Loans for Bad Credit Idaho
Bad credit is a common experience. Unfortunately, there are many banks and financial institutions who refuse to work with anyone who has a low credit score. At Wise Loan, that’s not how we operate. You’ve got bills to pay and school loans to manage—you need cash. We proudly offer bad credit loans in Idaho.
Bad Credit Loans
There comes a time when everyone endures bad credit. With so many people in the same boat, it only makes sense to offer a bad credit loan in Idaho. Wise Loan is committed to offering everyone a shot at a safe and secure online loan—no matter your credit score.
How Do Bad Credit Loans Work?
A bad credit loan from Wise Loan is quick and easy to acquire. Once you put in your application, we’ll review your documents, and you’ll receive our decision fast. Then, you’ll receive the money in your checking account even faster.
For a bad credit loan in Idaho, call Wise Loan. We’re available at 800-516-7840!
How Much You Can Borrow
In the state of Idaho, Wise Loan offers loan amounts between $200 and $2000. You don’t necessarily need to have good credit to be approved at Wise Loan! Amounts, as well as approvals, are determined by several factors, including your credit and loan repayment history.
Flexible Payment Terms
With a Wise Loan installment loan, you get to pick the number of payments needed to pay off the loan. Idaho’s residents can choose from up to 12 monthly payments, 26 biweekly payments, 24 semimonthly payments, or 52 weekly payments. When choosing the payment terms, be sure to pick terms that accurately reflect your ability to pay.
Cash Back Rewards
By paying your Wise Loan back in a timely fashion in Idaho, you can earn cash-back rewards! For every $1000 borrowed and paid back on time, you could have $10 to $50 deposited into your Nest Egg savings account.
Terms and Conditions for Idaho
Always review the full terms and conditions and privacy policy before taking out a loan. Rates are calculated according to the rates allowed under the laws of Idaho. In addition, you may also be charged a late fee of $25 for payments after the due date. APR calculations are based on the number of days between the loan effective date and your first payment date, and they are provided in accordance with federal Truth in Lending laws. APRs may vary based on loan term. Please see your loan agreement for the APR and other terms applicable to your loan.
Local Reviews
for Coeur d'Alene,Boise,Pocatello,Ammon,Blackfoot,Caldwell,Carey,Jerome,Meridian,Mount HOME,Mountain Home,Nampa,New Plymouth,Plummer,Post Falls,Saint Anthony, ID
Excellent service!
CRAZY - Pocatello, ID 83201
This was an account opened through identity theft. Once I informed them of situation they where more than willing to help and provided me with all the important information I needed to take care of the situation. Thank you so so much!!!
Response from Wise Loan:
Crazy, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan
Above and beyond
DANA - Caldwell, ID 83605
Got an email, called and got Robby Glenn on the phone. Explained I had been trying to keep in contact about the payoff check from my bank and left a message for a call back last week, but never got one. He took everything to his supervisor and called me right back, less than 5 minutes, and told me everything was good. He by far has been one of the nicest people I have spoke with there.
Great service
CAROL - Pocatello, ID 83201
He was very kind and informative
Appreciation
DONALD - Boise, ID 83702
Thanks for working with me through this difficult time we're all going through.
Great Service professional and polite
Dale - Boise, ID 83703
Good service long wait on phone, super nice
Robert - Ammon, ID 83406
Overall good
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Natasha W.
Wise Loan is requesting feedback on your overall experience with me today. I would greatly appreciate the completed review! Have a great day, and thank you for being a part of the Wise Loan Family😊




Natasha W.
Wise Loan is requesting feedback on your overall experience with me today. I would greatly appreciate the completed review! Have a great day, and thank you for being a part of the Wise Loan Family😊




Natasha W.
Wise Loan is requesting feedback on your overall experience with me today. I would greatly appreciate the completed review! Have a great day, and thank you for being a part of the Wise Loan Family😊
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Alma C.
Please, tell us about your customer service experience with Alma @ Wise Loan. Thank you!













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Alma C.
Please, tell us about your awesome customer service experience with Alma. Thank you!