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Personal Loans in Missouri

Life can throw you a curveball every now and then. That curveball could cost quite a bit of money, such as a medical emergency or the need for a new car. Whatever the case, an online personal loan in Missouri may be the answer you need. Here at Wise Loan, we make securing an online loan easier than ever before!

What Is a Personal Loan?

A personal loan is a lump sum of money borrowed from an online lender (like Wise Loan) that you repay over time.

What Can I Pay for With A Personal Loan?

A lot of consumers are curious to know what a personal loan can be used for. Well, the answer is quite broad. Once you apply for and are accepted to receive a personal loan, the money is yours as long as you make your monthly payments. You can use a personal loan for:

  • Weddings
  • Social Events
  • Debt Consolidation
  • Medical Bills
  • Home Renovations
  • School Loans
  • And more!

What’s the Difference Between A Personal Loan and a Line Of Credit?

Many people don’t realize that the key difference between a personal loan and a line of credit is that a personal loan is a lump sum. You receive the full amount upon being approved for the loan. Then, you repay the amount over time. With a line of credit, you can take out the amount you need, then repay that amount, and so on.

Can I Get a Personal Loan with Bad Credit?

It is entirely possible to receive a personal loan with bad credit. Here at Wise Loan, we offer various loan requirements and qualification terms to help those with low credit scores. You have options!

For an online personal loan in Missouri, contact Wise Loan by calling 800-516-7840. Please take some time to read through our terms and conditions below.

How Much You Can Borrow

In the state of Missouri, Wise loan offers loan amounts between $200 – $2000. You don’t necessarily need to have good credit to be approved for a Wise Loan! Amounts, as well as approvals, are determined by several factors including your credit and loan repayment history.

Flexible Payment Terms

With a Wise Loan installment loan, you get to pick the number of payments needed to pay off the loan. Missouri residents can choose from up to 12 monthly payments, 26 bi-weekly payments, 24 semi-monthly payments or 52 weekly payments. When choosing the payment terms, be sure to pick terms that accurately reflect your ability to pay.

Cash Back Rewards

Wise Loan Annual Percentage Rates (APRs) will differ depending on several factors. Quicker payoffs will result in lower rates. For more information, see an example repayment schedule of a Wise Loan.

Terms And Conditions For Missouri

Always review the full terms and conditions and privacy policy before taking out a loan. Rates are calculated according to the rates allowed under the laws of Missouri. In addition, you may also be charged a late fee of $20 for payments after the due date. APR calculations are based on your first payment date being 14 days from the loan effective date and are provided in accordance with federal Truth in Lending laws. APRs may vary based on loan term. Please see your loan agreement for the APR and other terms applicable to your loan.

Local Reviews
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Wise Loan Rated 5.0 out of 5 stars based on 39 customer reviews

Map of Raytown, MO

Awesome customer service




Review of Wise Loan


Map of Troy, MO

Great Service




Review of Wise Loan


Map of Florissant, MO

Satisfied customer




Review of Wise Loan

Jude was very knowledgeable and provided me with alternative solutions to my problems. I thank him for his patience and concerns.


Map of Union, MO

Great company




Review of Wise Loan


Map of Union, MO

Great Service




Review of Wise Loan


Map of LA BARQUE CRK, MO

Great personality for this work




Review of Wise Loan


Map of Kansas City, MO

Very Understanding




Review of Wise Loan

Jude went above and beyond to assist me in getting back on track with my payments. He was non-judgmental and very understanding of my situation.


Map of Florissant, MO

Awesome service! Alma, treated me with the the respect, and caring that I need!




Review of Wise Loan

Alma is the BEST! THANK YOU ALMA!


Map of St. Louis, MO

Great Customer Service...




Review of Wise Loan

Wise Loans is the BEST!!! LOVE doing business with you!!!


