Get funds within 15 minutes
Already have an account?

Struggling with Less-Than-Perfect Credit? Bad Credit Loans in Delaware Are An Option.

Unlock financial freedom with bad credit loans in Delaware, regardless of your credit score. Begin your journey to financial improvement today.

  • Super Fast Loan Decision
  • Instant or Same-Day Funding
  • Positive Payment History Reported to the Credit Bureaus

Become a part of the growing community of Delawareans who have positively changed their financial situation.

What are Bad Credit Loans?

Bad credit loans are tailored for individuals with lower credit scores, typically 500-625. If this resonates with you, you could be a candidate for a loan with Wise Loan. These loans are essential, as a vital link to funds for emergencies, unexpected expenses, or personal financial growth. Contrary to standard loan offerings, bad credit loans in Delaware are specifically structured to meet the unique financial scenarios of each applicant. This offers a pathway to secure funds and enhance your economic health. With Wise Loan, loan amounts range from $500 to $1,500, providing the essential tools to navigate your financial journey effectively.

How It Works

Securing a bad credit loan in Delaware through Wise Loan is a smooth and straightforward process.

1

Apply for a Loan

Embark on the application journey with ease using our straightforward online application. Applications are open to anyone 18 or older with a checking account. 

2

Receive a Decision

Once your application is in, expect a prompt decision—often within minutes to an hour. Remember, we look beyond your credit score when making our assessment.

3

Get Funds

Upon approval, funds will be deposited into your account the same day, or the next business day. This ensures you get the financial relief you need promptly. Direct deposit is required for receiving your funds.

Why Choose Wise Loan?

Choosing Wise Loan for your Delaware bad credit loan means opting for a lender celebrated for its easy application process, exceptional customer service, and flexible repayment plans. We dedicate ourselves to providing personalized financial solutions tailored to fit your unique circumstances and objectives. Our exclusive Nest Egg program and cash-back rewards offer further benefits, encouraging timely payments and aiding in your financial safety net growth. With Wise Loan, you’re not just getting a loan; you’re taking a significant step toward a brighter and more secure financial future.

Types of Bad Credit Loans in Delaware


Venture into the diversity of loans in Delaware for bad credit, including payday, installment, and personal loans.

Payday Loans

Ideally suited for bridging short-term financial shortages, online payday loans deliver a prompt infusion of cash to sustain you till your forthcoming paycheck. These loans are generally small and crafted for rapid reimbursement.

Installment Loans

Installment loans provide a well-organized borrowing route featuring fixed repayment schedules over a designated period. They perfectly suit those in need of a more substantial financial injection coupled with the reassurance of consistent monthly payments.

Personal Loans

Due to their versatility, personal loans cater to various financial needs, from addressing sizable expenses to debt consolidation. They come with longer repayment terms, allowing you to utilize the funds according to your requirements.

What to Consider When Looking for Loans

In pursuing Delaware loans for bad credit, making choices that align with your financial health and future goals is paramount. Contemplate these critical aspects:

Interest Rates

Aim for loans with competitive interest rates that can be effortlessly accommodated within your financial plan.

Fees

Be vigilant of any upfront or hidden fees associated with the loan to avoid unforeseen expenses.

Repayment Terms

Search for loans that offer flexible repayment conditions tailored to your financial landscape while considering your monthly outlays.

Lender Reputation

Conduct thorough research on lenders to ascertain their reliability and track record of positive customer feedback.

An in-depth evaluation of these elements is crucial for acquiring a loan that meets your immediate needs and contributes positively to your long-term financial goals.

Eligibility Requirements in Delaware

To qualify for Delaware loans for bad credit, applicants must meet specific standards, demonstrating their capability to manage the loan responsibly. These requirements include:

Age

You must be at least 18 years old to apply.

Checking Account

 A valid checking account is mandatory for the application.

Direct Deposit

Direct deposit setup is crucial for receiving loan funds.

Income

Proof of income is necessary, proving your ability to repay the loan.

These criteria are designed to safeguard both the lending institution and the borrower, ensuring loans are granted to individuals who can use them wisely without further financial strain.

Hear From Our Customers

    • 4.8
    • 1,125 reviews
    • 4.5
    • 1,907 reviews
    • 4.9
    • 2,839 reviews

Reviews

Wise Loan Rated 4.8 out of 5 stars based on 1535 customer reviews

Customers say: The reviews exhibit a positive sentiment, with a majority of customers expressing satisfaction with the service provided by Wise Loans. Positive reviews frequently mention helpful and friendly customer service representatives, with specific praise for their professionalism, knowledge, and kindness. Customers also appreciate the ease of the application process and the quick turnaround time for loan approval and funding. Additionally, customers highlight the competitive interest rates and the overall positive experience with Wise Loans. Negative reviews are present but are less frequent and tend to focus on minor issues such as difficulty understanding certain aspects of the process or experiencing delays in communication. However, the overall tone of the reviews remains positive, with a clear majority expressing satisfaction with the services provided by Wise Loans.


Very nice




Review of Wise Loan

Vary professional and very nice

SlidellLA70460 30.32-89.8325

Response from Wise Loan:

George, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan


Thank you




Review of Wise Loan

Fast response and excelled at handling the issue.

ColumbiaSC29212 34.0725-81.22

Response from Wise Loan:

Jamar, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan


Good Service Rep




Review of Wise Loan

Rob was excellent in responding to my need and handled it swiftly and professionally.

