Loans for Bad Credit Idaho

Bad credit is a common experience. Unfortunately, there are many banks and financial institutions who refuse to work with anyone who has a low credit score. At Wise Loan, that’s not how we operate. You’ve got bills to pay and school loans to manage—you need cash. We proudly offer bad credit loans in Idaho.

Bad Credit Loans

There comes a time when everyone endures bad credit. With so many people in the same boat, it only makes sense to offer a bad credit loan in Idaho. Wise Loan is committed to offering everyone a shot at a safe and secure online loan—no matter your credit score.

How Do Bad Credit Loans Work?

A bad credit loan from Wise Loan is quick and easy to acquire. Once you put in your application, we’ll review your documents, and you’ll receive our decision fast. Then, you’ll receive the money in your checking account even faster.

For a bad credit loan in Idaho, call Wise Loan. We’re available at 800-516-7840!

How Much You Can Borrow

In the state of Idaho, Wise Loan offers loan amounts between $200 and $2000. You don’t necessarily need to have good credit to be approved at Wise Loan! Amounts, as well as approvals, are determined by several factors, including your credit and loan repayment history.

Flexible Payment Terms

With a Wise Loan installment loan, you get to pick the number of payments needed to pay off the loan. Idaho’s residents can choose from up to 12 monthly payments, 26 biweekly payments, 24 semimonthly payments, or 52 weekly payments. When choosing the payment terms, be sure to pick terms that accurately reflect your ability to pay.

Cash Back Rewards

By paying your Wise Loan back in a timely fashion in Idaho, you can earn cash-back rewards! For every $1000 borrowed and paid back on time, you could have $10 to $50 deposited into your Nest Egg savings account.

Terms and Conditions for Idaho

Always review the full terms and conditions and privacy policy before taking out a loan. Rates are calculated according to the rates allowed under the laws of Idaho. In addition, you may also be charged a late fee of $25 for payments after the due date. APR calculations are based on the number of days between the loan effective date and your first payment date, and they are provided in accordance with federal Truth in Lending laws. APRs may vary based on loan term. Please see your loan agreement for the APR and other terms applicable to your loan.