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Personal Loans in Missouri

Life can throw you a curveball now and then. That curveball could cost quite a bit of money, such as a medical emergency or the need for a new car. Whatever the case, an online personal loan in Missouri may be the answer you need. Here at Wise Loan, we make securing an online loan easier than ever before!

What Is a Personal Loan?

A personal loan is a lump sum of money borrowed from an online lender (like Wise Loan) that you repay over time.

What Can I Pay for With A Personal Loan?

A lot of consumers are curious to know what a personal loan can be used for. Well, the answer is quite broad. Once you apply for and are accepted to receive a personal loan, the money is yours as long as you make your monthly payments. You can use a personal loan for:

  • Weddings
  • Social Events
  • Debt Consolidation
  • Medical Bills
  • Home Renovations
  • School Loans
  • And more!

What’s the Difference Between A Personal Loan and a Line Of Credit?

Many people don’t realize that the key difference between a personal loan and a line of credit is that a personal loan is a lump sum. You receive the full amount upon being approved for the loan. Then, you repay the amount over time. With a line of credit, you can take out the amount you need, then repay that amount, and so on.

Can I Get a Personal Loan with Bad Credit?

It is entirely possible to receive a personal loan with bad credit. Here at Wise Loan, we offer various loan requirements and qualification terms to help those with low credit scores. You have options!

For an online personal loan in Missouri, contact Wise Loan by calling 800-516-7840. Please take some time to read through our terms and conditions below.

How Much You Can Borrow

In the state of Missouri, Wise loan offers loan amounts between $200 – $2000. You don’t necessarily need to have good credit to be approved for a Wise Loan! Amounts, as well as approvals, are determined by several factors including your credit and loan repayment history.

Flexible Payment Terms

With a Wise Loan installment loan, you get to pick the number of payments needed to pay off the loan. Missouri residents can choose from up to 12 monthly payments, 26 bi-weekly payments, 24 semi-monthly payments or 52 weekly payments. When choosing the payment terms, be sure to pick terms that accurately reflect your ability to pay.

Cash Back Rewards

Wise Loan Annual Percentage Rates (APRs) will differ depending on several factors. Quicker payoffs will result in lower rates. For more information, see an example repayment schedule of a Wise Loan.

Terms And Conditions For Missouri

Always review the full terms and conditions and privacy policy before taking out a loan. Rates are calculated according to the rates allowed under the laws of Missouri. In addition, you may also be charged a late fee of $20 for payments after the due date. APR calculations are based on your first payment date being 14 days from the loan effective date and are provided in accordance with federal Truth in Lending laws. APRs may vary based on loan term. Please see your loan agreement for the APR and other terms applicable to your loan.

Local Reviews
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Wise Loan Rated 4.8 out of 5 stars based on 55 customer reviews

Map of Kansas City, MO 64130

great service




Review of Wise Loan

Really appreciate her time and patience

Kansas CityMO64130 39.0425-94.555

Response from Wise Loan:

Darryl, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Map of Kansas City, MO 64117

Great service




Review of Wise Loan

First person was unable to see what I needed to know but got in touch with some one else that could help. Bothe were curtious and helpful

Kansas CityMO64117 39.1675-94.5

Response from Wise Loan:

Cheri, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Map of Kansas City, MO 64117

Great experience




Review of Wise Loan

I am in a very rough place financially and Trent was able to find a solution that would help. He was curtious and empathetic, as well as proffesional.

Kansas CityMO64117 39.1675-94.5

Response from Wise Loan:

Cheri, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Map of St. Louis, MO 63115

Great service




Review of Wise Loan

I was able to get my issue resolved.

St. LouisMO63115 38.68-90.2375

Response from Wise Loan:

Bonnie, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Map of St. Louis, MO 63139

Excellent Service!!




Review of Wise Loan

Robby is always great to work with!!

St. LouisMO63139 38.615-90.295

Response from Wise Loan:

Victoria, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Map of St. Louis, MO 63103

Excellent Service




Review of Wise Loan

Have been using this site for a while. Love it. Profesional

St. LouisMO63103 38.63-90.2175

Response from Wise Loan:

Lettie, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Map of Columbia, MO 65203

Sherry




Review of Wise Loan

Robby was very helpful.

ColumbiaMO65203 38.955-92.3725

Response from Wise Loan:

Sherry, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Map of Kansas City, MO 64118

Unsatisfied




Review of Wise Loan

On my last loan I was charged overage because your systems did something from essential and wise getting corresponding from both and my last payment came out wasn't recognized so I called said they fixed the probable asked for my nest egg to be refunded to me and they took out the last payment again with my nest egg amount smh

Kansas CityMO64118 39.22-94.5725

Response from Wise Loan:

Latocia, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. We will contact you within 24 hours; otherwise, do not hesitate to contact us directly at (800) 516-7840 or email us at [email protected]. Best regards, The Call Center


Map of St. Peters, MO 63376

Excellent Service




Review of Wise Loan

Robby worked with me to get this loan paid off. It was a huge relief. Thank you.

