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What Happens If You Don’t Pay an Installment Loan?
What Happens If You Don’t Pay an Installment Loan? When you take out a loan, you also enter into a contract. Not paying your bills as agreed may have a variety of consequences, including legal ones. Find out more about missing installment loan payments and what...
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How Can I Get a Loan without a Credit Check?
The catch-22 of credit causes a lot of people to stumble, especially when they first start building their credit history. The rule goes like this: To get a decent loan, you need good credit, right? But what happens when you don’t have any credit history or...
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How Many Credit Cards Should I Have to Build My Credit Score?
While carrying multiple credit cards is often associated with credit card debt, it can be a useful tool for improving your credit score if strategized correctly. Reports show that the average American consumer held 3.84 credit card accounts in 2020. Learn more about...
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Is No Credit Better Than Bad Credit?
When it comes to getting approved for a loan or other type of debt, is a completely clean slate better than having a bad credit score or history? As with anything involving money and credit, the answer is complicated because it depends on a variety of factors. Find...
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5 Ways to Build Credit Without Spending Money
Want to build your credit, but know you can’t afford buying things on credit right now? Congratulations on having a responsible outlook on how debt works. We have some good news: You can do some things to improve your credit without spending money. 1. Get Added...
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Everything That Can Impact Your Credit Score
EVERYTHING That Can Impact Your Credit Score Credit scores are simple and incredibly complex. Keeping your credit score in the good or excellent range can take a bit of effort. But if you know what can impact your score, you can make the best financial decisions for...
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Getting a Loan: 5 Ways To Help Get a Quick Approval
Wise Loan makes it easy to get fast money after being approved for a loan. Our instant loan funding option can ensure money is deposited into your bank the same day or even within minutes. But getting fast cash depends on a quick approval process, and there are some...
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7 Fun Things to Spend Money on While Building Credit
You know the saying, “You have to spend money to make money?” Sometimes, the same sentiment is true for building credit. To prove you are creditworthy, you may need to take out loans or use credit cards and pay back the debt on time and as agreed. But...
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9 Things That Can Hurt Your Credit Score
Yes, you can get a loan with less-than-stellar credit. In fact, Wise Loan works with customers and provides them with tools to pay those loans back responsibly and have a positive impact on their credit. Because good credit is important. Here are just a few benefits...
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11 Reasons Our Customers Choose Wise Loan — And You Should Too!
What makes people choose Wise Loan when they’re looking for a personal loan or a way to build their credit? We wanted to know too, so we did a survey to ask our customers. Find out more below about the reasons our customers work with us and why you might want to...
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