Get funds within 15 minutes
Already have an account?

Celebrate Your Loved One’s Life with the Help of Funeral Loans.

Mitigate unexpected funeral costs with our quick loan approval process during tough times.

  • Super Fast Loan Decision
  • Instant or Same-Day Funding
  • Positive Payment History Reported to the Credit Bureaus
Join the growing number of individuals who have turned to us for financial assistance with funeral expenses.

Hear From Our Customers


Reviews

Wise Loan Rated 4.8 out of 5 stars based on 1599 customer reviews

Customers say: The reviews reflect an overwhelmingly positive sentiment toward the company and its customer service representatives. Customers consistently express appreciation for the helpful, patient, and knowledgeable assistance they received. The overall tone is decidedly positive, with recurring themes of representatives going "above and beyond" to address customer needs and alleviate stress. Many reviewers highlight the respectful and understanding nature of their interactions, with several indicating strong loyalty to the company as a result of their positive experiences. The professional yet friendly demeanor of staff appears to be highly valued by customers, with multiple mentions of representatives easing customers' concerns. The reviews collectively suggest a company that has established a reputation for excellent customer service, with several customers explicitly stating their intention to remain long-term clients or recommending the service to others.


Excellent




Review of Wise Loan

Ray Tan was so nice and so fast to help me out.

LehiUT 40.3925-111.85

Response from Wise Loan:

Oliver, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at hello@wiseloan.com. Best regards, Wise Loan


Excellent service




Review of Wise Loan

PittsburgTX75686 32.995-94.965

Response from Wise Loan:

Tracy, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at hello@wiseloan.com. Best regards, Wise Loan


Excellent Customer Service




Review of Wise Loan

I had a hardship and he was able to do all he could to see what plan could help me. I rated the service a 3 star NOT the representative service. Because of the phone service is the pit! You can't get through then when you wait the phone hangs up on you after waiting 10 minutes or more. You select the call me back and never get a call back. The only way to get to someone is to select the option 8 past due amount. I never tried the email option but the chat option the AI will take you in circles asking you the same thing when you are wanting a live person:(

Fort WorthTX76131 32.895-97.3625

Response from Wise Loan:

Net, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at hello@wiseloan.com. Best regards, Wise Loan


A++ Service




Review of Wise Loan

Kind, professional and knew exactly what to do! Great representative I really appreciate it talking to him!

Baton RougeLA70820 30.3725-91.1825

Response from Wise Loan:

Angie, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at hello@wiseloan.com. Best regards, Wise Loan


Excellent service




Review of Wise Loan

Sheena is very courteous and knowledgeable. Helping me thru a bad situation, she was very helpful and gave me all my options and answered all my questions and got it all worked out.

Galena ParkTX77547 29.7375-95.2425

Response from Wise Loan:

Scott, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at hello@wiseloan.com. Best regards, Wise Loan


Excellent service




Review of Wise Loan

He was very kind and able to help me with my account.

LehiUT 40.3925-111.85

Response from Wise Loan:

Oliver, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at hello@wiseloan.com. Best regards, Wise Loan


Good service




Review of Wise Loan

HighlandsTX77562 29.82-95.05

Response from Wise Loan:

Allen, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at hello@wiseloan.com. Best regards, Wise Loan


Excellent Service




Review of Wise Loan

Thank you for your attention and service.

HoustonTX77084 29.835-95.6975

Response from Wise Loan:

Cesar, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at hello@wiseloan.com. Best regards, Wise Loan


Excellent service




Review of Wise Loan

I wanna thank the young that helped me today.Who was very kind ,patients ,helpful to all of my needs I would like to let her supervisor and higher authority. know as being a loyal customer with wise lawn for a long time, this is the type of person that I would LOVE talk to again i do not know the young lady's name, but I would like to say HATS OFF to her bring PATIENCE and KNOWLEDGEABLE of my needs , this is what you call PERFECT CUSTOMER SERVICE. I would Rate her 1 - 10 more she will always be a ( 20 )to me . LONG TIME CUSTOMER, NOW A CUSTOMER FOR LIFE Wanda Nichols

New OrleansLA70128 30.0475-89.9575

Response from Wise Loan:

Wanda, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at hello@wiseloan.com. Best regards, Wise Loan


Excellent service




Review of Wise Loan

Highly recommend

BoiseID83704 43.6325-116.2875

Response from Wise Loan:

Charles, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at hello@wiseloan.com. Best regards, Wise Loan


Excellent Service, very helpful




Review of Wise Loan

Very helpful and was able to ease my stress load.

