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Personal Loans in Texas

 

The time to take control of your finances is now. Whether you’re struggling to repay your student loans, looking to arrange the best wedding imaginable, or buying a new car, a personal loan in Texas could be the solution you need. Here at Wise Loan, we make applying for a personal loan easier than ever!

 

What Is a Personal Loan?

 

There is a lot of confusion around the various types of loans. A personal loan is a lump sum of money that you will receive upon being approved, which you then repay over monthly installments, with interest, until the full amount is repaid.

 

What Can I Pay for With A Personal Loan?

 

What you use your personal loan for is completely up to you. Once approved, you can use the money you receive for:

  • Debt Consolidation
  • Medical Bills
  • And so much more!

A personal loan is great for just about anything you need.

 

What’s the Difference Between a Personal Loan and a Line Of Credit?

 

A lot of people confuse a personal loan with a line of credit. They are quite similar, but a personal loan is a lump sum that you repay over time. A line of credit, on the other hand, is something from which you can withdraw, then repay, and then withdraw again.

 

Can I Get a Personal Loan with Bad Credit?

 

A lot of people have bad credit for a wide variety of reasons. Whatever the case, you’re still able to apply for and receive a personal loan. Here at Wise Loan, we have varying loan requirements and terms for those with poor credit.

If you’re ready to take charge of your finances and secure a personal loan in Texas, contact Wise Loan at 800-516-7840. Please take a moment to read our terms and conditions below for more information.

 

How Much You Can Borrow

 

In the state of Texas, Wise loan offers loan amounts between $200 – $2000. You don’t necessarily need to have good credit to be approved for a Wise Loan! Amounts, as well as approvals, are determined by several factors, including your credit and loan repayment history.

 

Flexible Payment Terms

 

With a Wise Loan installment loan, you get to pick the number of payments needed to pay off the loan. Texas residents can choose from up to 12 monthly payments, 26 bi-weekly payments, 24 semi-monthly payments or 52 weekly payments. When choosing the payment terms, be sure to pick terms that accurately reflect your ability to pay.

 

Cash Back Rewards

 

A Wise Loan installment loan can be used for emergency or unexpected expenses. Annual Percentage Rates (APRs) will differ depending on several factors. Quicker payoffs will result in lower rates. For more information, see an example repayment schedule of a Wise Loan.

 

Terms And Conditions For Texas

 

Always review the full terms and conditions and privacy policy before taking out a loan. Rates are calculated according to the rates allowed under the laws of Texas. In addition, you may also be charged a late fee of $20 for payments after the due date. APR calculations are based on your first payment date being 14 days from the loan effective date and are provided in accordance with federal Truth in Lending laws. APRs may vary based on loan term. Please see your loan agreement for the APR and other terms applicable to your loan.

Local Reviews
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Wise Loan Rated 4.8 out of 5 stars based on 638 customer reviews

Map of Katy, TX 77493

Awesome service




Review of Wise Loan

Great service

KatyTX77493 29.8775-95.7875

Response from Wise Loan:

Joseph, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Map of McKinney, TX 75070

Ms




Review of Wise Loan

Great customer service

McKinneyTX75070 33.16-96.68

Response from Wise Loan:

Timeka, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Map of Houston, TX 77054

Excellent Service




Review of Wise Loan

Agent was friendly, answered my questions & was able to take care of my reason for calling

HoustonTX77054 29.685-95.4

Response from Wise Loan:

Jacqueline, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Map of Grand Prairie, TX 75051

Excellent and kind service!!




Review of Wise Loan

Grand PrairieTX75051 32.7325-96.99

Response from Wise Loan:

Maricela, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Map of Irving, TX 75039

5 Stars




Review of Wise Loan

Robbie is the best fast and efficient

IrvingTX75039 32.8925-96.9475

Response from Wise Loan:

Kentrica, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Map of San Antonio, TX 78213

Excellent service!!




Review of Wise Loan

Thank you for working with me!

San AntonioTX78213 29.4975-98.5225

Response from Wise Loan:

Rosemary, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Map of Carrollton, TX 75010

Excellent work!




Review of Wise Loan

Robbie was great!!!

CarrolltonTX75010 33.0275-96.9275

Response from Wise Loan:

Richard, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Map of Cypress, TX 77433

Excellent Service




Review of Wise Loan

Robby is completely understandable about your situation and goes above and beyond to try to work with you on handling the matter where you are satisfied.

CypressTX77433 29.965-95.75

Response from Wise Loan:

Cheryl, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Map of Fort Worth, TX 76102

Excellent service




Review of Wise Loan

Robby was very helpful and detailed in assisting me with my pay off.

Fort WorthTX76102 32.7575-97.325

Response from Wise Loan:

Mcarthur, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Map of Garland, TX 75043

Consistently Excellent Service




Review of Wise Loan

I have been working with Jude for several months. He is extremely knowledgeable, personable, and professional. He takes time to ensure all my questions are answered completely and correctly. I’m truly impressed by his willingness to go above and beyond each time we speak.

