or call 800-516-7840. Thank you.
Online Installment Loans in Mississippi
Wise Loan offers FAST, no-hassle online installment loans to people living in Mississippi! Wise Loan offers installment loans for bad credit and good credit. We have a quick application process that gives you the status of your application in about 5 minutes! Approved applicants who have a valid bank account and contact information could see money deposited to their bank account within 24 hours or the SAME DAY for FREE as long as the loan is approved before 11 AM CT.
Apply now to get a smarter loan!
How Much Can I Borrow From Wise Loan?
In the state of Mississippi, Wise loan offers loan amounts between $500 – $3500. You don’t necessarily need to have good credit to be approved for a Wise Loan! Amounts as well as approvals are determined by several factors including your credit and loan repayment history.
Flexible Payment Terms
With a Wise Loan installment loan, you get a better experience than a payday advance loan. You get to pick the number of payments needed to pay off the loan. Mississippi’s residents can choose from 6 to 12 monthly payments, 12 to 26 bi-weekly payments, or 12 to 24 semi-monthly payments. When choosing the payment terms, be sure to pick terms that accurately reflect your ability to pay.
Cash Back Rewards
By paying your Wise Loan in a timely fashion in Mississippi, you can earn cash back bonuses! For every $1000 borrowed and paid back on time, you will have $10-$50 deposited into your Nest Egg savings account. Wise Loan may be the only loan servicer in Mississippi that offers Cash Bonuses for timely loan payoffs. Apply now to get a smarter loan!
What Will My Loan Cost?
A Wise Loan installment loan is an expensive form of credit and should be used only when necessary for emergency or unexpected expenses Annual Percentage Rates (APRs) may differ dependent on several factors. Quicker payoffs will result in lower rates. For more information,
see an example repayment schedule of a Wise Loan.
Terms and Conditions for Mississippi
Always review the full terms and conditions and privacy policy before taking out a loan. Rates are calculated according to the rates allowed under the Mississippi Credit Availability Act. You will be charged a monthly handling fee up to $25 per $100.00 per month. You may also be charged an origination fee of 1% of the amount borrowed, or $5.00, whichever is greater. APR calculations is based on the number of days between the loan effective date and your first payment date, and are provided in accordance with federal Truth in Lending laws. APRs may vary based on loan term. Please see your loan agreement for the APR and other terms applicable to your loan.
Mississippi Regulatory Contact Information
The Mississippi Department of Banking and Consumer Finance
Post Office Box 12129 Jackson, MS 39236
Phone: (800) 844-2499 Fax: (601) 321-6933
Local Reviews
for Jackson,Southaven,Starkville,Bay Saint Louis,Columbia,Greenville,McComb,Columbus,Gulfport,Hattiesburg,Macon,Madison,Meridian,New Houlka,Picayune,Ridgeland,Vancleave,Vicksburg,Yazoo City,Biloxi,Brookhaven,Buckatunna,Byhalia,Byram,Clarksdale,Courtland,Hernando,Holly Springs,Moss Point,Pascagoula,Pearl,Philadelphia,Poplarville,Richland,Roxie,Smithdale,Tupelo,Water Valley,West Point,Baldwyn,Batesville,Booneville,Brandon,Calhoun City,Canton,Carriere,Cleveland,Coffeeville,Coldwater,Crystal Springs,D'Iberville,Drew,Flowood,Forest,Gloster,Greenwood,Grenada,Horn Lake,Kiln,Laurel,Long Beach,Lorman,Louin,Louisville,Magee,Marks,Mendenhall,Monticello,Natchez,Ocean Springs,Olive Branch,Oxford,Prairie,Red Banks,Saltillo,Senatobia,Taylorsville,Toccopola,Tylertown,Verona,Waveland, MS
Customers say: The reviews exhibit a mixed sentiment, with some expressing satisfaction and others dissatisfaction. Positive reviews highlight helpful and professional customer service, while negative reviews mention issues with loan terms, customer service, and unexpected fees. Some reviewers also express gratitude for the assistance provided by specific representatives. Overall, the sentiment is neutral, with a mix of positive and negative reviews.