Map of Florissant, MO

Great




Review of Wise Loan

I wanted to thank you...you were a true blessing to me this morning. May God continue to bless you!😇


Great full




Review of Wise Loan

I had a great experience with Alma, she went above to help me out with my finance issues!! Thanks!


Great Service




Review of Wise Loan

MS. ALMA was very thorough in explaining what happened with the account and immediately suggested a plan that would work with my budget. She was very kind and made it easier to work thru the issue because of the caring tone of her voice and choice of words spoken.


Great Service...




Review of Wise Loan

The gentleman who assisted me was quite kind and thorough!!! He kept his wird and followed up with me in a timely manner. He deserves some kind of monetary compensation for his EXCELLENT customer service!!!!! BRAVO!!!


SUPERIOR SERVICE




Review of Wise Loan

She even told me a happy birthday. Shoot I had forgotten what day it was.


Fabulous Service!!




Review of Wise Loan

I simply can't Thank Shalitha enough. She is wonderful, helped me with a miracle and was super nice, sweet and helpful. Blessings


Incredible - Surprising - Inspiring




Review of Wise Loan

Way behind on payments. Dreading a call to discuss. Jude handled it in a very friendly efficient way, got me back on track and has inspired me to act more quickly in all my dealings.


Great Service




Review of Wise Loan


Great Service




Review of Wise Loan

Came in handy when I was in a bind


Great Service




Review of Wise Loan


Great Service!




Review of Wise Loan

Reached out to Wise Loan due to last minute emergency! Customer service was exceptional, within a few hours immediately approved with the option of funding the sane day. Can't get in better...thank you for being there for me!


Jude .

Jude .

Near Kansas City, MO 64111
ROBBY G.

ROBBY G.

Near Raytown, MO 64133
Jude .

Jude .

Near St. Louis, MO 63136
Jude .

Jude .

Near Kansas City, MO 64111
ROBBY G.

ROBBY G.

Near Raytown, MO 64133
ROBBY G.

ROBBY G.

Near Raytown, MO 64138
Jude .

Jude .

Near Kansas City, MO 64111
Jude .

Jude .

Near Kansas City, MO 64130
Jude .

Jude .

Near St. Louis, MO 63104
Jude .

Jude .

Near Kansas City, MO 64111
Jude .

Jude .

Near Troy, MO 63379
Jude .

Jude .

Near Florissant, MO 63033
ROBBY G.

ROBBY G.

Near Union, MO 63084
ROBBY G.

ROBBY G.

Near Springfield, MO 65804
Jude .

Jude .

Near St. Louis, MO 63136
ROBBY G.

ROBBY G.

Near Union, MO 63084
Alma C.

Alma C.

Please, tell us about your customer service experience with Alma @ Wise Loan. Thank you!

Near Florissant, MO 63033
ROBBY G.

ROBBY G.

Thanks for paying your loan off today

Near St. Louis, MO 63129
Alma C.

Alma C.

Please, tell us about your awesome customer service experience with Alma @ Wise Loan. Thank you!

Near St. Louis, MO 63129
Jude .

Jude .

Near Springfield, MO 65802
Jude .

Jude .

Near Springfield, MO 65804
Alma C.

Alma C.

Please, tell us about your awesome customer service experience with Alma @ Wise Loan. Thank you!

Near Kansas City, MO 64111
Jude .

Jude .

Near LA BARQUE CRK, MO 63069
Jude .

Jude .

Near Kansas City, MO 64132
Jude .

Jude .

Near Harrisonville, MO 64701
Alma C.

Alma C.

Please, tell us about your awesome customer service experience with Alma @ Wise Loan. Thank you!

Near Kansas City, MO 64111
Jude .

Jude .

Near Kansas City, MO 64127
Jude .

Jude .

Near LA BARQUE CRK, MO 63069
Jude .

Jude .

Near Harrisonville, MO 64701
Alma C.

Alma C.

Please, tell us about your awesome customer service experience with Alma @ Wise Loan. Thank you!

Near LA BARQUE CRK, MO 63069