Instant Funding is NOW AVAILABLE! Click Here for More Information.

Same Day Loan Decision

Money in 24 Hours

Easy, Flexible Payment Terms

Personal Loans in South Carolina

 

Whether you’re hoping to take a much-needed vacation or pay off your student loans sooner, a personal loan is a surefire solution. Here at Wise Loan, we make online personal loans in South Carolina easier and more intuitive than ever before. You can easily apply and receive a quick response!

 

What Is a Personal Loan?

A personal loan is money you can borrow from an online lender. With a personal loan, you agree to repay the full amount, with interest, over a fixed period. This period generally ranges from two to five years. The APR can vary depending on a few factors, but we’ll go over that with you personally.

 

What Can I Pay for With a Personal Loan?

It’s your money – once approved. The majority of our clients wind up using their personal loans for:

  • Vacation
  • Debt Consolidation
  • Home Renovations
  • Weddings
  • Medical Expenses
  • Etc.

How you use your personal loan is completely up to you!

 

What’s the Difference Between a Personal Loan and a Line Of Credit?

A lot of people confuse a personal loan with a line of credit. They are very similar and yet, incredibly different at the same time. First off, a personal loan, which we specialize in, is a lump sum of money that you repay over a fixed term. A line of credit, on the other hand, is a series of small payments that you withdraw, repay, and then withdraw once more as needed.

 

Can I Get a Personal Loan with Bad Credit?

Absolutely. A lot of people have bad or low credit these days due to financial circumstances. With Wise Loan, anyone is able to receive a personal loan under the right conditions. We offer various loan-qualification terms and requirements to help you receive the loan you need.

If you’re ready to secure an online personal loan in South Carolina, contact Wise Loan at 800-516-7840. Take a moment to read our terms and conditions below for more information.

 

How Much You Can Borrow

In the state of South Carolina, Wise loan offers loan amounts between $200 – $2000. You don’t necessarily need to have good credit to be approved for a Wise Loan! Amounts, as well as approvals, are determined by several factors including your credit and loan repayment history.

 

Flexible Payment Terms

With a Wise Loan installment loan, you get to pick the number of payments needed to pay off the loan. South Carolina residents can choose from up to 12 monthly payments, 26 bi-weekly payments, 24 semi-monthly payments or 52 weekly payments. When choosing the payment terms, be sure to pick terms that accurately reflect your ability to pay.

 

Cash Back Rewards

A Wise Loan installment loan is an expensive form of credit and should be used only when necessary for emergency or unexpected expenses. Annual Percentage Rates (APRs) will differ depending on several factors. Quicker payoffs will result in lower rates. For more information, see an example repayment schedule of a Wise Loan.

 

Terms And Conditions For South Carolina

Always review the full terms and conditions and privacy policy before taking out a loan. Rates are calculated according to the rates allowed under the laws of South Carolina. In addition, you may also be charged a late fee of $20 for payments after the due date. APR calculations are based on your first payment date being 14 days from the loan effective date and are provided in accordance with federal Truth in Lending laws. APRs may vary based on loan term. Please see your loan agreement for the APR and other terms applicable to your loan.

Local Reviews
for Columbia,Spartanburg,Charleston,Simpsonville,Summerville,Saint George,Greenville,North Charleston,Rock Hill,Taylors,Lexington,Pickens,Beaufort,Effingham,Florence,Fort Mill,Graniteville,Greenwood,Greer,Kershaw,Liberty,Moncks Corner,Mount Pleasant,Newberry,Pelzer,Prosperity,Travelers Rest,Walterboro,Bennettsville,Bishopville,Clemson,Conway,Easley,Gaffney,Hanahan,Hilton Head Island,Irmo,Kingstree,Ladson,Lamar,Murrells Inlet,Myrtle Beach,Ninety Six,Pauline,Sumter,Aiken,Anderson,Andrews,Batesburg-Leesville,Beech Island,Boiling Springs,Cayce,Cheraw,Chesnee,Chester,Cope,Cowpens,Dalzell,Elgin,Ft Mill,Goose Creek,Gray Court,Hollywood,Honea Path,Hopkins,Inman,Johnsonville,Lancaster,Leesville,Manning,Mauldin,North Myrtle Beach,Pawleys Island,Richburg,Salem,Salters,Scranton,Sheldon,Society Hill,Springfield,Summerton,Swansea,Timmonsville,Whitmire,Yemassee,York, SC

Wise Loan Rated 4.8 out of 5 stars based on 69 customer reviews

Map of Summerville, SC

A nice and very pleasant experience




Review of Wise Loan


Map of Aiken, SC

Great service always really nice and courteous




Review of Wise Loan

If anyone needs a loan please consider going through Ms. Campos. She always goes beyond to help customers in need.