San AntonioTX78251 29.465-98.6775

Response from Wise Loan:

Rita, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at hello@wiseloan.com. Best regards, Wise Loan


Excellent job 👍




Review of Wise Loan

The representative, Sheena, provided me with helpful, polite, and friendly professional service. She was very patient with me while I installed my account payment details.

DallasTX75233 32.705-96.8725

Response from Wise Loan:

Johnny, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at hello@wiseloan.com. Best regards, Wise Loan


Excellent work




Review of Wise Loan

My representative treated me with respect and understood my situation and help me out. I am happy for the way that he was able to help me out. Excellent work.

McAllenTX78501 26.22-98.2325

Response from Wise Loan:

Christina, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at hello@wiseloan.com. Best regards, Wise Loan


Excellent/Helpful Service




Review of Wise Loan

Robby was a very pleasant helpful person which whom to speak. He was very understanding and went above and beyond to make sure I didn't put myself in a further bind. I'm very grateful to him.

DixieLA71107 32.5925-93.845

Response from Wise Loan:

Tanny, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at hello@wiseloan.com. Best regards, Wise Loan


Excellent Service




Review of Wise Loan

This is a great company. I’ve had them for a while.

MesquiteTX75149 32.7575-96.61

Response from Wise Loan:

Lonnie, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at hello@wiseloan.com. Best regards, Wise Loan


ROBBY G.

ROBBY G.

Near Weatherford, TX 76088
Rey T.

Rey T.

Near Lehi, UT
Rey T.

Rey T.

Near Lehi, UT
ROBBY G.

ROBBY G.

Near Hempstead, TX 77445
Rey T.

Rey T.

Near Pittsburg, TX 75686
Rey T.

Rey T.

Near Pittsburg, TX 75686
Rey T.

Rey T.

Near Lucas, TX 75002
Rey T.

Rey T.

Near Lucas, TX 75002
Rey T.

Rey T.

Near San Antonio, TX 78251
Rey T.

Rey T.

Near San Antonio, TX 78251
Sheena U.

Sheena U.

Near Kirkwood, MO 63122
Sheena U.

Sheena U.

Near Kirkwood, MO 63122
Sheena U.

Sheena U.

Near El Paso, TX 79936
Sheena U.

Sheena U.

Near El Paso, TX 79936
Rey T.

Rey T.

Near Mansfield, TX 76063
Rey T.

Rey T.

Near Mansfield, TX 76063
Rey T.

Rey T.

Near Fort Worth, TX 76131
Rey T.

Rey T.

Near Fort Worth, TX 76131
Emily C.

Emily C.

Near Old Bammel N Houston Rd, Houston, TX 77086
Emily C.

Emily C.

Near W Stubbs St, Edinburg, TX 78539
Rey T.

Rey T.

Near Baton Rouge, LA 70820
Rey T.

Rey T.

Near Baton Rouge, LA 70820
Rey T.

Rey T.

Near Pflugerville, TX 78660
Rey T.

Rey T.

Near Pflugerville, TX 78660
ROBBY G.

ROBBY G.

Near Dixie, LA 71107

Member of

What is a Funeral Loan?


A funeral loan is a specialized personal loan explicitly designed to cover the expenses of laying a loved one to rest. This type of loan can cover costs related to the funeral service, burial or cremation, memorial ceremonies, and other associated expenses. Funerals can be expensive and often come when families are not prepared financially. Many families do not have an emergency fund to cover these costs.

