Personal Loans in South Carolina
Whether you’re hoping to take a much-needed vacation or pay off your student loans sooner, a personal loan is a surefire solution. Here at Wise Loan, we make online personal loans in South Carolina easier and more intuitive than ever before. You can easily apply and receive a quick response!
What Is a Personal Loan?
A personal loan is money you can borrow from an online lender. With a personal loan, you agree to repay the full amount, with interest, over a fixed period. This period generally ranges from two to five years. The APR can vary depending on a few factors, but we’ll go over that with you personally.
What Can I Pay for With a Personal Loan?
It’s your money – once approved. The majority of our clients wind up using their personal loans for:
- Vacation
- Debt Consolidation
- Home Renovations
- Weddings
- Medical Expenses
- Etc.
How you use your personal loan is completely up to you!
What’s the Difference Between a Personal Loan and a Line Of Credit?
A lot of people confuse a personal loan with a line of credit. They are very similar and yet, incredibly different at the same time. First off, a personal loan, which we specialize in, is a lump sum of money that you repay over a fixed term. A line of credit, on the other hand, is a series of small payments that you withdraw, repay, and then withdraw once more as needed.
Can I Get a Personal Loan with Bad Credit?
Absolutely. A lot of people have bad or low credit these days due to financial circumstances. With Wise Loan, anyone is able to receive a personal loan under the right conditions. We offer various loan-qualification terms and requirements to help you receive the loan you need.
If you’re ready to secure an online personal loan in South Carolina, contact Wise Loan at 800-516-7840. Take a moment to read our terms and conditions below for more information.
How Much You Can Borrow
In the state of South Carolina, Wise loan offers loan amounts between $200 – $2000. You don’t necessarily need to have good credit to be approved for a Wise Loan! Amounts, as well as approvals, are determined by several factors including your credit and loan repayment history.
Flexible Payment Terms
With a Wise Loan installment loan, you get to pick the number of payments needed to pay off the loan. South Carolina residents can choose from up to 12 monthly payments, 26 bi-weekly payments, 24 semi-monthly payments or 52 weekly payments. When choosing the payment terms, be sure to pick terms that accurately reflect your ability to pay.
Cash Back Rewards
A Wise Loan installment loan is an expensive form of credit and should be used only when necessary for emergency or unexpected expenses. Annual Percentage Rates (APRs) will differ depending on several factors. Quicker payoffs will result in lower rates. For more information, see an example repayment schedule of a Wise Loan.
Terms And Conditions For South Carolina
Always review the full terms and conditions and privacy policy before taking out a loan. Rates are calculated according to the rates allowed under the laws of South Carolina. In addition, you may also be charged a late fee of $20 for payments after the due date. APR calculations are based on your first payment date being 14 days from the loan effective date and are provided in accordance with federal Truth in Lending laws. APRs may vary based on loan term. Please see your loan agreement for the APR and other terms applicable to your loan.
Local Reviews
for Columbia,Spartanburg,Charleston,Simpsonville,Summerville,Saint George,Greenville,North Charleston,Rock Hill,Taylors,Lexington,Pickens,Beaufort,Effingham,Florence,Fort Mill,Graniteville,Greenwood,Greer,Kershaw,Liberty,Moncks Corner,Mount Pleasant,Newberry,Pelzer,Prosperity,Travelers Rest,Walterboro,Bennettsville,Bishopville,Clemson,Conway,Easley,Gaffney,Hanahan,Hilton Head Island,Irmo,Kingstree,Ladson,Lamar,Murrells Inlet,Myrtle Beach,Ninety Six,Pauline,Sumter,Aiken,Anderson,Andrews,Batesburg-Leesville,Beech Island,Boiling Springs,Cayce,Cheraw,Chesnee,Chester,Cope,Cowpens,Dalzell,Elgin,Ft Mill,Goose Creek,Gray Court,Hollywood,Honea Path,Hopkins,Inman,Johnsonville,Lancaster,Leesville,Manning,Mauldin,North Myrtle Beach,Pawleys Island,Richburg,Salem,Salters,Scranton,Sheldon,Society Hill,Springfield,Summerton,Swansea,Timmonsville,Whitmire,Yemassee,York, SC
informed and concise with friendly attitude!