St. PetersMO63376 38.7875-90.63

Response from Wise Loan:

Sherry, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Map of Kansas City, MO 64118

Great Service




Review of Wise Loan

Kansas CityMO64118 39.22-94.5725

Response from Wise Loan:

Latocia, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Excellent service!




Review of Wise Loan

St. LouisMO63139 38.615-90.295

Response from Wise Loan:

Jennifer, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


👍👍👍




Review of Wise Loan

Amazing service

FlorissantMO63031 38.81-90.3475

Response from Wise Loan:

Jasmine, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Missed Payment




Review of Wise Loan

The lender didn’t take my payment and it I don’t understand how it’s my fault.

Kansas CityMO64109 39.06-94.56

Response from Wise Loan:

Shavonne, thank you for sharing your experience with us. We apologize for the inconvenience this has caused you. One of our team members will reach out to assist. In the meantime, if you have any questions or concerns, please reach out to us via email at [email protected] or call 800.516.7840. Best regards. -The Call Center


Great service!




Review of Wise Loan

St. LouisMO63128 38.465-90.375

Response from Wise Loan:

Anita, thank you for sharing your experience. We're so glad we were able to provide great service. If you have any questions in the future, please don't hesitate to reach out to 800.516.7840. Best regards. -Wise Loan


Good experience




Review of Wise Loan

Good job

North Kansas CityMO64116 39.1575-94.5725

Response from Wise Loan:

Jeffrey, thank you for sharing your experience. At Wise Loan, we strive to go the extra mile to help our customers. If there's anything we can do for you in the future, please reach out to us at 800.516.7840. Best regards. -Wise Loan


Horrible




Review of Wise Loan

Con find another loan.

Kansas CityMO64134 38.925-94.505

Response from Wise Loan:

Donnie, we appreciate the feedback you've shared and apologize that your experience was not excellent. One of our team members will be reaching out to you to resolve this issue. If there's anything we can do for you in the meantime, please contact us at [email protected] or call 800.516.7840. Best Regards! -The Call Center


Awesome customer service




Review of Wise Loan

RaytownMO64133 39.0175-94.45

Great Service




Review of Wise Loan

TroyMO63379 39.025-90.945

Satisfied customer




Review of Wise Loan

Jude was very knowledgeable and provided me with alternative solutions to my problems. I thank him for his patience and concerns.

FlorissantMO63033 38.79-90.29

Great company




Review of Wise Loan

UnionMO63084 38.4175-91

Jude C.

Jude C.

Near Independence, MO 64050
ROBBY G.

ROBBY G.

Near Kansas City, MO 64128
ROBBY G.

ROBBY G.

Near St. Peters, MO 63376
Jude C.

Jude C.

Near Kansas City, MO 64130
Olga S.

Olga S.

Near Wabash Ave, Kansas City, MO 64130
ROBBY G.

ROBBY G.

Near Independence, MO 64057
ROBBY G.

ROBBY G.

Near Kansas City, MO 64111
Trent T.

Trent T.

I will be sending you a review request in reference to my service today. Your response will be sent to our higher management on how I am performing. If you have any free time to complete it, I would greatly appreciate it.

Near Blow St, St. Louis, MO 63116
Jude C.

Jude C.

Near Independence, MO 64050
ROBBY G.

ROBBY G.

Near Kansas City, MO 64154
Olga S.

Olga S.

Near N Bennington Ave, Kansas City, MO 64117
Jude C.

Jude C.

Near St. Peters, MO 63303
ROBBY G.

ROBBY G.

Near Kansas City, MO 64154
Jude C.

Jude C.

Near Kansas City, MO 64155
ROBBY G.

ROBBY G.

Near Wright City, MO 63390
Trent T.

Trent T.

Hello, this is trent, the person who previously delivered the service. Would you kindly take a moment to assess my performance? It would be really valued. Regards!

Near S Hawthorne Ave, Independence, MO 64052
ROBBY G.

ROBBY G.

Near Kansas City, MO 64154
Trent T.

Trent T.

Hello, this is trent, the person who previously delivered the service. Would you kindly take a moment to assess my performance? It would be really valued. Regards!

Near N Bennington Ave, Kansas City, MO 64117
Jude C.

Jude C.

Near St. Louis, MO 63115
ROBBY G.

ROBBY G.

Near St. Louis, MO 63113
ROBBY G.

ROBBY G.

Near St. Peters, MO 63376
ROBBY G.

ROBBY G.

Near St. Louis, MO 63139
Jude C.

Jude C.

Near Independence, MO 64057
ROBBY G.

ROBBY G.

Near St. Louis, MO 63139
Olga S.

Olga S.

Near S Hunter St, Independence, MO 64050
Jude C.

Jude C.

Near St. Louis, MO 63116
Jude C.

Jude C.

Near St. Louis, MO 63112
ROBBY G.

ROBBY G.

Near Kansas City, MO 64154
Jude C.

Jude C.

Near St. Louis, MO 63123
Jude C.

Jude C.

Near St. Louis, MO 63133