These loans allow you to focus on the grieving process, remembering your loved ones, and celebrating their lives rather than being consumed by the immediate financial burden. With flexible repayment options and competitive interest rates, funeral expense loans from Wise Loan offer a considerate and understanding solution during one of life’s most challenging times.

How It Works

Securing a funeral loan with Wise Loan is a streamlined three-step process:

1

Apply for a Loan

As funerals often come unplanned, our application process is designed to be quick and straightforward. A checking account is necessary to qualify.

2

Receive a Loan Decision

Once you’ve applied, we aim to provide a loan decision within minutes to an hour, helping alleviate financial stress during this challenging time.

3

Get Funds

Funds can be accessed as required, instantly, on the same day, or the next day. Direct deposit is a requirement for receiving the funds.

Why Choose Wise Loan?


Wise Loan stands out as the go-to choice for funeral loans. With tailored interest rates that cater to diverse financial situations, we’re committed to offering the best possible deal. Our Nest Egg program adds an extra incentive for borrowers by rewarding timely repayments. We take pride in regularly reporting on-time payments to major credit bureaus, making a Wise Loan a financial aid and a strategic move for those keen on improving their credit scores. Whether you’re organizing a quiet, intimate service or a more elaborate memorial, we support your financial needs during this difficult time.

What Can I Use a Funeral Loan For?


A loan for a funeral provides coverage for a range of related expenses, including:

Comprehensive funeral services

Memorial services

Cemetery fees

Remembrance ceremonies

Cost of burial plots, caskets, or urns

Installation of memorial headstones

Whatever surprises arise during your planning, a loan for funeral expenses from Wise Loan stands ready to assist.

We Proudly Serve These Locations

Wise Loan offers loans in the following states:

Funeral Loan FAQs

How Much Can I Borrow with a Funeral Loan?

The amount available for a funeral loan varies based on several factors. These factors include your financial standing, credit history, and lending guidelines. At Wise Loan, we offer loans ranging from $500 to $1500, tailored to address diverse needs. It’s always wise to evaluate the actual expenses you’re facing. Responsible borrowing ensures you can manage your repayments without undue stress.

How Do Funeral Loans Work?

Funeral loans are akin to personal loans but are geared towards covering funeral-related costs. The application process starts online, where applicants provide the necessary details. Upon submission, online lenders like Wise Loan review the application against a set of criteria. Once approved, borrowers can choose their repayment terms. The funds are then made available as a lump sum, ensuring prompt accessibility to address expenses.

Is Securing a Funeral Loan Challenging?

Acquiring a funeral loan is usually more accessible compared to traditional loans. Excellent credit is optional. Though credit history plays a part in the decision-making process, lenders like Wise Loan consider a broader spectrum of criteria, and you may still qualify for a loan even with bad credit. We understand the urgency and emotional strain tied to associated expenses, ensuring our decisions are comprehensive and considerate. This approach is crafted to serve various applicants, irrespective of their credit histories.

How Can I Obtain a Funeral Expense Loan?

To get a funeral expense loan, complete our online loan application detailing your financial needs and status. Our team at Wise Loan swiftly reviews applications, often reverting loan decisions within minutes to an hour. We prioritize the fund transfer upon approval, ensuring you can access them when needed most. Our streamlined loan process underscores our commitment to assisting you without delay during such sensitive times.

What Are My Funeral Financing Options?

Apart from funeral loans, individuals have multiple avenues for financing expenses. Some might lean on personal savings, while others could consider assistance from friends or family. Credit cards present another viable alternative. Additionally, some organizations offer specialized financial programs for funeral-related costs. It’s prudent to delve deep into each option, selecting one that best mirrors your financial needs and capabilities.

Other Emergency Loan Options

Vet Loans

Pets are part of the family. Meet their immediate health needs with our dedicated vet loans.

Auto Repair Loans

Navigate vehicle breakdowns without a hitch. Get back on the road quickly with our auto repair loans.

Home Repair Loans

We have your back for unforeseen home damages. Our home repair loans are here to help.

Resources

Apply for a Funeral Loan Today