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Loans for Bad Credit Mississippi

At some point, we all wind up dealing with bad credit. Things can happen unexpectedly. Unfortunately, many banks and financial institutions will deny loan applications because of low credit scores. That’s not how Wise Loan operates, though. We know you have bills to pay and school loans to repay. You need cash—even with bad credit. We proudly offer bad credit loans in Mississippi!

Bad Credit Loans

It only makes sense to have a loan option available to those with poor credit. Today, more people have bad credit than perfect credit scores. Wise Loan hopes to offer everyone a chance at a safe and secure loan option.

What are Bad Credit Loans?

Not everyone is graced with a perfect credit score. For anyone with a low credit score, we have a loan option available. The primary characteristic of a bad credit loan is the short term installments and varying interest rates to protect the lender.

How Do Bad Credit Loans Work?

A bad credit loan is designed to be fast and efficient. When you apply and are approved, you’ll receive the money fast. Then it’s up to you to make monthly installments on time. As you repay the loan, your credit score will rise.

When you need a bad credit loan in Mississippi, call Wise Loan. You can reach us at 800-516-7840!

How Much You Can Borrow

In Mississippi, Wise Loan offers loan amounts between $500 and $2000. You don’t necessarily need to have good credit to be approved for a Wise Loan either! Amounts and approvals are determined by several factors, including your credit and loan repayment history.

Flexible Payment Terms

With a Wise Loan installment loan, you get to pick the number of payments needed to pay off your loan. Mississippi residents can choose to pay off their loans in 6 to 12 monthly payments, 12 to 26 biweekly payments, or 12 to 24 semi-monthly payments. Be sure to pick terms that best reflect your ability to pay.

Cash-Back Rewards

By paying your Wise Loan in a timely fashion, you can earn cash back bonuses! For every $1000 borrowed and paid back on time, you will have $10–$50 deposited into your Nest Egg savings account. Wise Loan may be the only loan servicer in Mississippi that offers cash bonuses for timely loan payoffs. Apply now to get a smarter loan!

Terms and Conditions for Mississippi

Always review the full terms and conditions and privacy policy before taking out a loan. Rates are calculated according to the Mississippi Credit Availability Act. You will be charged a monthly handling fee up to $25 per $100 per month. You may also be charged an origination fee of 1% of the amount borrowed, or $5, whichever is greater. In addition, you may also be charged a late fee of 10% of the past-due amount 10 business days after the due date. APR calculations are provided in accordance with federal Truth in Lending laws and are based on the number of days between the loan effective date and your first payment date. APRs may vary based on loan term. Please see your loan agreement for the APR and other terms applicable to your loan.

Local Reviews
for Jackson,Southaven,Starkville,Bay Saint Louis,Columbia,Greenville,McComb,Columbus,Gulfport,Hattiesburg,Macon,Madison,Meridian,New Houlka,Picayune,Ridgeland,Vancleave,Vicksburg,Yazoo City,Biloxi,Brookhaven,Buckatunna,Byhalia,Byram,Clarksdale,Courtland,Hernando,Holly Springs,Moss Point,Pascagoula,Pearl,Philadelphia,Poplarville,Richland,Roxie,Smithdale,Tupelo,Water Valley,West Point,Baldwyn,Batesville,Booneville,Brandon,Calhoun City,Canton,Carriere,Cleveland,Coffeeville,Coldwater,Crystal Springs,D'Iberville,Drew,Flowood,Forest,Gloster,Greenwood,Grenada,Horn Lake,Kiln,Laurel,Long Beach,Lorman,Louin,Louisville,Magee,Marks,Mendenhall,Monticello,Natchez,Ocean Springs,Olive Branch,Oxford,Prairie,Red Banks,Saltillo,Senatobia,Taylorsville,Toccopola,Tylertown,Verona,Waveland, MS

Wise Loan Rated 4.7 out of 5 stars based on 36 customer reviews

Map of Jackson, MS

I truly must say that the best part about wise long customer services Use that they truly listen to the customer and the supervisor miss Julie They tr




Review of Wise Loan

I will be using wise loans in the future And if anyone in the nation is having issues financially at this time of crisis I would ask you all to look to wise loans for help The customer service gentleman and his supervisor miss Julie I thank you all


Map of Vicksburg, MS

Awesome service




Review of Wise Loan

Service was polite and prompt!


