Celebrate Your Loved One’s Life with the Help of Funeral Loans.

Mitigate unexpected funeral costs with our quick loan approval process during tough times.

  • Super Fast Loan Decision
  • Instant or Same-Day Funding
  • Positive Payment History Reported to the Credit Bureaus
Join the growing number of individuals who have turned to us for financial assistance with funeral expenses.

Hear From Our Customers


Reviews

Wise Loan Rated 4.8 out of 5 stars based on 1406 customer reviews

Awesome service




Review of Wise Loan

Robbie has been a great help. Followed up with me through the process. Let me know if I have questions or need to make a different arrangement he is there to help. He is kind and considerate. Thank you for your help

AshwaubenonWI54115 44.4025-88.07

Outstanding Customer Service




Review of Wise Loan

Provided with very friendly, professional, customer service.

DallasTX75220 32.8575-96.875

Response from Wise Loan:

David, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Great Customer Service Experience




Review of Wise Loan

Robby was very helpful in resolving my payment due date change issue. He was very friendly and professional, and his handling of the situation really made my day. We need more people like him that can handle our customer service issues.

Baton RougeLA70816 30.425-91.025

Response from Wise Loan:

Lori, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Excellent service!!




Review of Wise Loan

GarlandTX75042 32.9175-96.68

Response from Wise Loan:

Norma Flores, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Great service




Review of Wise Loan

Easy to apply for loan

San AntonioTX78228 29.455-98.56

Response from Wise Loan:

Robert, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Excellent service always




Review of Wise Loan

PonderTX76259 33.2125-97.32

Response from Wise Loan:

Krista, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Excellent service




Review of Wise Loan

Jude was very nice and understanding when talking to him today regarding me needing to make my last payment due on a loan for the month of December instead of it being auto deducted this month, November. Helped me tremendously! Thank You!

KatyTX77450 29.745-95.74

Response from Wise Loan:

Cheryl, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Polite and explained my question.




Review of Wise Loan

HoustonTX77014 29.9825-95.4625

Response from Wise Loan:

Madelyn, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Excellent Service




Review of Wise Loan

Fast, great customer service

SunsetUT84015 41.1325-112.06

Response from Wise Loan:

Angel, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Ms.




Review of Wise Loan

Only use as a last resort. Interest is far too expensive.

Missouri CityTX77459 29.4775-95.53

Response from Wise Loan:

Kimbley, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. We will contact you within 24 hours; otherwise, do not hesitate to contact us directly at (800) 516-7840 or email us at [email protected]. Best regards, The Call Center


Excellent work




Review of Wise Loan

Indian LakeTX78566 26.16-97.3725

Response from Wise Loan:

Orlando, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Customer Service




Review of Wise Loan

Great customer service ! Very helpful!

WaxahachieTX75167 32.3725-96.9

Response from Wise Loan:

Lisa, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Excellent Service‼️




Review of Wise Loan

Jude is very professional and courteous!

SangerTX76266 33.3425-97.2

Response from Wise Loan:

Monetta, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Excellent




Review of Wise Loan

PewaukeeWI53072 43.075-88.275

Response from Wise Loan:

Tracy, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Excellent Service!




Review of Wise Loan

Very helpful and efficient!

River RidgeLA70123 29.94-90.1975

Response from Wise Loan:

Kimberly, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


ROBBY G.

ROBBY G.

Near Ashwaubenon, WI 54115
ROBBY G.

ROBBY G.

Near Houston, TX 77084
Jude C.

Jude C.

Near Midlothian, TX 76065
Jude C.

Jude C.

Near Lee's Summit, MO 64081
Jude C.

Jude C.

Near Garland, TX 75043
Jude C.

Jude C.

Near Mandeville, LA 70448
Jude C.

Jude C.

Near Austin, TX 78749
Olga S.

Olga S.

Near Lemondrop Ct, Arlington, TX 76017
Jude C.

Jude C.

Near Kansasville, WI 53139
Olga S.

Olga S.

Near W Cavalcade St, Houston, TX 77009
Olga S.

Olga S.

Near Starlight Rd, Dallas, TX 75220
ROBBY G.

ROBBY G.

Near Austin, TX 78750
ROBBY G.

ROBBY G.

Near Baton Rouge, LA 70816
ROBBY G.

ROBBY G.

Near Missouri City, TX 77459
ROBBY G.

ROBBY G.

Near Gonzales, LA 70737
ROBBY G.

ROBBY G.

Near Plano, TX 75074
ROBBY G.

ROBBY G.

Near Dallas, TX 75219
Jude C.