GarlandTX75043 32.85-96.59

Response from Wise Loan:

Yolande, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Excellent service




Review of Wise Loan

Rep was patience and explained everything to me about my loan

LewisvilleTX75067 33.01-96.985

Response from Wise Loan:

Tracey, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Great Service




Review of Wise Loan

Very kind and professional..

HoustonTX77014 29.98-95.44

Response from Wise Loan:

David, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Great service




Review of Wise Loan

HoustonTX77042 29.725-95.5575

Response from Wise Loan:

Cleo, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Muy bien servicio




Review of Wise Loan

KatyTX77449 29.825-95.75

Response from Wise Loan:

Edgar, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Excellent service!




Review of Wise Loan

DonnaTX78537 26.2475-98.0725

Response from Wise Loan:

Juan, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Excellent service




Review of Wise Loan

Awesome experience, would definitely recommend

San AntonioTX78251 29.465-98.6775

Response from Wise Loan:

Adriana, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Excellent Service!




Review of Wise Loan

Excellent Customer Service. Olga was extremely helpful and courteous.

WeatherfordTX76088 32.81-97.8375

Response from Wise Loan:

Teresa, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Excelente 👌




Review of Wise Loan

EXCELLEN

HoustonTX77072 29.6975-95.5975

Response from Wise Loan:

Alexander, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Excellent service




Review of Wise Loan

Customer service was very polite, efficient and very helpful.

McKinneyTX75070 33.16-96.68

Response from Wise Loan:

Barbara, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Always professional




Review of Wise Loan

Professional, courteous, and friendly service!

GarlandTX75043 32.85-96.59

Response from Wise Loan:

Yolande, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Jude C.

Jude C.

Near Mesquite, TX 75150
ROBBY G.

ROBBY G.

Near McKinney, TX 75072
Trent T.

Trent T.

Hello, this is Trent, the person who assisted you today. Would you mind taking this survey about my performance today? Because we would know what high-quality services I provide to customers, it would be greatly appreciated.

Near E McKinney St, Denton, TX 76209
Jude C.

Jude C.

Near Edinburg, TX 78542
Trent T.

Trent T.

I will be sending you a review request in reference to my service today. Your response will be sent to our higher management on how I am performing. If you have any free time to complete it, I would greatly appreciate it.

Near Grand Prairie, TX 75051
Jude C.

Jude C.

Near Bedford, TX 76021
Jude C.

Jude C.

Near Round Rock, TX 78665
Jude C.

Jude C.

Near Garland, TX 75044
Jude C.

Jude C.

Near Austin, TX 78704
Olga S.

Olga S.

Near Dobbs Ave, Odessa, TX 79761
Olga S.

Olga S.

Near Murrelet Way, Pflugerville, TX 78660
Olga S.

Olga S.

Near Aspen St, Amarillo, TX 79106
Olga S.

Olga S.

Near Aspen St, Amarillo, TX 79106
Olga S.

Olga S.

Near Aspen St, Amarillo, TX 79106
Olga S.

Olga S.

Near E Meadows Blvd, Mesquite, TX 75150
Olga S.

Olga S.

Near W Spring Creek Pkwy, Plano, TX 75023
Olga S.

Olga S.

Near Roos Rd, Houston, TX 77074
ROBBY G.

ROBBY G.

Near Richmond, TX 77406
Trent T.

Trent T.

I will be sending you a review request in reference to my service today. Your response will be sent to our higher management on how I am performing. If you have any free time to complete it, I would greatly appreciate it.

Near Main St, Dallas, TX 75201
Trent T.

Trent T.

I will be sending you a review request in reference to my service today. Your response will be sent to our higher management on how I am performing. If you have any free time to complete it, I would greatly appreciate it.

Near Cordgrass Prairie Ln, Katy, TX 77493
Jude C.

Jude C.

Near Fort Worth, TX 76132
ROBBY G.

ROBBY G.

Near The Woodlands, TX 77375
ROBBY G.

ROBBY G.

Near Grand Prairie, TX 75050
ROBBY G.

ROBBY G.

Near Spring, TX 77388
Trent T.

Trent T.

I will be sending you a review request in reference to my service today. Your response will be sent to our higher management on how I am performing. If you have any free time to complete it, I would greatly appreciate it.

Near Regency Cir, Fort Worth, TX 76137
Jude C.

Jude C.

Near Cypress, TX 77433
Jude C.

Jude C.

Near San Antonio, TX 78213
ROBBY G.

ROBBY G.

Near Rowlett, TX 75089
ROBBY G.

ROBBY G.

Near Rowlett, TX 75089
Trent T.

Trent T.

I will be sending you a review request in reference to my service today. Your response will be sent to our higher management on how I am performing. If you have any free time to complete it, I would greatly appreciate it.

Near W Spring Creek Pkwy, Plano, TX 75023