Rating
J - Horn Lake, MS 38637
Response from Wise Loan:
J, thank you for sharing your experience. We strive to go the extra mile for our customers and would like to opportunity to learn more about your experience with us. Please reach out to [email protected] or call 800.516.7840 so we can address your needs. Best regards. -Wise Loan
Great service
SABRINA - Hattiesburg, MS 39401
Response from Wise Loan:
Sabrina, thank you for leaving a review. At Wise Loan, we always strive to go the extra mile for our customers. If there's anything we can do for you in the future, please don't hesitate to reach out. Best Regards! -Wise Loan
I truly must say that the best part about wise long customer services Use that they truly listen to the customer and the supervisor miss Julie They tr
CLINTON - Jackson, MS 39204
I will be using wise loans in the future And if anyone in the nation is having issues financially at this time of crisis I would ask you all to look to wise loans for help The customer service gentleman and his supervisor miss Julie I thank you all
Awesome service
Jalisa - Vicksburg, MS 39183
Service was polite and prompt!
Awesome service
CHARLES - Biloxi, MS 39532
Always answered my questions and happy to help me fix my problems
Excellent service
CAtmore - Gulfport, MS 39503
Awesome Service
MICHAEL - Jackson, MS 39206
Alma was wonderful, knowledgeable, and extremely helpful throughout the call. Her attitude was great and it was a pleasure speaking with her today.
Love the service
Tisha - Columbus, MS 39702
Awesome customer service
Awesome price
Sherri - Jackson, MS 39206
Great service, really enjoyed the helpful people!!!
Mrs Jessica I appreciate all you did to help me.and you were so patient and keep in touch with me and the kids.thank again
DOROTHY - Drew, MS 38737
It was awesome
Absolutely AWESOME service.
TRACEY - Moss Point, MS
Sincerely one of the most pleasant experiences I have ever had when dealing with customer service.
The customer service I received was great!
Bettye - Columbia, MS 39429
Everyone I spoke with was very informative and nice. It was an easy process. I will always use wise loan when I’m in need of a little extra cash.
Fast service
LAKESHIA - Jackson, MS 39213
They were very responsive
Great service
KIM - Vancleave, MS 39565
Great
Edwin - Picayune, MS 39466
Awesome service
Patricia - Byram, MS 39272
Claire was extremely helpful and courteous to me. She understood my needs and assisted me to get the best rate.
The representative that help me, she was excellent help. She was very patiently and I thank her for that.
Shameka - Canton, MS 39046
Good Job
DEIRDRE - Jackson, MS 39203
It took awhile for my loan to be approved but I'm glad it happened
Negative Experience
DAVID - Columbus, MS
Great Service, easy and fast process.
Carlus - Hattiesburg, MS 39402
ROBBY G.
Jude C.
Jude C.
Olga S.
Trent T.
Hello, this is trent, the person who previously delivered the service. Would you kindly take a moment to assess my performance? It would be really valued. Regards!
ROBBY G.
Jude C.
ROBBY G.
Trent T.
Hello, this is trent, the person who previously delivered the service. Would you kindly take a moment to assess my performance? It would be really valued. Regards!
ROBBY G.
ROBBY G.
Jude C.
Jude C.
Jude C.
ROBBY G.
ROBBY G.
Jude C.
ROBBY G.
ROBBY G.
ROBBY G.
ROBBY G.
ROBBY G.
Jude C.
ROBBY G.
Jude C.
Stillman .
cci cust adv hardship, adv pay plan, cst first payment dat 10/31 $139.94-Stillman
Stillman .
cci cust set up pay plan, next pay date 11/14 ($98.55)-Stillman
Jude C.
ROBBY G.
Natasha W.
Wise Loan is requesting feedback on your overall experience with me today. I would greatly appreciate the completed review! Have a great day, and thank you for being a part of the Wise Loan Family😊