Jude C.

Near Jennings, LA 70546
Jude C.

Jude C.

Near Garland, TX 75042
ROBBY G.

ROBBY G.

Near Prairieville, LA 70769
Jude C.

Jude C.

Near Fort Worth, TX 76104
ROBBY G.

ROBBY G.

Near Madisonville, TX 77864
Jude C.

Jude C.

Near Millsboro, DE 19966
Jude C.

Jude C.

Near San Antonio, TX 78228
Olga S.

Olga S.

Near Spring View Ln, Fort Worth, TX 76244

Member of

What is a Funeral Loan?


A funeral loan is a specialized personal loan explicitly designed to cover the expenses of laying a loved one to rest. This type of loan can cover costs related to the funeral service, burial or cremation, memorial ceremonies, and other associated expenses. Funerals can be expensive and often come when families are not prepared financially. Many families do not have an emergency fund to cover these costs.

These loans allow you to focus on the grieving process, remembering your loved ones, and celebrating their lives rather than being consumed by the immediate financial burden. With flexible repayment options and competitive interest rates, funeral expense loans from Wise Loan offer a considerate and understanding solution during one of life’s most challenging times.

How It Works

Securing a funeral loan with Wise Loan is a streamlined three-step process:

1

Apply for a Loan

As funerals often come unplanned, our application process is designed to be quick and straightforward. A checking account is necessary to qualify.

2

Receive a Loan Decision

Once you’ve applied, we aim to provide a loan decision within minutes to an hour, helping alleviate financial stress during this challenging time.

3

Get Funds

Funds can be accessed as required, instantly, on the same day, or the next day. Direct deposit is a requirement for receiving the funds.

Why Choose Wise Loan?


Wise Loan stands out as the go-to choice for funeral loans. With tailored interest rates that cater to diverse financial situations, we’re committed to offering the best possible deal. Our Nest Egg program adds an extra incentive for borrowers by rewarding timely repayments. We take pride in regularly reporting on-time payments to major credit bureaus, making a Wise Loan a financial aid and a strategic move for those keen on improving their credit scores. Whether you’re organizing a quiet, intimate service or a more elaborate memorial, we support your financial needs during this difficult time.

What Can I Use a Funeral Loan For?


A loan for a funeral provides coverage for a range of related expenses, including:

Comprehensive funeral services

Memorial services

Cemetery fees

Remembrance ceremonies

Cost of burial plots, caskets, or urns

Installation of memorial headstones

Whatever surprises arise during your planning, a loan for funeral expenses from Wise Loan stands ready to assist.

We Proudly Serve These Locations

Wise Loan offers loans in the following states:

Funeral Loan FAQs

How Much Can I Borrow with a Funeral Loan?

The amount available for a funeral loan varies based on several factors. These factors include your financial standing, credit history, and lending guidelines. At Wise Loan, we offer loans ranging from $500 to $1500, tailored to address diverse needs. It’s always wise to evaluate the actual expenses you’re facing. Responsible borrowing ensures you can manage your repayments without undue stress.

How Do Funeral Loans Work?

Funeral loans are akin to personal loans but are geared towards covering funeral-related costs. The application process starts online, where applicants provide the necessary details. Upon submission, online lenders like Wise Loan review the application against a set of criteria. Once approved, borrowers can choose their repayment terms. The funds are then made available as a lump sum, ensuring prompt accessibility to address expenses.

Is Securing a Funeral Loan Challenging?

Acquiring a funeral loan is usually more accessible compared to traditional loans. Excellent credit is optional. Though credit history plays a part in the decision-making process, lenders like Wise Loan consider a broader spectrum of criteria, and you may still qualify for a loan even with bad credit. We understand the urgency and emotional strain tied to associated expenses, ensuring our decisions are comprehensive and considerate. This approach is crafted to serve various applicants, irrespective of their credit histories.

How Can I Obtain a Funeral Expense Loan?

To get a funeral expense loan, complete our online loan application detailing your financial needs and status. Our team at Wise Loan swiftly reviews applications, often reverting loan decisions within minutes to an hour. We prioritize the fund transfer upon approval, ensuring you can access them when needed most. Our streamlined loan process underscores our commitment to assisting you without delay during such sensitive times.

What Are My Funeral Financing Options?

Apart from funeral loans, individuals have multiple avenues for financing expenses. Some might lean on personal savings, while others could consider assistance from friends or family. Credit cards present another viable alternative. Additionally, some organizations offer specialized financial programs for funeral-related costs. It’s prudent to delve deep into each option, selecting one that best mirrors your financial needs and capabilities.

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