Map of Biloxi, MS

Awesome service




Review of Wise Loan

Always answered my questions and happy to help me fix my problems


Map of Gulfport, MS

Excellent service




Review of Wise Loan


Map of Jackson, MS

Awesome Service




Review of Wise Loan

Alma was wonderful, knowledgeable, and extremely helpful throughout the call. Her attitude was great and it was a pleasure speaking with her today.


Map of Columbus, MS

Love the service




Review of Wise Loan

Awesome customer service


Map of Jackson, MS

Awesome price




Review of Wise Loan

Great service, really enjoyed the helpful people!!!


Map of Drew, MS

Mrs Jessica I appreciate all you did to help me.and you were so patient and keep in touch with me and the kids.thank again




Review of Wise Loan

It was awesome


Map of Moss Point, MS

Absolutely AWESOME service.




Review of Wise Loan

Sincerely one of the most pleasant experiences I have ever had when dealing with customer service.


Map of Columbia, MS

The customer service I received was great!




Review of Wise Loan

Everyone I spoke with was very informative and nice. It was an easy process. I will always use wise loan when I’m in need of a little extra cash.


Fast service




Review of Wise Loan

They were very responsive


Great service




Review of Wise Loan


Great




Review of Wise Loan


Awesome service




Review of Wise Loan

Claire was extremely helpful and courteous to me. She understood my needs and assisted me to get the best rate.


The representative that help me, she was excellent help. She was very patiently and I thank her for that.




Review of Wise Loan


Good Job




Review of Wise Loan

It took awhile for my loan to be approved but I'm glad it happened


Negative Experience




Review of Wise Loan


Great Service, easy and fast process.




Review of Wise Loan


Great customer service




Review of Wise Loan


Dynamic Service!




Review of Wise Loan

I had an awesome experience with Alma. She was friendly and very professional. I love her. She has a great personality and awesome customer service.


ROBBY G.

ROBBY G.

Near Tupelo, MS 38804
Jude .

Jude .

Near Jackson, MS 39208
Jude .

Jude .

Near Jackson, MS 39208
Jude .

Jude .

Near Jackson, MS 39204
Jude .

Jude .

Near Vicksburg, MS 39183
Jude .

Jude .

Near Philadelphia, MS 39350
ROBBY G.

ROBBY G.

Near Pascagoula, MS 39563
Alma C.

Alma C.

Please, tell us about your awesome customer service experience with Alma @ Wise Loan. Thank you!

Near Philadelphia, MS 39350
Jude .

Jude .

Near Greenville, MS 38701
Alma C.

Alma C.

Please, tell us about your awesome customer service experience with Alma @ Wise Loan. Thank you!

Near Vicksburg, MS 39183
Alma C.

Alma C.

Please, tell us about your awesome customer service experience with Alma @ Wise Loan. Thank you!

Near Pascagoula, MS 39567
Jude .

Jude .

Near Biloxi, MS 39531
Jude .

Jude .

Near Vicksburg, MS 39183
Alma C.

Alma C.

Please, tell us about your awesome customer service experience with Alma. Thank you!

Near Biloxi, MS 39531
Jude .

Jude .

Near Biloxi, MS 39530
Jude .

Jude .

Near Biloxi, MS 39532
Jude .

Jude .

Near Jackson, MS 39204
Jude .

Jude .

Near Gulfport, MS 39503
Alma C.

Alma C.

Please, tell us about your awesome customer service experience with Alma. Thank you!

Near Starkville, MS 39759
Jude .

Jude .

Near Tupelo, MS 38804
Alma C.

Alma C.

** Please, tell us about your AWESOME customer service experience with Alma. Thank you!

Near Jackson, MS 39206
Alma C.

Alma C.

** Please, tell us about your AWESOME customer service experience with Alma. Thank you!

Near Jackson, MS 39206
Jude .

Jude .

Near Jackson, MS 39212
Jude .

Jude .

Near Jackson, MS 39206
Jude .

Jude .

Near Jackson, MS 39206
Jude .

Jude .

Near Gulfport, MS 39503
Jude .

Jude .

Near Tupelo, MS 38804
derrica d.

derrica d.

Wise Loan/Essential Lending would like to know about your customer service experience with Derrica today!

Near Madison, MS 39110
Jude .

Jude .

Hello! I hope I was able to help you today!! Please take a moment to review my service? Thanks!! Jude at WiseLoan!!

Near Hattiesburg, MS 39402
Jude .

Jude .

Hello Heather!! Please take a moment to review my service for you today!!! Thanks!!! Jude at WiseLoan

Near Yazoo City, MS 39194