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Personal Loans in Texas


The time to take control of your finances is now. Whether you’re struggling to repay your student loans, looking to arrange the best wedding imaginable, or buying a new car, a personal loan in Texas could be the solution you need. Here at Wise Loan, we make applying for a personal loan easier than ever!


What Is a Personal Loan?


There is a lot of confusion around the various types of loans. A personal loan is a lump sum of money that you will receive upon being approved, which you then repay over monthly installments, with interest, until the full amount is repaid.


What Can I Pay for With A Personal Loan?


What you use your personal loan for is completely up to you. Once approved, you can use the money you receive for:

  • Debt Consolidation
  • Medical Bills
  • And so much more!

A personal loan is great for just about anything you need.


What’s the Difference Between a Personal Loan and a Line Of Credit?


A lot of people confuse a personal loan with a line of credit. They are quite similar, but a personal loan is a lump sum that you repay over time. A line of credit, on the other hand, is something from which you can withdraw, then repay, and then withdraw again.


Can I Get a Personal Loan with Bad Credit?


A lot of people have bad credit for a wide variety of reasons. Whatever the case, you’re still able to apply for and receive a personal loan. Here at Wise Loan, we have varying loan requirements and terms for those with poor credit.

If you’re ready to take charge of your finances and secure a personal loan in Texas, contact Wise Loan at 800-516-7840. Please take a moment to read our terms and conditions below for more information.


How Much You Can Borrow


In the state of Texas, Wise loan offers loan amounts between $200 – $2000. You don’t necessarily need to have good credit to be approved for a Wise Loan! Amounts, as well as approvals, are determined by several factors, including your credit and loan repayment history.


Flexible Payment Terms


With a Wise Loan installment loan, you get to pick the number of payments needed to pay off the loan. Texas residents can choose from up to 12 monthly payments, 26 bi-weekly payments, 24 semi-monthly payments or 52 weekly payments. When choosing the payment terms, be sure to pick terms that accurately reflect your ability to pay.


Cash Back Rewards


A Wise Loan installment loan can be used for emergency or unexpected expenses. Annual Percentage Rates (APRs) will differ depending on several factors. Quicker payoffs will result in lower rates. For more information, see an example repayment schedule of a Wise Loan.


Terms And Conditions For Texas


Always review the full terms and conditions and privacy policy before taking out a loan. Rates are calculated according to the rates allowed under the laws of Texas. In addition, you may also be charged a late fee of $20 for payments after the due date. APR calculations are based on your first payment date being 14 days from the loan effective date and are provided in accordance with federal Truth in Lending laws. APRs may vary based on loan term. Please see your loan agreement for the APR and other terms applicable to your loan.