Bad Credit Loans in South Carolina
If you have a bad credit history or no credit history whatsoever, finding the right lending company for a personal loan can seem impossible at times. Here at Wise Loan, we want to make the lending process easier for you. No matter what your credit score may be, you deserve a shot at financial freedom!
Bad Credit Loans in SC
With over half of the country suffering from poor credit or no credit at all, direct lenders like Wise Loan need to provide options. We now offer bad credit loans in South Carolina.
What are Loans for Bad Credit?
A bad credit loan is a type of personal loan – a lump sum payment that you will receive in your bank account after approval. With a bad credit loan, lending companies must administer a high-interest rate to protect themselves and the loan.
How Do Personal Loans in South Carolina Work?
Once approved for a bad credit loan, you’ll receive the money quickly. The money is then yours to use as you wish. You do, however, have to make on-time monthly payments, or installment payments, with interest on the loan.
Dealing with the Risk in Bad Credit Loans
Like with any type of loan, there are risks to bad credit loans. You can alleviate such risks by making on-time payments, finding the right lending company, and reading the contract thoroughly before you sign anything.
Here at Wise Loan, we make finding a bad credit loan in South Carolina easier than ever. Give us a call at 800-516-7840. Take a moment to read through our terms and conditions below for more information.
How Much You Can Borrow?
In the state of South Carolina, Wise loan offers loan amounts between $200 – $3500. You don’t necessarily need to have good credit to be approved for a bad credit loan. Amounts, as well as approvals, are determined by several factors including your credit and loan repayment history.
Flexible Payment Terms
With a Wise Loan installment loan, you get to pick the number of payments needed to pay off the loan. South Carolina residents can choose from flexible schedules with terms up to six months. When choosing the payment terms, be sure to pick terms that accurately reflect your repayment ability.
Cash Back Rewards
By paying your bad credit loan in South Carolina back in a timely fashion, you can earn cash back rewards! For every $1000 borrowed and paid back on time, you could have $10 – $50 deposited into your Nest Egg account.
Terms And Conditions For South Carolina
Always review the full terms and conditions and privacy policy before taking out a loan. Rates are calculated according to the rates allowed under the laws of South Carolina. In addition, you may also be charged a late fee of $25 for payments after the due date. APR calculations are based on the number of days between the loan effective date and your first payment date, and they are provided in accordance with federal Truth in Lending laws. APRs may vary based on loan term. Please see your loan agreement for the APR and other terms applicable to your loan.
Local Reviews
for Columbia,Spartanburg,Charleston,Simpsonville,Summerville,Saint George,Greenville,North Charleston,Rock Hill,Taylors,Lexington,Pickens,Beaufort,Effingham,Florence,Fort Mill,Graniteville,Greenwood,Greer,Kershaw,Liberty,Moncks Corner,Mount Pleasant,Newberry,Pelzer,Prosperity,Travelers Rest,Walterboro,Bennettsville,Bishopville,Clemson,Conway,Easley,Gaffney,Hanahan,Hilton Head Island,Irmo,Kingstree,Ladson,Lamar,Murrells Inlet,Myrtle Beach,Ninety Six,Pauline,Sumter,Aiken,Anderson,Andrews,Batesburg-Leesville,Beech Island,Boiling Springs,Cayce,Cheraw,Chesnee,Chester,Cope,Cowpens,Dalzell,Elgin,Ft Mill,Goose Creek,Gray Court,Hollywood,Honea Path,Hopkins,Inman,Johnsonville,Lancaster,Leesville,Manning,Mauldin,North Myrtle Beach,Pawleys Island,Richburg,Salem,Salters,Scranton,Sheldon,Society Hill,Springfield,Summerton,Swansea,Timmonsville,Whitmire,Yemassee,York, SC
Good Man
SHAUN - Ladson, SC 29456
Robby was very dear to my concerns. Much appreciated.
Response from Wise Loan:
Shaun, thank you for sharing your experience. At Wise Loan, we strive to go the extra mile to support our customers. If you have any future questions or require assistance, please don't hesitate to reach out to [email protected] Best regards. -Wise Loan
Great service
TINA - Dalzell, SC 29040
Response from Wise Loan:
Tina, thank you for sharing your experience. We're so glad you were able to experience great service. If there's anything you need assistance with, please contact 800.516.7840. Best regards. -Wise Loan
Great Service
MARIA - Greenville, SC 29615
I had to change my payment date and was very pleased with the person I spoke with. He allowed me to do it and was very understanding.
