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Need Urgent Funding? Get Financial Help with Home Repair Loans.

Unexpected repairs can occur at any time. Get a swift loan approval and access funds quickly.

  • Super Fast Loan Decision
  • Instant or Same-Day Funding
  • Positive Payment History Reported to the Credit Bureaus
Join the growing number of homeowners who have received funds for emergency home repairs.

Hear From Our Customers


Reviews

Wise Loan Rated 4.8 out of 5 stars based on 1489 customer reviews

Customers say: The provided content describes the overall sentiment of the reviews as positive. The reviews mention friendly and polite customer service, with many customers expressing gratitude for the assistance they received. There are also mentions of the ease of the loan process and the quick turnaround time for receiving funds. However, there are a few negative reviews that mention unprofessional customer service, with one customer reporting dishonesty and stealing. Overall, the sentiment is positive, with more positive reviews than negative ones.


Excellent Service!




Review of Wise Loan

BlythewoodSC29016 34.2-81.01

Response from Wise Loan:

Lia, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan


Excellent service




Review of Wise Loan

Muy satisfecho

KatyTX77449 29.855-95.7025

Response from Wise Loan:

Luis, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan


Really kind and helpful




Review of Wise Loan

Appreciate his reassurance and kind way of speaking. Please give him a raise.

Wichita FallsTX76308 33.85-98.545

Response from Wise Loan:

Elizabeth, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan


Ethnic skills were second to none




Review of Wise Loan

Perfect!

Lee's SummitMO64063 38.9125-94.3625

Response from Wise Loan:

Michael, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan


Excellent work




Review of Wise Loan

Answered questions

DallasTX75287 32.9975-96.84

Response from Wise Loan:

Alexandra, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan


Excellent service




Review of Wise Loan

I absolutely loved working with this company. They worked with me through everything and very sweet and polite customer service I'll be using them again in the future

SulphurLA70663 30.2775-93.4

Response from Wise Loan:

Jennifer, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan


Payment extension




Review of Wise Loan

My request for a payment extension was approved to accommodate my changing employment situation, which has caused a two-week income gap.

Fort WorthTX76109 32.6975-97.3775

Response from Wise Loan:

Douglas, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan


Awesome




Review of Wise Loan

Very nice

KempnerTX76539 31.135-97.9525

Response from Wise Loan:

Daisy, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan


Excellent Service




Review of Wise Loan

MillsboroDE19966 38.5775-75.3175

Response from Wise Loan:

Fatima, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan


Excellent Service




Review of Wise Loan

He was awesome !!! Thanks so much!!!

MillsboroDE19966 38.5775-75.3175

Response from Wise Loan:

Fatima, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan


Excellent




Review of Wise Loan

Jude patient and real ! Thank you

HoustonTX77065 29.93-95.5975

Response from Wise Loan:

Beatrice, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan


Very helpful!




Review of Wise Loan

McKinneyTX75072 33.185-96.7

Response from Wise Loan:

Giovanni, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan


Excellent Customer Service from Sheena




Review of Wise Loan

Sheena was very professional and empathetic to my situation. She had several optionsI could choose from to help my situation and walked me through the process. She was not judgmental and was very polite. Excellent customer service resulted in less stress for myself. I am glad I chose to business with Wise Loans.

South MilwaukeeWI53172 42.9125-87.865

Response from Wise Loan:

Gregory, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan


Excellent services




Review of Wise Loan

Excellent customer services best company Loan ever if you are approved you receive your money the same business day I really recommend this loan company

San AntonioTX78258 29.645-98.4725

Response from Wise Loan:

Erika, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan


Customer Service




Review of Wise Loan

She was very nice, all are somewhat hard to understand, bit nice. I do REQUEST that yall NEVER call my work #. Also, your text bot is horrible.

GrandviewMO64030 38.8475-94.5225

Response from Wise Loan:

Donna, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan


Phebie Mae A.

Phebie Mae A.

Near Shanemoss Ct, Houston, TX 77068
Jude C.

Jude C.

Near Arlington, TX 76001
Jude C.

Jude C.

Near Meadows Place, TX 77477
Jude C.

Jude C.

Near Harlingen, TX 78552
Jude C.

Jude C.

Near Waxahachie, TX 75165
Rey T.

Rey T.

Near Richardson, TX 75080
Rey T.

Rey T.

Near Richardson, TX 75080
Jude C.

Jude C.

Near Blythewood, SC 29016
Sheena U.

Sheena U.

Near Pine Island, TX 77445
Jude C.

Jude C.

Near San Antonio, TX 78247
Jude C.

Jude C.

Near Katy, TX 77450
Jude C.

Jude C.

Near Brenham, TX 77834
Olga S.

Olga S.

Near Front Ave, Port Arthur, TX 77640
Sheena U.