Map of Columbia, SC

Great Customer service




Review of Wise Loan


Map of Aiken, SC

Always very courteous and understanding




Review of Wise Loan

Alma goes above and beyond to be nice to her customers. That is something that is not seen much anymore.


Map of Columbia, SC

Great service




Review of Wise Loan

Most helpful & very professional.


Map of Bennettsville, SC

Great




Review of Wise Loan

I was able to get help with my problem


Map of Conway, SC

Willing to work with me in these bad times




Review of Wise Loan


Map of Conway, SC

Willing to work with me in these bad times




Review of Wise Loan

Jude is great to work with in helping me during this uncertain time.


Map of Aiken, SC

Great person




Review of Wise Loan

Alma Campos has gone above and beyond to help me with my problems. I really appreciate her.


Map of Taylors, SC

Thank you Alma !!!




Review of Wise Loan

Alma was such a great help !! Positive and bubbly attitude !! You need more people on your team like her !! (:


Excellent service




Review of Wise Loan

Very professional and extremely helpful.


Amazing!




Review of Wise Loan

This company is amazing to work with! Thank you Judy for all of your help!


Big help, much appreciated




Review of Wise Loan

Ms. Alma went above and beyond to help me with my problem.


Great Customer Service!!!




Review of Wise Loan

Alma C. was amazing and made me feel comfortable taking care of my loan questions


Great Service and he was completely understanding of my situation. He also gave me great advice on my




Review of Wise Loan


Excellent support and assistance




Review of Wise Loan

Was very satisfied with the service and would use it again.Also would recommend them to a friend.


Rep was awesome




Review of Wise Loan

Rep very patient and friendly


Awesome friendly service!!




Review of Wise Loan


Great Service!




Review of Wise Loan

Kam was very helpful and has an amazing personality! He made my loan process quick and easy! He went out and beyond to meet my needs!


Good service.




Review of Wise Loan


Jude .

Jude .

Near Moncks Corner, SC 29461
ROBBY G.

ROBBY G.

Near Anderson, SC 29625
ROBBY G.

ROBBY G.

Near Taylors, SC 29687
Jude .

Jude .

Near Easley, SC 29640
Jude .

Jude .

Near Goose Creek, SC 29445
Jude .

Jude .

Near Rock Hill, SC 29730
Jude .

Jude .

Near Columbia, SC 29223
ROBBY G.

ROBBY G.

Near Summerville, SC 29486
ROBBY G.

ROBBY G.

Near Cowpens, SC 29330
Jude .

Jude .

Near Gaffney, SC 29340
Jude .

Jude .

Near Summerville, SC 29486
Jude .

Jude .

Near Myrtle Beach, SC 29579
ROBBY G.

ROBBY G.

Near Lancaster, SC 29720
Jude .

Jude .

Near Greenville, SC 29615
Jude .

Jude .

Near Graniteville, SC 29829
Jude .

Jude .

Near Cheraw, SC 29520
ROBBY G.

ROBBY G.

Near Ladson, SC 29485
Jude .

Jude .

Near Mount Pleasant, SC 29464
ROBBY G.

ROBBY G.

Near Fort Mill, SC 29708
Jude .

Jude .

Near Myrtle Beach, SC 29579
Jude .

Jude .

Near Greer, SC 29651
ROBBY G.

ROBBY G.

Near Summerville, SC 29486
Alma C.

Alma C.

Please, tell us about your AWESOME customer service experience with Alma @ Wise Loan. Thank you!

Near Taylors, SC 29687
ROBBY G.

ROBBY G.

Near Columbia, SC 29229
Jude .

Jude .

Near Myrtle Beach, SC 29579
Jude .

Jude .

Near Rock Hill, SC 29730
Alma C.

Alma C.

Please, tell us about your customer service experience with Alma @ Wise Loan. Thank you!

Near Aiken, SC 29803
ROBBY G.

ROBBY G.

Near Columbia, SC 29210
Alma C.

Alma C.

Please, tell us about your customer service experience with Alma @ Wise Loan. Thank you!

Near Pelzer, SC 29669
Jude .

Jude .

Near Columbia, SC 29209