Response from Wise Loan:
Maria, thank you for sharing your experience. We strive to go the extra mile for our customers and are happy we were able to assist you with flexible payment dates. If you have any future questions, please don't hesitate to reach out to 800.516.7840 or email [email protected] Best regards. -Wise Loan
Excellent!
BillyTraci - Ladson, SC 29456
This is a great company if your in a pinch!
Response from Wise Loan:
Billy, thank you for sharing your experience. We're so glad we were able to help you "in a pinch!" If you have any further needs or questions, please don't hesitate to reach out to our call center at 800.516.7840. Best regards! -Wise Loan
Great customer service
SHAUN - Ladson, SC 29456
Everything I needed he helped me with. 10
Response from Wise Loan:
Shaun, thank you for your sharing your experience about our customer service. At Wise Loan, our goal is to make our customers' financial life better and to be a transparent advocate. If there's anything else we can do for you in the future, please do not hesitate to call us at (800) 516-7840. Best regards! -Wise Loan
Outstanding service
JAMES - Columbia, SC 29229
Answered my questions
Great service and kind
CHRISTI - Columbia, SC 29223
Great service
CEDRIC - Fort Mill, SC 29715
Robbie was professional and polite. Appreciate the call.
A nice and very pleasant experience
JACOB - Summerville, SC 29486
Great service always really nice and courteous
Jacob - Aiken, SC 29803
If anyone needs a loan please consider going through Ms. Campos. She always goes beyond to help customers in need.
Great Customer service
CHRISTEL - Columbia, SC 29209
Always very courteous and understanding
Jacob - Aiken, SC 29803
Alma goes above and beyond to be nice to her customers. That is something that is not seen much anymore.
Great service
VIVIAN - Columbia, SC 29223
Most helpful & very professional.
Great
LATANVIA - Bennettsville, SC 29512
I was able to get help with my problem
Willing to work with me in these bad times
JAMES - Conway, SC 29527
Willing to work with me in these bad times
JAMES - Conway, SC 29527
Jude is great to work with in helping me during this uncertain time.
Great person
Jacob - Aiken, SC 29803
Alma Campos has gone above and beyond to help me with my problems. I really appreciate her.
Thank you Alma !!!
Quanesha - Taylors, SC 29687
Alma was such a great help !! Positive and bubbly attitude !! You need more people on your team like her !! (:
Excellent service
VIVIAN - Columbia, SC 29223
Very professional and extremely helpful.
Amazing!
WILLIAM - Ladson, SC 29456
This company is amazing to work with! Thank you Judy for all of your help!
Jude C.
ROBBY G.
ROBBY G.
Jude C.
Jude C.
ROBBY G.
ROBBY G.
ROBBY G.
ROBBY G.
Stillman .
CCI cst adv he cannot make payment in Oct, adv next pay date 11/15 ($50.00) adv added date 10/15/24 ($50.00) to plan to make up for missed payment-Stillman
Stillman .
cci cust adv she will payoff loan 10/14 adv can schedule payment ACH, cust she would rather make payment otp on 10/14-Stillman
Jude C.
Natasha W.
Wise Loan is requesting feedback on your overall experience with me today. I would greatly appreciate the completed review! Have a great day, and thank you for being a part of the Wise Loan Family😊
Jude C.
Natasha W.
Wise Loan is requesting feedback on your overall experience with me today. I would greatly appreciate the completed review! Have a great day, and thank you for being a part of the Wise Loan Family😊
ROBBY G.
ROBBY G.
Jude C.
Stillman .
cci cust adv hardship and in need of pay plan to payoff loan ($881.92) cust adv will start payments on 09/30 ($97.99), cust updated bank info-Stillman
Jude C.
Stillman .
cci cust set eCheck Payment scheduled ($341.88) on 09/09/2022. -Stillman
ROBBY G.
Jude C.
Jude C.
Natasha W.
Wise Loan is requesting feedback on your overall experience with me today. I would greatly appreciate the completed review! Have a great day, and thank you for being a part of the Wise Loan Family😊
Jude C.
Natasha W.
Wise Loan is requesting feedback on your overall experience with me today. I would greatly appreciate the completed review! Have a great day, and thank you for being a part of the Wise Loan Family😊
Jude C.
ROBBY G.