ColumbiaSC29212 34.0725-81.22

Response from Wise Loan:

Jamar, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan


Excellent Service




Review of Wise Loan

Thank you for your attention. The advisors are very friendly, and I'm pleased with the payment flexibility.

HoustonTX77084 29.835-95.6975

Response from Wise Loan:

Cesar, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan


Excellent service




Review of Wise Loan

Excellent service

Port AcresTX77640 29.88-93.9775

Response from Wise Loan:

Richard, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan


Excellent and easy




Review of Wise Loan

BoiseID83705 43.57-116.225

Response from Wise Loan:

Megan, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan


Excellent Customer Service




Review of Wise Loan

Great Customer Service Assistant

El PasoTX79938 31.84-105.9225

Response from Wise Loan:

Evangeline, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan


Fantastic service




Review of Wise Loan

Great customer service

Twin LakesWI53181 42.5075-88.2375

Response from Wise Loan:

Kathleen, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan


Good Information Given




Review of Wise Loan

I was able to receive the information I called for. Although I was upset in the beginning, he was very pleasant and was able to give me the information I needed.

MilfordDE19963 38.935-75.3875

Response from Wise Loan:

Pamella, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan


Great Service




Review of Wise Loan

There an excellent company

MillsboroDE19966 38.5775-75.3175

Response from Wise Loan:

Fatima, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan


Excellent service




Review of Wise Loan

After my initial call got disconnected I spoke to Rey Tan when my second call was transferred. He was very helpful. He answered all of my questions and explained so I understood. I really appreciate his help today.

College StationTX77840 30.6175-96.3125

Response from Wise Loan:

Temika, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan


Excellent Service




Review of Wise Loan

Excellent Customer Service

El PasoTX79938 31.84-105.9225

Response from Wise Loan:

Evangeline, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan


Good job




Review of Wise Loan

He was helpful

ShreveportLA71104 32.485-93.73

Response from Wise Loan:

Sheila, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan


Excellent service




Review of Wise Loan

Great representative

HoustonTX77038 29.92-95.4475

Response from Wise Loan:

Glenda, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan


Excellent Serive




Review of Wise Loan

Thank you so much for all your help!

San AntonioTX78242 29.355-98.61

Response from Wise Loan:

Danielle, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan


Sheena U.

Sheena U.

Near Ballwin, MO 63021
Sheena U.

Sheena U.

Near Ballwin, MO 63021
Rey T.

Rey T.

Near Houston, TX 77016
Rey T.

Rey T.

Near Houston, TX 77016
ROBBY G.

ROBBY G.

Near Boise, ID 83704
ROBBY G.

ROBBY G.

Near Windsor, WI 53598
Olga S.

Olga S.

Near Tiger Bend Rd, Baton Rouge, LA 70817
Olga S.

Olga S.

Near Austin St, Grapevine, TX 76051
Sheena U.

Sheena U.

Near Houston, TX 77095
Sheena U.

Sheena U.

Near Savoy, TX 75479
Sheena U.

Sheena U.

Near Savoy, TX 75479
Sheena U.

Sheena U.

Near McKinney, TX 75071
Rey T.

Rey T.

Near Socorro, TX 79928
Rey T.

Rey T.

Near Socorro, TX 79928
Sheena U.

Sheena U.

Near Houston, TX 77038
ROBBY G.

ROBBY G.

Near Church Point, LA 70525
ROBBY G.

ROBBY G.

Near Austin, TX 78729
ROBBY G.

ROBBY G.

Near Newark, DE 19702
Sheena U.

Sheena U.

Near Slidell, LA 70460
Sheena U.

Sheena U.

Near Slidell, LA 70460
ROBBY G.

ROBBY G.

Near Houston, TX 77068
Jude C.

Jude C.

Near Shreveport, LA 71119
Jude C.

Jude C.

Near Columbia, SC 29212
Olga S.

Olga S.

Near Laurel Lake Dr, Conroe, TX 77384
ROBBY G.

ROBBY G.

Near Leander, TX 78641

Member of

Frequently Asked Questions

What is the Easiest Loan to Get in Delaware?

Payday loans are often the easiest online loans for those in Delaware facing credit issues. Characterized by less stringent qualification criteria than more conventional loans, they focus on your present capacity to repay rather than your credit history. Nonetheless, knowing their higher interest rates and brief repayment terms is essential to ensure they align with your immediate financial needs. Evaluating all your loan options is advisable before proceeding.

Can I Get a Loan if I Have Bad Credit?

Yes, getting a loan with bad credit in Delaware is possible. Wise Loan and other reputable online lenders specialize in assisting individuals with less-than-ideal credit by looking beyond credit scores to factors such as income and repayment ability. These bad credit loans are crafted to provide financial aid and a chance to improve your credit standing through consistent, on-time payments.

What is the Lowest Credit Score to Borrow?

The lowest credit score acceptable for loan approval varies by lender and loan type. In Delaware, some lenders may offer more flexibility regarding credit scores for online bad credit loans, focusing on your financial situation and repayment capability. A lower credit score could lead to higher interest rates and more stringent repayment terms, emphasizing the importance of meeting a lender’s qualifications before applying.

Resources

Apply for a Loan with Wise Loan

Start on the path to better financial health by applying for a Delaware bad credit loan with Wise Loan.