfield, TX 76063
Excellent service
Stephanie -
Blanchard, ID 83804
They have excellent service. They were very understanding and worked with me.
Response from Wise Loan:
Stephanie, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan
Excellent customer service from Olga
Greg -
South Milwaukee, WI 53172
Olga made my concerns a priority. Her knowledge and ability to communicate what I needed to do and what she needed to do during a stressful time was reasonable and easily understood. I appreciate people who actually care working when I have questions and concerns. My experience with her and the company has been amazing and I highly recommend using Wise Loan.
Response from Wise Loan:
Gregory, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan
Great service
Cecil -
New Castle, DE 19720
Solved my problem
Response from Wise Loan:
Cecil, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan
Really good
Yvette -
San Antonio, TX 78228
Response from Wise Loan:
Yvette, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan
Excellent service
Lonnie -
Mesquite, TX 75149
Kind and courteous.
Response from Wise Loan:
Lonnie, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan
professional
Rosemary -
Parker, TX 75002
customer service very helpful and professional
Response from Wise Loan:
Rosemary, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan
Amazing service
Danielle -
San Antonio, TX 78242
I appreciated the assistance to help me get my loan in good standing during a hard time. Very friendly and helpful!
Response from Wise Loan:
Danielle, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan
Excellent Service!
Tenecia -
Porter, TX 77365
Response from Wise Loan:
Tenecia, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan
Excellent Service
Danyell -
Cedar Hill, TX 75104
Jude had very good customer service! He answered all of my questions and got me right back on track!
Response from Wise Loan:
Danyell, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan
Excellent service!🥰
Andrea -
Mathis, TX 78368
Response from Wise Loan:
Andrea, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan
Excellent Service
Darlene -
Detroit, TX 75436
Response from Wise Loan:
Darlene, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan
Great service
Lashena -
Milwaukee, WI 53224
Response from Wise Loan:
Lashena, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan
Olga S.
Jude C.
Jude C.
Jude C.
Olga S.
Olga S.
Olga S.
Phebie Mae A.
Phebie Mae A.
Rey T.
Rey T.
Rey T.
Rey T.
Jude C.
Jude C.
Rey T.
Rey T.
ROBBY G.
ROBBY G.
Jude C.
Jude C.
Jude C.
Sheena U.
Sheena U.
Sheena U.
Member of
Frequently Asked Questions
Is There a Way to Get Funds Instantly?
Yes, getting funds instantly is possible. Wise Loan offers loan amounts ranging from $500-$1,500 for new customers and up to $3,500 for returning customers. Upon approval, funds can be transferred to your account in as little as 15 minutes. This rapid process is designed for urgent financial needs, providing a quick and efficient solution when time is of the essence. To take advantage of loans with instant funding, ensure your application is submitted and approved within the specified timeframes and meets the criteria required.
How Can I Get an Instant Loan Immediately?
To receive an instant loan immediately, start by completing our online application form. The process is quick and straightforward and designed to deliver a decision instantly. If approved before the cut-off time and all criteria are met, your funds will be deposited within 15 minutes. Ensure you have a qualifying debit card and checking account to facilitate the instant transfer of funds.
How Do I Know if I Qualify?
Eligibility for a loan with us is determined based on several factors, including income, employment status, and financial history. To see if you qualify, fill out our online application. The process is fast and will provide you with a decision within minutes. Meeting our basic requirements, such as having a steady income and an active checking account, significantly increases your chances of approval. It is important to note we look beyond your credit history.
What Debit Cards Support Instant Funding?
A debit card linked to an active checking account, including cards from major banks and financial institutions, support instant funding. Credit cards, prepaid debit cards, or debit cards associated with accounts such as PayPal typically do not qualify.
Resources
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What is an Installment Loan?
One of the most common types of loans is the installment loan. If you have any sort of debt, chances are that you have one or more installment loans. They can include student loans, auto loans and personal loans. Find out more about traditional installment loans and what you can use an installment loan for below.
Apply for an Instant Funding Loan
Take the first step towards financial flexibility by applying for a loan with Wise Loan today.