EDWARD - Hilton Head Island, SC 29926
Response from Wise Loan:
Edward, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan
Good Man
SHAUN - Ladson, SC 29456
Robby was very dear to my concerns. Much appreciated.
Response from Wise Loan:
Shaun, thank you for sharing your experience. At Wise Loan, we strive to go the extra mile to support our customers. If you have any future questions or require assistance, please don't hesitate to reach out to [email protected]. Best regards. -Wise Loan
Great service
TINA - Dalzell, SC 29040
Response from Wise Loan:
Tina, thank you for sharing your experience. We're so glad you were able to experience great service. If there's anything you need assistance with, please contact 800.516.7840. Best regards. -Wise Loan
Great Service
MARIA - Greenville, SC 29615
I had to change my payment date and was very pleased with the person I spoke with. He allowed me to do it and was very understanding.
Response from Wise Loan:
Maria, thank you for sharing your experience. We strive to go the extra mile for our customers and are happy we were able to assist you with flexible payment dates. If you have any future questions, please don't hesitate to reach out to 800.516.7840 or email [email protected]. Best regards. -Wise Loan
Excellent!
BillyTraci - Ladson, SC 29456
This is a great company if your in a pinch!
Response from Wise Loan:
Billy, thank you for sharing your experience. We're so glad we were able to help you "in a pinch!" If you have any further needs or questions, please don't hesitate to reach out to our call center at 800.516.7840. Best regards! -Wise Loan
Great customer service
SHAUN - Ladson, SC 29456
Everything I needed he helped me with. 10
Response from Wise Loan:
Shaun, thank you for your sharing your experience about our customer service. At Wise Loan, our goal is to make our customers' financial life better and to be a transparent advocate. If there's anything else we can do for you in the future, please do not hesitate to call us at (800) 516-7840. Best regards! -Wise Loan
Outstanding service
JAMES - Columbia, SC 29229
Answered my questions
Great service and kind
CHRISTI - Columbia, SC 29223
Great service
CEDRIC - Fort Mill, SC 29715
Robbie was professional and polite. Appreciate the call.
A nice and very pleasant experience
JACOB - Summerville, SC 29486
Great service always really nice and courteous
Jacob - Aiken, SC 29803
If anyone needs a loan please consider going through Ms. Campos. She always goes beyond to help customers in need.
Great Customer service
CHRISTEL - Columbia, SC 29209
Always very courteous and understanding
Jacob - Aiken, SC 29803
Alma goes above and beyond to be nice to her customers. That is something that is not seen much anymore.
Great service
VIVIAN - Columbia, SC 29223
Most helpful & very professional.
Great
LATANVIA - Bennettsville, SC 29512
I was able to get help with my problem
Willing to work with me in these bad times
JAMES - Conway, SC 29527
Willing to work with me in these bad times
JAMES - Conway, SC 29527
Jude is great to work with in helping me during this uncertain time.
Great person
Jacob - Aiken, SC 29803
Alma Campos has gone above and beyond to help me with my problems. I really appreciate her.
Thank you Alma !!!
Quanesha - Taylors, SC 29687
Alma was such a great help !! Positive and bubbly attitude !! You need more people on your team like her !! (:
Excellent service
VIVIAN - Columbia, SC 29223
Very professional and extremely helpful.
ROBBY G.
Olga S.
ROBBY G.
Jude C.
ROBBY G.
ROBBY G.
ROBBY G.
ROBBY G.
ROBBY G.
Jude C.
ROBBY G.
ROBBY G.
Jude C.
ROBBY G.
ROBBY G.
Jude C.
Jude C.
ROBBY G.
ROBBY G.
Jude C.
Jude C.
ROBBY G.
ROBBY G.
ROBBY G.
ROBBY G.
Stillman .
CCI cst adv he cannot make payment in Oct, adv next pay date 11/15 ($50.00) adv added date 10/15/24 ($50.00) to plan to make up for missed payment-Stillman
Stillman .
cci cust adv she will payoff loan 10/14 adv can schedule payment ACH, cust she would rather make payment otp on 10/14-Stillman
Jude C.
Natasha W.
Wise Loan is requesting feedback on your overall experience with me today. I would greatly appreciate the completed review! Have a great day, and thank you for being a part of the Wise Loan Family😊