Bad Credit Loans in Utah
These days, a lot of people have bad credit due to mistakes in their past. These things happen. Just because you have bad credit does not mean your financial expenses go away. You still wind up with bills to pay off, trips to take, and school loans to repay. It’s a lot on your plate all at once. Regardless of your credit score, Wise Loan believes you deserve a shot. We proudly offer loans for people with bad credit in Utah!
Loans for Bad Credit in Utah
Not everyone has a fantastic credit history or an extensive savings account. Sometimes, life can throw you a curveball and you need money soon to deal with the mess. When the majority of people have “bad credit” – over half of all Americans – it only makes sense to design a loan solution for such people.
What are Bad Credit Loans?
A bad credit loan is a type of personal loan designed specifically for those with poor or no credit to their name. One of the primary characteristics of a bad credit loan is the higher interest rate. You see, with bad credit, there is sometimes a history of non-payment. As such, lenders must protect themselves.
How Do Loans for Bad Credit Work?
When you apply for and receive a bad credit loan, you receive the money quickly and you can begin making monthly payments. Often, as you repay this loan on-time, your credit will see a positive boost.
Find the perfect bad credit loan in Utah for your needs. Contact Wise Loan at 800-516-7840. Please take a moment to read our terms and conditions below.
How Much You Can Borrow?
In the state of Utah, Wise Loan offers loan amounts between $200 – $3500. You don’t necessarily need to have good credit to be approved for a bad credit loan. Amounts, as well as approvals, are determined by several factors including your credit and loan repayment history.
Flexible Payment Terms
With a Wise Loan installment loan, you get to pick the number of payments needed to pay off the loan. Utah residents can choose from flexible schedules with terms up to twelve months. When choosing the payment terms, be sure to pick terms that accurately reflect your ability to make payments on time.
Cash Back Rewards
By paying your bad credit loan in Utah in a timely fashion, you can earn cash back rewards! For every $1000 borrowed and paid back on time, you could have $10 – $50 deposited into your Nest Egg account.
Terms And Conditions For Utah
Essential Lending, Inc. DBA Wise Loan, is not the lender in Utah, and we cannot guarantee that your application will result in a funded loan. Essential Lending Inc. is a credit services organization (CSO)/credit access business (CAB). We help you to obtain a loan from a lender at a simple interest rate of 10% per annum. For this service, we will charge a CSO fee. The amount of the fee that you will be charged is based on the amount of loan you receive from a lender and the number of payments you choose for repayment. You are not required to pay the fee upfront, or in one lump sum. Each repayment amount will include a portion of the CSO fee, and you can save money by paying off your loan early. If any payment you make to Essential Lending or to the lender is returned for any reason, you will owe a returned item fee of $30. Please review the full terms and conditions and privacy policy for more information. Rates are calculated using the simple interest method. The APR shown on your loan documents will include the total of the lender interest and the CSO fee and may vary based on loan term. Please see your loan agreement for the APR and other terms applicable to your loan.
Local Reviews
for Salt Lake City,Orem,Roy,Sandy,Lindon,Logan,Provo,Vernal,West Valley City, UT

Great service
SHANNA - Orem, UT 84059

Excelent service
RICHARD - Salt Lake City, UT 84115
Excelent experience

Best sweetest gal to work with
Ezekial - Salt Lake City, UT 84120
Alma has helped me make my payments on time. Since I have a head injury and am not able to remember dates she has helped to get those payments on time or adjust the dates when my payments from work changed so that my account hasn't gone into the negatives. She's so sweet and up beat that it is really quite a pleasure speaking to her to get my loan paid in full. Other agents could learn a bunch from her and think she should be promoted with her upbeat attitude and skills at communicating and understanding situations at hand. She is a great asset to your company. Thank you!

Great service, very happy and helpful
BRADLEY - Salt Lake City, UT 84119
great experience

good service
NORMAN - Orem, UT 84097
Young lady was very kind and helpful

Friendly service
Michelle - Provo, UT 84601
Super easy!!

Jude C.

Jude C.

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Stillman .
cust wanted to verify pay plan set by Jude, sent pay plan schedule via email-Stillman

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Wise Loan is requesting feedback on your overall experience with me today. I would greatly appreciate the completed review! Have a great day, and thank you for being a part of the Wise Loan Family😊

Natasha W.
Wise Loan is requesting feedback on your overall experience with me today. I would greatly appreciate the completed review! Have a great day, and thank you for being a part of the Wise Loan Family😊

Natasha W.
Wise Loan is requesting feedback on your overall experience with me today. I would greatly appreciate the completed review! Have a great day, and thank you for being a part of the Wise Loan Family😊

Jude C.

Jude C.

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