Sheena U.

Near Dallas, TX 75227
Rey T.

Rey T.

Near Wisconsin Dells, WI 53965
Rey T.

Rey T.

Near Wisconsin Dells, WI 53965
Olga S.

Olga S.

Near Greenhouse Rd, Katy, TX 77449
Sheena U.

Sheena U.

Near Houston, TX 77099
Sheena U.

Sheena U.

Near Houston, TX 77099
Sheena U.

Sheena U.

Near Ama, LA 70031
Sheena U.

Sheena U.

Near Grangerland, TX 77302
Phebie Mae A.

Phebie Mae A.

Near Hwy 3381, Comanche, TX 76442
Sheena U.

Sheena U.

Near St. Peters, MO 63376
Sheena U.

Sheena U.

Near St. Peters, MO 63376
Rey T.

Rey T.

Near Shreveport, LA 71118

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What is a Home Repair Loan?


A home repair loan, frequently termed a home improvement loan, is tailored for those addressing unexpected home repair or improvement costs. From renovating kitchens to fixing structural issues, costs can pile up swiftly. These unexpected expenses can become daunting for many homeowners, especially if savings are unavailable.

This type of loan introduces a structured repayment plan, easing the immediate monetary burden. The loan offers flexibility, whether you prefer weekly, biweekly, or monthly payments. With attractive interest rates, a home repair loan can substantially assist homeowners, ensuring smooth home renovations.

How It Works

Securing a home repair loan with Wise Loan is effortlessly a three-step journey:

1

Apply for a Loan

Home repairs can be urgent. Our application process is concise, taking just a few minutes. A checking account is required.

2

Receive a Loan Decision

Post application, expect a loan decision within minutes to an hour, alleviating financial worries related to repairs.

3

Get Funds

Access funds when needed, be it same-day, instantly, or the next day. Direct deposit is a prerequisite for funds reception.

Why Choose Wise Loan?


Wise Loan is a premier choice for home repair loans. With competitive interest rates tailored to suit various financial profiles, we guarantee you get the best deal possible. Our Nest Egg program rewards borrowers for their punctuality in repayments, providing an added incentive for on-time payments. We regularly report timely payments to major credit bureaus, so choosing Wise Loan can be a strategic move for those aiming to boost their credit scores. Whether mending a leaky roof or embarking on a minor renovation, we support your financial journey.

What Can I Use a Home Repair Loan For?


Emergency home repair loans can cover diverse home-related costs:

Refurbishing rooms

Repairing roofs

Updating plumbing or electrical systems

Landscaping

Purchasing new appliances

Minor home improvement projects

Whatever unplanned costs you face during your home upgrade, loans for home improvement from Wise Loan have got your back.

We Proudly Serve These Locations

Wise Loan is proud to offer loans in:

Home Repair Loan FAQs

How Much Can I Borrow with a Home Repair Loan?

Multiple factors influence the amount you can borrow for a home repair loan. These include your financial health, credit history, and the guidelines set by the lender. At Wise Loan, we offer loan amounts ranging from $500 to $1500, designed to meet different repair needs. Nevertheless, evaluating your actual needs and borrowing responsibly is crucial, ensuring you can manage repayments comfortably.

How Do Home Repair Loans Work?

Home repair loans operate much like personal loans. The process typically begins with an online application where you provide essential information. Following this, online lenders like Wise Loan evaluate your application based on various criteria. If approved, you can then determine your preferred repayment terms. Ultimately, you’ll have access to funds as a lump sum, ensuring you can address your needs promptly and efficiently.

Is Securing a Home Repair Loan Challenging?

Obtaining a home repair loan is generally more straightforward than traditional loan processes. You do not need to have excellent credit to qualify. While your creditworthiness is integral to the decision, lenders like Wise Loan consider a broader range of factors. We look at the urgency of your home repair needs alongside your credit, ensuring a balanced assessment. This inclusive approach is aimed at catering to a broader range of applicants. You may still qualify for a loan even with bad credit.

How Can I Obtain a Home Improvement Loan?

You can get a home improvement loan quickly. Initiating this process with Wise Loan is relatively user-friendly. First, you would submit an online loan application detailing your needs and financial information. Our team at Wise Loan will then quickly review your application, often providing feedback in minutes to an hour. If you’re approved, the next step involves the transfer of funds, which could even be available on the same day, showcasing our commitment to helping you without delays.

What Are My Home Improvement Financing Options?

Beyond home repair loans, there are multiple financing avenues you can consider. Some individuals turn to their personal savings, while others might consider borrowing from friends or family. Credit cards are another alternative. Additionally, several organizations and institutions offer specialized financing programs for home improvements. It’s beneficial to thoroughly research each option and select the one that aligns best with your financial situation and needs.

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Resources

Apply for a Home Repair Loan Today